icon Unable to pay emi due to financial fraud with me

A crypto financial fraud happed with me. I had just taken personal loan from sbi of 2lakh. I havent paid a 1st emi yet. I Dont know how to pay the emi now..i had left job before 6..7 months due becaus


A. Dear Client,

Here are some steps you can consider taking:
1. Contact your bank (SBI): Reach out to your bank as soon as possible and explain the situation. Inform them about the financial fraud you've experienced and the challenges you're currently facing due to your mother's health and unemployment. They may be able to provide guidance or temporary solutions.

2. File a police report: If you haven't already, file a police report regarding the crypto financial fraud. This documentation may be ...ReadMore

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icon Bank Ac Freeze

Respected sir , some one has by misteck credited 3000 and 4000 in my account and i have refunded 4000 but suddanly my ac freeze by cyber crime now what i have to do ?


A. Dear client,
As per the rules as soon as there is a cybercrime involved banks will freeze all the accounts related even if it is the primary or the secondary account. According to the facts provided by you, there is no malicious intent from your end and you are not aware of how and why the money got transferred to your account.

It is advised to reach out to the police station of your area and enquire about the whole case, and secondly cooperate with the police till they are done with their inv ...ReadMore

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icon Ibps bank so indemnity issur

One of my female family member cleared ibps(SO) exam in 2023 .on the very first day of joining her senior who is a female misbehaved with her scolded her and asked her to do whatever and however she s


A. Dear client,

It is advisable to file a police complaint and file an FIR with charges including Section 354, 509 of IPC. it states that whoever hurts or causes damage to the modesty of a woman, shall be punished.

Thank you

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icon ICICI bank Account debit frozen

My savings bank account is in debit freeze status last 3-4 weeks. Bank is not telling any reason, but simply extending saying we are working on it


A. Dear Client,
Apart from the reason of non-compliance with the KYC mandates, the operation of a bank account may be withheld by the Bank on the instruction of the Cyber Crime Cell once a cybercrime for any fraudulent transaction is reported to the National Cyber Crime Reporting Portal(NCCRP) which is an initiative of the Government of India to facilitate victims/complainants to report cybercrime scams or complaints online. The investigating team of the cybercrime cell started the routine proces ...ReadMore

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icon Compassionate appointment in state bank of india

my father was deceased on 7th sep 2019 due to cardiac attack on duty but that time compassionate appointment scheme is not applicable in sbi those the sbi officers telling me but in 2021 the scheme wa


A. Dear client,

Only some policy have retrospective effect, it means that only certain policies will be applicable even before the scheme was introduced. The word retrospective is to look back or to be retroactive. As a result, a law that has retroactive effect is one that has been in force since before it was passed. Ex post facto law is another name for the retrospective law. A rule or regulation cannot be interpreted as retroactive unless it shows a clear and apparent intention to the contrary ...ReadMore

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icon Money in my bank account on hold

Recently I came upon a part time job where I need to send money to people that complete tasks such as liking post or writing reviews. I did the job for a few days on and off and yesterday Rs 5000 on m


A. Dear client,

Your account is on hold because of a suspected cyber crime. Banks are required by law to freeze any associated accounts, including primary, secondary, and tertiary accounts, as soon as a cybercrime is reported. This will initially assist the victim in getting their money back via the internet transfer, but it will still be difficult to unfreeze their accounts afterwards. Until the alleged cybercrime is looked into and resolved, the account will stay inactive or frozen. You must ge ...ReadMore

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icon My father vehicle loan

I want to know about my father vehicle loan today I'll get notice from finance company and my father was death 10years ago....so how can I get notice from finance on his name


A. Dear Client,
If you have received a notice from a finance company regarding your father's vehicle loan, even though he passed away 10 years ago, it's crucial to address this matter promptly. Firstly, gather any relevant documents related to your father's death, such as the death certificate and legal heirs' certificate. Contact the finance company to explain the situation and provide them with the necessary documentation to establish your status as the legal heir. In many cases, the finance comp ...ReadMore

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icon Is it possible to get relieving letter once I received termination letter

I have resigned from the company and not served the notice period so that company has given termination letter. Is it possible for me to ask the company to give relieving letter, experience certificat

1 Response(s)

2 months ago


A. Dear Client,
In cases where you have not served the notice period as per the employment contract, the company may issue a termination letter. However, you can still approach the company to request a relieving letter and experience certificate. A relieving letter typically signifies the end of your association with the company, and an experience certificate outlines your tenure and roles during your employment. It's advisable to communicate with the HR department or the concerned authority formal ...ReadMore

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icon Regarding Bank Account freeze

Hello, I have Savings Account in HDFC Bank since 2019. One week before I get notification from Bank my account is freeze due to Profile declare income is not match with Transaction happened in the ac

2 Response(s)

2 months ago


A. Dear Client,
Facing a frozen bank account can be distressing, but there are steps you can take to resolve the issue. Ensure you have submitted all required KYC documents and source of income proofs. Since the branch manager has not responded, consider visiting the bank in person, if possible, to follow up on the status of your account. If that's not feasible, persistently contact the customer support, providing them with your reference or complaint number and emphasizing the urgency of your situ ...ReadMore

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icon NPA of Cash credit Account

I have two accounts with bank one is home loan and another is cash credit loan .Unfortunately the cc loan account renewal has got delayed and this has turned NPA. Because of this my home loan account

2 Response(s)

2 months ago


A. Dear Client,
Both cash credit accounts and home loans are considered debt and once the repayment of a loan stops or bounces for consecutive 3 installments, The Bank initiates a routine course of action for recovery of the loan from the borrower marking both the loan/debt as a bad loan/NPA for recovery of debt from the borrower following the provision under the SARFAESI Act and the order of Debt Recovery Tribunal directing attachment of secured assets of the borrower. However, you may negotiate ...ReadMore

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