Credit card and Car loan issue
Credit card and Car loan issue
Dear Sir/madam, Thanks in advance for your reply . I have taken a car loan from private bank in 2019 . Due to my personal and financial loss after covid . I could not pay . Where I was given one settl
10 months ago
A. Dear Sir,
It is common sense that nobody will believe especially the Bankers are not authorized to issue NOC before clearing the pending credit card dues of Rs.40,000/- though it is not connected with car loan. Such circulars are being issued by their head offices. Anyway you can sort out the matter by approaching Banking Ombudsman taking a defence that car loan is different from personal loan taken through credit card. You may succeed.
Non payment of loan emi
I'm unable to emi of my business loan of current month but bank personel are forcing me for payment what can i do for that
10 months ago
A. Dear client,
If the terms of your loan agreement state that you must absolutely pay the EMI no matter what conditions, read the agreement to see what options exist to break this or what penalty you might have to pay. If it is a small co-operative society bank where you can try and negotiate with the bank personnel, you can also pursue this course of action
Bank account freez
Someone file on my bank UPI transaction as fraud so got freeze
10 months ago
A. Dear client,
There seems to be slight confusion as your question cuts off halfway, but assuming it is regarding your bank account being put under a freeze after a fraud transaction, it is done officially by the authorities to prevent criminals from withdrawing cash they have siphoned off of your account
am the guarantor of my friends loan
I am the guarantor of my friend's loan , he took load for 2 yrs but after 14 installments paid now he is not picking bank and my phones, nor giving any further EMI. but given notice to me to give rest
10 months ago
A. Dear Sir,
You may approach Police and see that some postdated cheque is taken or ask the Bank to seize his properties or file a recovery suit against him only.
Issues pertaining to promotion and issuance of NOC
I worked with one bank from 2013 to 2017.i 2017 joined new organisation on higher scales.but in 2019 my previous employer filed FIR againste in a deposit related issue and same was informed to my pres
10 months ago
A. Dear Client,
Once a criminal prosecution is launched against an employee, all the terms of employment were kept in abeyance till the acquittal of the employee from the criminal charge by the Court. Accordingly, your promotion and other benefits are kept in abeyance for the same reason. Even any NOC is not issued to the employee whose criminal case is under trial. So, you have to wait with patience for the right time and should cooperate with the investigating agency to refute the charges broug ...ReadMore
Claim of FD's made by me in my wife's name
Dear Advocates I am V Ganesan, a Senior Citizen 71+... myself & my wife are living separately for the past 13+ years due to differences of lifestyle (but not legally separated) I made 6 or 7 FD's w
11 months ago
A. Dear Sir,
You may file a suit before Civil Court for declaration that you are the owner of said FD’s and Bank may be directed to release the maturity value of such FD’s or to get release pre-maturely.
not issue my four wheeler noc
im paid my hdfc bank four wheeler loan but bank not release my noc , they said pay your hdfc bank credit card amount
11 months ago
A. Dear Client,
Represent your grievance the Grievance Cell of the Bank, In case your grievance is not resolved reach out to Consumer Court for filing a complaint u/s.35 of the CPA,2019 for deficiency in service and unfair trade practice. It may be noted that Bank is duty-bound to issue a NOC and it cannot be withheld once the dues against a specific loan are repaid by the customer, conditions of a loan against a two-wheeler are different from that of the conditions of credit card dues. So, the ac ...ReadMore
PAYING SOME AMOUNT OF LOAN INSTALMENT
I HAVE LOAN OF 500000 BEFORE COVID IN COVID MY BUSINESS GOT DAMAGE AND ABOUT TO CLOSE HOW EVER I AM PAYING SOME AMOUNT 2000 TO 5000 ON MONTH EMI IS 13300 THEY ARE FORCING ME TO PAY FULL AMOUNT OR SELL
11 months ago
A. Hello,
As per the information you have mentioned it is suggested to you that If the borrower is unable to make the repayments, the lender has the legal authority to sell the assets pledged as collateral to recover the outstanding loan amount. However, even in this situation, the bank is required to issue a 30-day public notice before auctioning off the assets
Huf account karta deceased matter
Minor sons, widow is coparcener in huf. Is family certificate necessary? All other documents are in place
11 months ago
A. Dear Client,
A family Certificate or legal heir certificate issued by a competent authority is necessary to prove your status as coparcener of HUF and equally important for all the purposes.
Reach out to the office of the concerned Civic Authority for the purpose.
agent changed principal amount
i purchased a new bike worth 1,50,000. i paid 40,000 as down payment, rest went through finance with rs 1,10,000 as principal amount but bank agent changed principal amount to 1,30,000. now I'm payi
11 months ago
A. Dear Sir,
You have to get issue a legal notice and if comfortable you may go to consumer court and file consumer case seeking compensation etc.
