Mpokket Loan repayment delayed
Mpokket Loan repayment delayed
My loan is over due from last 304 days, i am committed for the payment but cannot managed due to the financial condition, as from last 10 to 11 month was too horrible due to the medical expenses for D
8 months ago
A. Dear client,
The following legal remedies available to defaulter in the case of harassment by recovery agents:
Filing a complaint at the police station:
A proper complaint should be filed against the Bank and the recovery office. However, if the police do not file a complaint, the magistrate can be approached.
An injunction suit against the bank and recovery agents:
A civil injunction suit with an ad-interim relief can be filed in the civil court against the bank and recovery organization. It ...ReadMore
Property Based question
My uncle was died. He is unmarried. He is born with 2 brothers and 2 sisters. He built one house. But the house was not in his name. The house was in his mother name. But he only built the house. And
8 months ago
A. Dear client,
If the house belongs to your mother's name, your uncle has no right to decide who gets the property irrespective of the fact that he has constructed a house on the plot. Your uncle cannot impose his opinion on your family
Telegram Task fraud
What to do if national cyber crime team has put the hold on money in scammers account
8 months ago
A. Dear client,
Since you appear to have already registered an FIR for cyber fraud related offence, now you should report the same to your nearest bank branch and the RBI branch.
Informing the RBI branch forces banks to strictly adhere to timelines and deal with your case swiftly, as per the direction given by RBI for money refund in case of unauthorized fraudulent bank transfers.
Care should be taken to report the matter within 3 days of receiving the communication of fraudulent money transfer, ...ReadMore
Cyber crime complient
Hi sir My account freezed in cyber crime complient but victim withdrawa my complete cyber crime accepted message will send victim mail but My is still freezed what can I do sir
8 months ago
A. Dear client,
If the bank account operations was frozen on written orders of the Police Dept., and further IF there are no criminal case pending against your name in any court, THEN the account can be un-frozen only by another order of the Police Dept., OR by the specific orders of the relevant court.
Regarding Housing Society director post.
If a resident has their own house in the society but is living somewhere else on rent, is there any rule for providing any kind of position in the housing society? And can they manage the society from
8 months ago
A. Dear client,
Generally housing societies have their own bylaws. It all depends on rule framework of your society. Generally its mandatory for a person to be a resident of the housing society to be a member in the society. Please go through the rule book
experience certificate
I have worked in non-govt registered bpo non voice process , i have 1 and half year experience i didn't get experience certificate yet and i knew they can't provide because they not registered to govt
8 months ago
A. Dear client,
No employer can deny the experience certificate to his employees unless he has cheated his employer or ran away without fulfilling his assignments prescribed by the company.
It is every employee’s right to receive an experience certificate. Even there is no need to serve on notice period for the experience certificate. You want to serve notice period in companies for your salary.
Your employer deliberately can’t discredit the employee by spreading any misinformation on the pa ...ReadMore
Applying passport for my child from another state as a single mother
Dear Sir I am a single mother from Kerala would like to apply for my son's passport but as per Kerala rules it is not possible. Kindly advise if I can apply from Karnataka?
8 months ago
A. Dear client,
For minor applicants, present address proof document in the name of parent(s) can be submitted. It is advised to carry original and self-attested copies of parents passport to Passport Seva Kendra (PSK), in case parents possess passport. For minor applicants, documents can be attested by parents.
Loan regarding
higher intrest rate maine 12 lakh ka loan liya tha 5-6 sal pahle aur maine bahut sari kist bhi Jama karvai Uske bad corona ki vajah se Halat kharab ho gai amount Jama Nahin karvaya aur 18.10.20122 ko
8 months ago
A. Dear Client,
Once the EMI against a loan is not repaid for consecutive 3 times by the borrower for any reason whatsoever, it is treated by Bank as NPA. Accordingly, Bank sends notice to Borrower asking him/her for repayment of the entire dues lying against your loan offering suitable terms. In the absence of any response from the Borrower, Bank started the routine process of action prescribed under relevant laws for recovery of debt lying outstanding against the Borrower and the Guarantor. You ...ReadMore
Recovery agent visit to address
I have not taken any loan but still the recover agent has visited my address and is claiming that I have taken loan and calling husband. I don't have my current residential address in any of the docum
8 months ago
A. Dear Client,
When you did not avail of any loan from any Bank or NBFC, then how the recovery agents visited your residence and threaten you for repayment of the outstanding loan? Undoubtedly it appears that either for lack of information or communication, recovery agents might have visited your residence. So in the prevailing situation, you need to contact the concerned Bank whose recovery agents visited your residence for the collection of dues and gather detailed information. Both Supreme Cour ...ReadMore
Sale Agreement & Supreme Court
Dear sir/madam, We have executed an unregistered Agreement of Sale about 25 years ago to two persons without taking any advance amount. Those two persons never approached us in the last 25 years to
8 months ago
A. Dear Client,
The Bench of Supreme Court comprising of Justice M.R. Shah and Justice Krishna Murari has further held that an unregistered Agreement to Sell, which is otherwise required to be compulsorily registered, shall be admissible in evidence in a suit for specific performance in terms of Proviso to Section 49 of Registration Act. Article 54 of the Limitation Act stipulates that the limitation for filing the suit for specific performance of the contract is three years from the date fixed for ...ReadMore
