Debit freeze on court order
Debit freeze on court order
Myself amit , i am guarantor to friends loan now he is defaulter not paying loan. Now my account is debit freeze on court orders and bank deducting insufficient balance charges against auto transactio
3 weeks ago
A. Dear Client,
A guarantor shares equal liability for repaying the debt of the principal borrower. If the borrower defaults and recovery attempts fail, the bank may pursue the guarantor and attach the security offered by them. Even in the absence of a guarantor, their legal heirs may be held liable to settle the debt from inherited assets. While a guarantor can request more time to settle dues, they cannot evade their responsibility to repay the loan. Additionally, the bank has the right to dedu ...ReadMore
Bank account freeze
My bank account has been frozen due to a Rs 210 transaction which i got for an online google maps review work and it has been freezed by Gujarat cyber cell and I am from Patna
3 weeks ago
A. Dear Client,
After reporting a cybercrime scam or fraudulent transaction to the National Cyber Crime Reporting Portal(NCCRP), the Cyber Crime Cell initiates an investigation by freezing the suspected accounts of the fraudsters as well as the victim's bank account. During this time, the victim must cooperate with the investigating agency and await the completion of the investigation.
The duration of the investigation can vary depending on factors such as the complexity of the case, the resourc ...ReadMore
Lender is not available for my payment
I borrow a pl from loanwalle.com finance by naman finleas pvt ltd , but now the problem is there is no option to repay the loan amount and it is showing up to my cibil
4 weeks ago
A. Dear Client,
When there is no provision for repayment of the loan or foreclosure of the loan in the loan agreement, after serving a legal notice to the lender, you should bring the matter to the notice of the regulatory authorities, RBI, SEBI, and CIBIL authorities online to protect yourself from any sort of legal consequences arising out of said loan.
LOAN SETTLEMENT AND ADVICE
MERE PASS UNSECURED LOAN 9 HAI JISKI TOTAL OUTSTANDING 6000000/- TAK HAI ..ME NE APNE BUSSINESS K LIYE LIYA THA ...SURUVAT ME BUSSINESS ACHA CHALTA THA...TO EMI DE PATA THA LEKIN...2024 KA SAAL MANDI
4 weeks ago
A. Dear Client,
When a borrower fails to repay their loan for three consecutive installments, the bank typically marks the loan as a bad loan or non-performing asset (NPA) and initiates recovery procedures. While you can request more time from the bank to settle the dues, you remain personally liable for repayment. If the bank files a suit for loan recovery in a civil court, the court may order attachment of collateral security belonging to both the borrower and guarantor.
Negotiating a debt set ...ReadMore
title of a flat
Under development agreement if flat is received to the Developer who mortgaged to bank for his own business and loan is defaulted , bank has taken the possession under SARAFEICA ACT , whether the pers
1 month ago
A. Dear client, yes one can get the title from the auctioner by way of sale certificate by purchasing the flat in the auction.
About cheating of money transfer
Sir/Madam, my friend is working in a firm as an accountant, he has drawn money from the organization with out intimating the authority. But the amount is drawn in the form of cheques signed by the aut
1 month ago
A. Dear client, your friend will be made liable if he has taken money from the organization without the consent or intimating the respected authority. Even though the cheques are signed by the authority there must be permission from authority to withdraw.
I cant pay my Loan Emi
I want to Settlement but Navi app said they don't have Settlement Option What to Do?
1 month ago
A. Dear Client,
When a borrower defaults on loan repayments for three consecutive installments, the bank typically initiates a routine course of action for loan recovery, marking the loan as a bad loan or Non-Performing Asset (NPA). The borrower becomes personally liable for the outstanding debt. Negotiating a debt settlement can be pursued individually or through third parties like debt relief companies. In such negotiations, payments are made to the settlement company, and a portion of the loan ...ReadMore
HDFC Bank not open my Bank Account
Cyber crime department already send mail to my HDFC Bank Branch for unfreez my account but HDFC Bank not open my Bank Account?
1 month ago
A. Dear Client,
Under Section 457 of the Code of Criminal Procedure (CrPC), a Magistrate has the authority to exercise discretion in ordering the conditional release of funds frozen during a cyber scam investigation. In such cases, the police may request a bond from the victim, who must declare a commitment to reimburse the bank 1.5 times the refunded amount if their claim is found to be false or if additional claims are made on the amount. Following the execution of this bond, the Magistrate iss ...ReadMore
Getting OFF from home loan Guarantor
Sir, I have signed home loan guarantor to known person for his home loan as help. He is not paying EMIs amount for the past 1+ year & He was missing now, not reachable. All his pending amount are mapp
1 month ago
A. Dear Client,
A guarantor shares equal liability for repaying the principal borrower's debt. If attempts to recover debt from the borrower fail, the bank can pursue recovery from the guarantor, attaching the security provided by them. Even in the absence of a guarantor, their legal heirs may be held responsible for settling the debt using inherited assets. While a guarantor can request more time to settle dues, they cannot evade their repayment responsibility for any reason. Legal actions, incl ...ReadMore
Hold of 100000
Hold of one lack is on 28 feb for clearing bike loan nd i clear my loan on 4 March and ndc summit to bank but sbi not unhold what did i do know
1 month ago
A. Dear Client,
Building positive relationships with staff members and ensuring the successful completion of tasks can be crucial, as attempting legal action against banks may be a lengthy and challenging process. The procedures involved are often protracted, and authorities frequently lean towards supporting the banks in such matters.
While it's important to maintain good rapport with staff to facilitate smoother processes, if you find yourself in a situation where legal action is necessary, it ...ReadMore
