Harassment from money lenders
1 month ago
It about debt I have taken for business
During covi Maximum amount of money I have given with profit but due to medical conditions currently I am not able to give but lenders are not giving time and harrassing me continuously
Because of that i am not able to at home and family is also in fear and I have to take medical treatment from psychiatrist
A.Dear Client,
Your guidance on filing a complaint against recovery agents is comprehensive and aligns with the legal recourse available to individuals facing issues with recovery agents. It's crucial to ensure that debt recovery is conducted within the bounds of the law and with respect for the rights of the debtor.
The advice to file a complaint with the local police station and endorse a copy to the concerned bank is a standard practice to address any undue harassment or illegal actions by recovery agents. Furthermore, providing information on how to file a complaint against recovery agents appointed by the bank with the Reserve Bank of India (RBI) through their online portal or helpline number adds another layer of recourse for individuals facing such issues.
The reference to a recent judgment by the Hon'ble Patna High Court further emphasizes the importance of ensuring that recovery agents adhere to legal procedures and do not take the law into their hands without proper authorization from a competent court. The direction given by the court to the Superintendent of Police highlights the need for local law enforcement to actively prevent any unlawful actions by recovery agents within their jurisdiction.
Individuals who feel subjected to harassment or illegal practices by recovery agents should consider utilizing the mentioned avenues to seek redressal. Keeping a record of communication and incidents is crucial for providing evidence in support of the complaint.
It's worth noting that legal frameworks and regulations may vary, so consulting with legal professionals for advice specific to one's jurisdiction and circumstances is advisable.
Your guidance on filing a complaint against recovery agents is comprehensive and aligns with the legal recourse available to individuals facing issues with recovery agents. It's crucial to ensure that debt recovery is conducted within the bounds of the law and with respect for the rights of the debtor.
The advice to file a complaint with the local police station and endorse a copy to the concerned bank is a standard practice to address any undue harassment or illegal actions by recovery agents. Furthermore, providing information on how to file a complaint against recovery agents appointed by the bank with the Reserve Bank of India (RBI) through their online portal or helpline number adds another layer of recourse for individuals facing such issues.
The reference to a recent judgment by the Hon'ble Patna High Court further emphasizes the importance of ensuring that recovery agents adhere to legal procedures and do not take the law into their hands without proper authorization from a competent court. The direction given by the court to the Superintendent of Police highlights the need for local law enforcement to actively prevent any unlawful actions by recovery agents within their jurisdiction.
Individuals who feel subjected to harassment or illegal practices by recovery agents should consider utilizing the mentioned avenues to seek redressal. Keeping a record of communication and incidents is crucial for providing evidence in support of the complaint.
It's worth noting that legal frameworks and regulations may vary, so consulting with legal professionals for advice specific to one's jurisdiction and circumstances is advisable.
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A.Dear Client,
In the given situation, filing a complaint against the recovery agents in the local Police Station endorse a copy of said complaint to the concerned Bank. Further, a complaint against the loan recovery agents appointed by the Bank can be made at https://cms. rbi.org.in or by calling the helpline number 14440. The complaint may be lodged online or by filing an offline complaint and submitting the same at the Centralised Receipt and Processing Centre (CRPC) at RBI, 4th Floor, Sector 17, Chandigarh, PIN-160017. In a recent judgment, the Hon'ble Patna High Court in the case of Dhananjay Seth v. Union of India, 2023 SCC OnLine Pat 1393, decided on 19-5-2023 directed the Superintendent of Police of all the districts in the State of Bihar, to ensure that within their jurisdiction no recovery agent of the Bank and Financial Institution might take the law into their hands without an order of the competent court of law. Further, a quick counseling session with a certified credit counselor can help you discover your options and choose the right path to resolve or settle the matter in the right way.
In the given situation, filing a complaint against the recovery agents in the local Police Station endorse a copy of said complaint to the concerned Bank. Further, a complaint against the loan recovery agents appointed by the Bank can be made at https://cms. rbi.org.in or by calling the helpline number 14440. The complaint may be lodged online or by filing an offline complaint and submitting the same at the Centralised Receipt and Processing Centre (CRPC) at RBI, 4th Floor, Sector 17, Chandigarh, PIN-160017. In a recent judgment, the Hon'ble Patna High Court in the case of Dhananjay Seth v. Union of India, 2023 SCC OnLine Pat 1393, decided on 19-5-2023 directed the Superintendent of Police of all the districts in the State of Bihar, to ensure that within their jurisdiction no recovery agent of the Bank and Financial Institution might take the law into their hands without an order of the competent court of law. Further, a quick counseling session with a certified credit counselor can help you discover your options and choose the right path to resolve or settle the matter in the right way.
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