Cheque bounce - bounce ka letter
Cheque bounce - bounce ka letter
14 June ko bounce ka letter Ishu hua hai
9 months ago
A. Dear Sir,
Cheque bounce FAQs Negotiable Instruments Act
1A. Amended Cheque Bounce Provisions- 143A & 148…what is it?
Ans: Section 143A- It empowers the Court to order the drawer of the cheque to pay Interim Compensation - 20% - Without depositing this amount the accused cannot defend the case.
Section 148 – It empowers the Appellate Court to order payment pending the appeal against conviction
The Appellate Court may order the appellant to deposit an amount which shall be a minimum of 2 ...ReadMore
Cybercrime report
Recently my bank account got debit freezed due to cybercrime report. Will it be any issue getting passport and visa
9 months ago
A. Dear Sir,
It does not effect your passport and VISA unless FIR discloses your name if not there is no danger to get PCC it is Police Clearance Certificate.
Hdfc bank is refusing to give noc
Hi I have mortgage loan in hdfc bank. Due to some issue and high rate of interest rate I wanted to change the bank.But they told me transfer your loan It would cost 4% of my principal amount of my loa
9 months ago
A. Dear Client,
A borrower of one Bank cannot be eligible for further loans without the NOC of the Bank where a loan remains unpaid as per the guidelines of RBI, the Balance of the loan can be transferred from one bank to another following the standing procedures. A borrower availed of a loan on a mortgage until and unless the mortgage is released by the lending bank, another bank cannot grant a loan to the same borrower so far his CIBIL record and repayment capacity are concerned. So the stand of ...ReadMore
Unfreeze my bank account
My account was freeze by cyber crime kindly give me a solution to unfreeze my bank account
9 months ago
A. You should immediately approach the concerned cyber cell department where the complaint has been lodged against your bank account along with an advocate. Once you reach there, meet with the Investigating Officer and enquire about the exact complaint.
Paytm account got blocked by Gujarat police valsad
My paytm account got blocked on 22nd june just after receiving 15,000 in ky account which was not fraudulent transaction and when i ask paytm customer support they said that your account has been bloc
9 months ago
A. Dear Sir,
It is happening in many cases since there are so many cyber offences as such the cyber Police and State police have powers to block the accounts. You may get defreeze your account by invoking the following provisions of law.
Under the following provisions the Hon’ble Magistrate Court having ample powers to unfreeze the Bank accounts. Further, the Hon’ble Court has vast powers to hand over the properties/vehicles seized by the Police and other authorities to the owners of the prope ...ReadMore
Home loan and NBFC finance loan installment bounced
i am not able to pay loan installment because of job loss
9 months ago
A. Dear Client,
You need to approach the concerned Bank/NBFC, because your query completely depends upon the discretion of the concerned NBFC/Bank from where you avail the loan. Usually, Bank did not allow such requests of borrowers on the ground of their inability for any reason which is contrary to the general terms and conditions of a loan agreement and the standing rules and regulations of the lending NBFC/Bank. So, you can at least approach the concerned NBFC/Bank to access their views and i ...ReadMore
I checked my Bank Balance
Hello Sir/Ma’m, Yesterday in Morning I checked my Bank Balance have some -ve balance and received amount from some party is freeze in bank account. Today I went my bank and they informed me that som
9 months ago
A. Dear client,
Bank sometimes freezes your account if it detects any sort of illegal activity on the instructions of the Police. Please go to the Police station with your lawyer and apply to unfreeze your account
Two wheeler loan
IDFC Bank people have taken my bike. I want my bike splendor back. What can you help me with in this?
9 months ago
A. Dear Client,
A loan is termed NPA typically after 3 missed EMis (i.e. three months of not repaying on loan). Given this, no bank will initiate the seizure of a vehicle before that. Once the loan account becomes NPA, it is up to the lender how soon to initiate repossession. If there is a guarantor involved, the bank may first reach out to the guarantor. The Supreme Court has warned financial institutions and banks against forcible taking away of vehicles under hire-purchase agreements when there ...ReadMore
Education Loan
Hello there, my brother is doing btech from a college in Dehradun so, I wanna ask that bank is offering 15L loan with collateral and vice ver. in 7.5L, it would be better if we take loan of 7.5L from
9 months ago
A. Dear client,
To avoid numerous legal formalities, ambiguity and confusion and pledging additional collateral security for two loans, we would advise you to take loan from one single bank
A. Dear Client,
There could be a variety of reasons a bank could lock a customer’s account by making it a lien account and the lien marking. Some important reasons are: maintaining a minimum balance in the account, When the account user is not able to pay the EMI or loan repayment on time, If the bank found any issues with Cheques or Drafts then the bank may put a lien on the account,, suspicious activity on the bank account then they can freeze your account and can put a lien on the account, ...ReadMore
