I’m not paid the emi of loan of (48 months) from 2005, I don’t contact with bank not paid of emi of loan from 2005.
5 years ago
I’m not paid the emi of loan of (48 months) from 2005, I don’t have contact with bank from not paid of emi of loan from 2005. But now they suddenly call to after 13 years and said “we have settlement for you , pay loan before 26/11/2018, otherwise your children will face problems in future” . We asked time to pay they don’t give the time and the give 7 days to pay for loan. But they said if you not paid your children will face problems, so worried about my children. I don’t have money to pay the loan. What I have to do , please help me before they take any action to me or my children.
Deepak Yashwantrao Bade
Responded 5 years ago
ROBERT D ROZARIO
Responded 5 years ago
Bank is not a Charity.They are commercial organisation.They will get their money back with interest.
But,they have offered to settle means it is a positive indication which is called OTS ,One Time Settlement.If you do not have money, go and take to the Manager and ask for extra time and finally you have to pay or Children have to pay failing which property may be auctioned.
Shanti Ranjan Behera
Advocate
Understand that every money recover process must be started within three years from the date of outer limit of repayment or renewal. If you have not renewed or executed any other document then they cannot claim after 13 years. Get all the documents from them and defend in the Court it will take another 3 years to decide.
Rajender Prasad
Responded 5 years ago
Rameshwar Dadhe
Responded 5 years ago
Compassionate appointment
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