forgery signature of my wife by bank as co-borrower in loan documents
forgery signature of my wife by bank as co-borrower in loan documents
Iam Dhiraj kumar having a personal loan of Rs 1216700 from Kotak mahindra bank. Due to job loss i was unable to pay next 2 month EMI after moratorium end. Few days before kotak bank employee called my
3 years ago
A. Hello,
Do you have the mail which asked your wife's aadhar card and photograph for KYC since you named your wife as a nominee? Or any other document which specifies the same?
Ayantika Mondal @ Prime Legal
Cheque bounce issue
Can we get deducted charges from bank for 30 cheque bounces, 35000 got deducted after 3 years in Icici bank hyd
3 years ago
A. Dear Sir,
I have to check relevant documents and they cannot be such big deductions you may approach its Head Office or banking ombudsman to resolve the issue.
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Ayantika Mondal @ Prime Legal
moratorium
I have a loan with two banks, availed the moratorium. HDFC bank has issued and intimation letter sent to my email. What would be their next steps? Is there any way I could get an extension of the mor
3 years ago
A. Hi,
According to the recent guidelines of the Supreme court of India, the moratorium period can be extended by two years as per RBI'S circular.
Ayantika Mondal @ Prime Legal
Dispute over distribution of Saving Account Amount
I had a joint account with my late father (who expired around 6 months ago) on " Either or Survivor" basis. Does my mother or brother have any claim on the amount in the account?
3 years ago
A. Hi,
According to general bank protocols, after the death of the joint account holder, the amount will be now completely be with the surviving account holder.
However, if a bank operates with 'tenancy in common rule', then the amount will be distributed according to the will of the deceased.
Ayantika Mondal @ Prime Legal
Loan was sanctioned without my knowledge by Bajaj Finserv
I have never taken any loan with Bajaj Finserv in my lifetime but my CIBIL report appears to show a pending consumer loan on my name for INR 15000, I approached Bajaj Finserv customer grievance redres
3 years ago
A. Hi,
Since the case is of identity theft, you should send a legal notice to them immediately
Ayantika Mondal @ Prime Legal
Rameshwar Dadhe
Saving bank account money related query
My mother is passed away in 2018 and she has two accounts in which she don't have any nominee as my father is also no more, we are two sisters who wants to claim for that money. We approached bank but
3 years ago
A. Hi,
You need a lawyer who makes will and ask them to make the legal heir certificate and then divide the assets among the children.
Ayantika Mondal @ Prime Legal
Bank is not giving the Physical possession.
I purchased a house property through E-Auction on 14.12.2017 for Rs. 59.75 lakhs. Bank took the physical on 01.03.2019 the house was sealed by the bank. within 4 days the previous owner occupied the h
3 years ago
A. Hi,
After the property is registered in your name, file a complaint in the police regarding the illegal trespass. If no avail is provided by the police you can file a case against the bank and trespassers in the court.
Ayantika Mondal @ Prime Legal
Navin Parashar
my father is govt. servant in SBBJ. My father is expire on duty July 2000. But sbbj management not compensation ground service so I go to High court decision in my favor but sbbj not given me service
3 years ago
A. Dear Sir,
File contempt petition.
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Mr
I had taken a home loan . Total loan amount is 47 lakhs . Worth of property is 67 lakhs . For reasons known unable to pay. Emi . Could I handover the property to the bank and get the liability closed
3 years ago
A. As per your inputs you are unable to pay the loan, as part of advice keep the property for sale for the available price in the market with a condition that the property is in bank and the buyer shall clear the bank loan as pat of agreement, it will get some benefits to you.
Adv. Sarika Khude
DEFAULT HOUSING LOAN SETTLEMENT REGARDING
I need an idea and help on how to close default housing loan in an smooth approach
3 years ago
A. Dear Sir,
You have to approach the Bank otherwise you can settle the matter in Lok Adalath if any civil case filed.
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