Amount got freeze
1 year ago
I have received a planed 15k amount on my account, but from that i transferred to that person 10k in other person upi. But sudden that i got call from my bank that my 15k amount got freeze and immediately i sent all the proofs that there is no scam my end and i sent all the proof to them via email but there is no response from them even they didn't give me complaint number.
After 4 months i got call from one Inspector and he demanded the govt id of mine, bank statement, self statement...
What should i do, I have no complaint number no notice, someone else did fraud with multiple people and i got linked into that.
A.Dear Sir,
Dear Sir,
The bank has right to freeze the account. The relevant rules are as follows:PLEASE VISIT THE LINK ALSO. The remedy lies by issuing a legal notice to the Bank, followed by a Writ Petition to direct the Bank to unfreeze the account with a liberty to the aggrieved partner to approach the Civil Court to redress his grievance. Bank cannot penalize the other partner. The Supreme Court's observations are as below:
STATE BANK OF INDIA
Customer Manual for Deposit Accounts Including Disclosure of Account Terms and Fee Schedule
How to unfreeze your bank account
2.2 Joint Accounts shall be opened with right of Survivorship Only
https://www.statebank.com/pdf/customer-manual-march2011.pdf
• These are opened when two or more persons desire to have a common or joint account. These can be operated: → jointly by all the persons with right of survivorship only; → by any one of them;
• In the event of death of anyone of the joint account holders, the balance will be available to the surviving account holder(s). Customer Manual for Deposits Current as on January 1, 2013 Page 5 of 29
• All account holders must sign the application and specimen signature card.
• The Bank reserves the right to freeze or suspend the account if: → it receives a letter from any one of the account holders objecting to further transactions, or → it is made aware of a dispute. In such an eventuality, all account holders will have to sign any instruction to the Bank.
• The Bank shall have the right to set off all funds in the account against any overdue debt, or to satisfy a judgment against the account holder or any one of the account holders in the case of joint account holders.
The Supreme Court on Friday directed the Central Bureau of Investigation (CBI) to de-freeze the bank accounts of Adarsh Cooperative Housing Society, and allow them to withdraw ₹1.68 crore to spend on building maintenance and litigation expenses.
A Bench of Justices J. Chelameswar and S.K. Kaul did not agree with the CBI’s objections that the money was part of the benami transactions made to purchase the flats in the building.
The court said the investigating agency could not convince it how the withdrawal of the amount against a security of immovable properties would affect the probe, especially when the money is not part of the charge sheet or linked to any fraud.
In a hearing in 2016, the SC had expressed empathy for the efforts made by the residents of the 28-story scam-tainted Adarsh apartments to maintain the lifts and other facilities.
The court had asked the probe agency to understand the sentiments of the residents, who hope that one day, by a miracle, they may be able to get back possession of the apartments.
The building is now in the possession of the government following a SC order on July 22.
The society had then sought a direction to the Military Engineering Services, the custodian of the building, to ensure proper maintenance of lifts, generators, and firefighting equipment as the office-bearers of the society and flat owners have been barred by the apex court from entering the premises.
Dear Sir,
The bank has right to freeze the account. The relevant rules are as follows:PLEASE VISIT THE LINK ALSO. The remedy lies by issuing a legal notice to the Bank, followed by a Writ Petition to direct the Bank to unfreeze the account with a liberty to the aggrieved partner to approach the Civil Court to redress his grievance. Bank cannot penalize the other partner. The Supreme Court's observations are as below:
STATE BANK OF INDIA
Customer Manual for Deposit Accounts Including Disclosure of Account Terms and Fee Schedule
How to unfreeze your bank account
2.2 Joint Accounts shall be opened with right of Survivorship Only
https://www.statebank.com/pdf/customer-manual-march2011.pdf
• These are opened when two or more persons desire to have a common or joint account. These can be operated: → jointly by all the persons with right of survivorship only; → by any one of them;
• In the event of death of anyone of the joint account holders, the balance will be available to the surviving account holder(s). Customer Manual for Deposits Current as on January 1, 2013 Page 5 of 29
• All account holders must sign the application and specimen signature card.
• The Bank reserves the right to freeze or suspend the account if: → it receives a letter from any one of the account holders objecting to further transactions, or → it is made aware of a dispute. In such an eventuality, all account holders will have to sign any instruction to the Bank.
• The Bank shall have the right to set off all funds in the account against any overdue debt, or to satisfy a judgment against the account holder or any one of the account holders in the case of joint account holders.
The Supreme Court on Friday directed the Central Bureau of Investigation (CBI) to de-freeze the bank accounts of Adarsh Cooperative Housing Society, and allow them to withdraw ₹1.68 crore to spend on building maintenance and litigation expenses.
A Bench of Justices J. Chelameswar and S.K. Kaul did not agree with the CBI’s objections that the money was part of the benami transactions made to purchase the flats in the building.
The court said the investigating agency could not convince it how the withdrawal of the amount against a security of immovable properties would affect the probe, especially when the money is not part of the charge sheet or linked to any fraud.
In a hearing in 2016, the SC had expressed empathy for the efforts made by the residents of the 28-story scam-tainted Adarsh apartments to maintain the lifts and other facilities.
The court had asked the probe agency to understand the sentiments of the residents, who hope that one day, by a miracle, they may be able to get back possession of the apartments.
The building is now in the possession of the government following a SC order on July 22.
The society had then sought a direction to the Military Engineering Services, the custodian of the building, to ensure proper maintenance of lifts, generators, and firefighting equipment as the office-bearers of the society and flat owners have been barred by the apex court from entering the premises.
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A.Dear Client,
Sorry for your situation. Visit your bank directly in order to get details and file a complaint for fraud if you have suffered a loss.
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