Hi,
I am clerical employee in state Bank of India. As you are aware that CIBIL report can be generated only with officially valid documents like AADHAR CARD, pan card and driving license.
Without my knowledge and consent One of my officer of SBI accessed my AADHAR Card and generated CIBIL report, Atleast 4-5 times. He was not competent authority or my controlling authority of SBI. That officer obtained some information in my CIBIL report and furnished to the Disciplinary authority of State Bank Of India, as a result I was issued charge sheet for borrowing loans from e-andhra bank without obtaining permission from SBI. The said e-Andhra Bank loans were closed loan accounts before the issuance of charge sheet
Does the bank officer require my permission or did he need to bring it to my notice before generation of CIBIL report with my AADHAR Card.
Can anyone suggest me:
1)whether SBI can give me charge sheet for closed loan accounts by accessing my CIBIL report with my AADHAR Card without bringing it to my notice before generation of CIBIL report.
2) whether any officer of SBI is empowered to check or access my CIBIL report with my personal identity documents like AADHAR CARD pan card and driving license.
A.Dear Client,
Yes, the bank officer ought to have mentioned before checking your CIBIL report and moreover having and using access to your AADHAR Card. That is a gross violation of your fundamental right to privacy. Bank can only submit monthly payment histories by checking your report but for any such inquiry, it needs your authorization before doing so.
Dear Sir,
You may get issue a legal notice to the concerned Bankers and the Head office and initiate legal action and claim huge compensation for not securing your account details which are private de...
Dear Client,
Your query requires more details to address it suitably. You expressed your concern but not a cause of action behind that concern that attracts a legal remedy. It is a virtual platform w...
Dear Client,
You need to adhere to the payment of EMI and interest rates as provided by the financial corporations to settle the loan amount. In case of a financial crisis, you can contact the manager...
Dear Client,
Once a donor or owner of the property gifted the property to the donor through a registered deed of gift, the property becomes the self-acquired property in the hand of the donee who beco...
Dear Client,
Once a borrower fails to repay his debt, the Lenders/FIs initiate a routine course of action for recovery of the loan/debt from the borrower. You may negotiate or settle your dues agains...
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