Loss my job am unable to repay Emi Loss my job am unable to repay Emi

Hi sir, I want 3 month time to repay of my consumer, personal loan and credit card because I loss my job and am facing financial problems at present

2 Response(s)

Posted 1 month ago


A. No need to worry .. if u get a job then only pay the dues... otherwise why to pay... big loans get settled off like that of big business tycoons ..

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Bank account related Bank account related

Sir mere father ka account tha jis me RS 280000 hai jis me koi legal heier Paisa nahi nikalna chhah Raha hai.us account me koi nominee nahi hai.paise kaise nikale Kya process hai

4 Response(s)

Posted 2 months ago


A. Dear Sir,
As per the Bank circulars you have to produce legal heir certificate and one of the legal heir may be authorised to receive such amount as there is no nomination.

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JOINT FD JOINT FD

Hello Sir Mere Papa 2 mahine pahle gujar gaye mere papa ki unke friend k sath JOINT FD hai bank of india mai lekin unka friend FD mai se paise nahi dena chahte jab father the tab bhi unho

1 Response(s)

Posted 2 months ago


A. Dear Client,
if owner died without appointing a nominee then legal heir has legal right to claim that money. You need to show bank that you are a son of your late father and they will have to give you your share as it is your right.
Thank You.

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Debt and harassment from recovery agent Debt and harassment from recovery agent

I am really tired of this that recovery agent harassing by coming home and torturing me and calls also, some even told that they are from court and they are the lawyers.

5 Response(s)

Posted 2 months ago


A. Dear Sir,
Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
Leave a Comment
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. ...ReadMore

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Indemnity to bank for re-issue of FDR Indemnity to bank for re-issue of FDR

I have been advised by my bank to get an indemnity/undertaking for re-issue of my bank FDR (which has been misplaced). What value stamp paper should I use?

2 Response(s)

Posted 2 months ago


A. Dear Sir,
You may directly approach Sub-Registrar to get first hand information.

I could have explained more if background is known to me.

Please give me FIVE STAR if satisfied by my answers.

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Nominee of bank fd Nominee of bank fd

My grandmother passed away 2 weeks back who had put me as nominee on some of her fds. Now her daughter who is my maternal aunt is refusing to provide me the relevant fd certificates. Without the certi

3 Response(s)

Posted 3 months ago


A. Dear Sir,
You may approach the Bank and execute indemnity bond and immediately get the amount into your account.

I could have explained more if background is known to me. If background is made known in full then legal experts will be in position to understand correctly. Moreso, the background must be in brief.

Please give me FIVE STAR if satisfied by my answers.

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Transaction Faults Transaction Faults

I did a upi transaction a few days back. The app says transaction is successful but the merchant has not received the money. Now neither my bank nor the app is helping me out with my money.

2 Response(s)

Posted 3 months ago


A. Dear Sir,
You may get issue a legal notice threatening to approach Banking Ombudsman or file consumer case for compensation.


I could have explained more if background is known to me.

Please give me FIVE STAR if satisfied by my answers.

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My Lt. Father made nominee to his brother in saving bank account. My Lt. Father made nominee to his brother in saving bank account.

My Late Father made nominee to his brother in saving bank account. Is my mother or me have any chance to take money from my uncle. My uncle's son debt all money via online transaction. Can we get mone

1 Response(s)

Posted 3 months ago


A. Dear client,
A nominee is just a care taker of that money, he has no right to use that money for personal benefit. The legal heir i.e. you and your mother has full right over that money of your father and you can take that money back from your uncle either by consulting with him or in case he denied to give back money you can serve him with a legal notice.
Thank You.

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GUARANTEE GUARANTEE

MY FRIEND WAS THE GUARANTOR FOR SOME LOANS. HE SUDDENLY PASSED AWAY ON 13-3-2021. WHETHER THE GUARANTEE EXTINGUISHED WITH HIS DEATH? HE HAD NO PROPERTY WIN HIS NAME. BUT WHETHER THESE INSTITUTIONS

2 Response(s)

Posted 3 months ago


A. Dear Sir,
The liability of the guarantor extinguishes on his death and no suit can be filed against legal heirs of him.

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Loan Close Loan Close

We have taken car loan from Mahindra finance tenure was 36 months we have paid 32 and 4 is remaining, they are abusing us hence we have pledge my wife chain and arranged the money for 4 emi now they h

2 Response(s)

Posted 3 months ago


A. Dear Sir,
You may get issue a legal notice and file a counter case against them for unnecessarily making issues and adding interest and filing false cheque bounce cases.

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