Regarding Education Loan Regarding Education Loan

My wife got education loan for her MBBS at 17yrs for study in 2010 ,with amount of 7.5lakhs pledging land by her father co-applicant since she is a minor, but now loan repayment amount is 21.5 lakhs a

3 Response(s)

Posted 4 months ago


A. Hi,
There are a number of reasons for which you can seek for cancellation of your education loan which include Dropout from college, Cancellation due to death which will be according to the respective policies of the different banks/organizations. Kindly let a legal person go through the documents and then apply for cancellation.
Thank you.
Kindly give a proper rating.

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Cheque bounce where can I file the case Cheque bounce where can I file the case

I have submitted cheques in Icici bank faridabad and cheque is of Axis bank branch in noida so I can file case in faridabad or I have to go to noida to file case as cheque is of Axis bnk noida.

5 Response(s)

Posted 4 months ago


A. Hi,
You have to file the case in Faridabad. You can file a petition as per section 138 of the Negotiable instruments Act,1881. Please contact a lawyer for further legal advice.
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Latest Response 4 months ago
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

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Advocate  Anik

Advocate Anik

Shivaleela  Gujare

Shivaleela Gujare

Sunil Kumar  Singh

Sunil Kumar Singh

Online issue in bank Online issue in bank

Hi, my husband expired recently, we have family disputes in court still pending, and he has illegal affair with other lady and he mentioned her name as wife in bank nominee details. Can i fight legall

3 Response(s)

Posted 4 months ago


A. Yes you can. You have to give stop payment notice to that Banker specifying that Nominee is not the legal heiress of the deceased person and you have also to specify that as the legal heiress of the deceased person you are applying for Succession Certificate so no sum can be disbursed to that Nominee.

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Credit Card Issue Credit Card Issue

Hi, Hdfc bank issued me a credit card in 2018 n card limit was 61000 .I used the amount 58500 from it in which finance charges are included. In actual I used 38000 if we cut finance charges from 5850

2 Response(s)

Posted 4 months ago


A. Hello Sir
If you have taken some loan form the bank through credit card then you are liable to pay the same and bank have all rights to initiate legal actions against you if you have made default in payments. It would be advised to clear your pending amount to avoid legal action.
Thanks
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I DON'T HAVE ANY DOCUMENTS OF  MY FATHER'S  BANK ACCOUNT I DON'T HAVE ANY DOCUMENTS OF MY FATHER'S BANK ACCOUNT

MY FATHER MADE FIXED DEPOSITE ON MY NAME IN DENA BANK WHEN I WAS 7 YEAR OLD. HE PASSED YEAR LATER09-09-2005. HE GAVE RECEIPT TO MY GUARDIAN ,NOW I AM 25 YEAR OLD, AND MY GUARDIAN LOST THAT RECEIPT ,S

3 Response(s)

Posted 4 months ago


A. Hello Sir/Ma'am
To claim the account of a deceased person,
the surviving account holder will have to submit a written application informing about the death of account holder to the bank along with the copy of death certificate and copy of ID proof of the deceased. The copy of ID proof of the deceased account holder will be self-attested by the surviving account holder.
Thanks
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What I do  as I want some time to pay credit card payments What I do as I want some time to pay credit card payments

i was jobless for one year 6 months , i lost my job during covid 19 situation , so that my income is zero during the time i have credit card bill payments although i adjusted and paid one year even t

4 Response(s)

Posted 4 months ago


A. Stop entertaining recovery agents of bank. Recovery agents are not authorised nor they have any authority to ask your bank money. In ICICI bank vs Praksh Kaur supreme court has held that no recovery agent can adopt coercive method. Report the matter to police complaining such harassment by so called recovery agent who in fact are crooks and bank officials.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Advocate  Anik

Advocate Anik

Kishan Dutt Kalaskar Retired Judge

Kishan Dutt Kalaskar Retired Judge

credit card recovery agent demanding paid dues after 17 years credit card recovery agent demanding paid dues after 17 years

In Sept, 2004 I have paid all dues Rs.6000 odd against credit card outstanding statement shown to me by recovery agent in one single cheque . cheque was cleared. Shockingly now after 17 years recover

4 Response(s)

Posted 4 months ago


A. Dear Sir,
Approach any lawyer who is competent to teach them a lesson as there are claiming time barred debt.

Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
Leave a Comment
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously ...ReadMore

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Bank Doc with manipulated entries issued at behest of hsg scty mg. com. Bank Doc with manipulated entries issued at behest of hsg scty mg. com.

A bank had issued a confirmation doc, at the behest of the scty mg. com, .purporting to show certain transfers from the hsg scty accnt in their bank to my personal accnt in same bank, There being se

6 Response(s)

Posted 5 months ago


A. When society raised several legal actions then what kind of legal were they and what was outcome ?

You can dip all of them in soup of fraud and consume it.
But it seems to be some small cooperative bank.

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Latest Response 5 months ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

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Simi  Paul

Simi Paul

Kishan Dutt Kalaskar Retired Judge

Kishan Dutt Kalaskar Retired Judge

Advocate  Anik

Advocate Anik

I cannot paid my bike EMI last 8 months I cannot paid my bike EMI last 8 months

I cannot paid my bike emi last 8 months... Now what I do.. I have no money to pay... What I do please tell

3 Response(s)

Posted 5 months ago


A. Dear Sir,

If you do not have enough money in your bank account then no need to worry, Bank will try to reach you when your account will declare as NPA. Bank has the option either to seize your bike for non payment or can take action against you by initiating legal proceedings.

Kindly respond if any further assistance is required.

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Advocate  Anik

Advocate Anik

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

My question is in case of death of distributor, bank will honor the BG ? My question is in case of death of distributor, bank will honor the BG ?

we have distributor who is sole proprietor. As a credit control measure we do take bank guarantee from him . My question is in case of death of distributor, bank will honor the BG ? will bank argue th

2 Response(s)

Posted 5 months ago


A. Hi,
The death of a guarantor does not extinguish his liabilities. Those who get his assets have to take the burden too. They are responsible for his debts and such obligations.
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