Settlement process out of 3 dues paid 2 but left one
Settlement process out of 3 dues paid 2 but left one
In a settlement process out of 3 dues paid 2 but left one because of unfortunate situations. Now i am willing to do the payment of remaining one due, but the collecting agent forcing me to pay the out
9 months ago
A. Dear client,
The RBI, has sternly advised the bank/NBFC to abstain from pursuing debts owed by loan defaulters by forceful or violent means, such as by hiring recovery agents. You can submit a complaint to the RBI's Grievance Cell online in the current circumstance, along with a copy to the relevant Bank.
Help please - I did called them
I did called them and told that my child doesn't need the it but I did that in 17 days so I should get a partial amount but today after so many days they called me and said that I will not get my refu
9 months ago
A. Dear client
You may lodge a complaint against the institute to the relevant District Consumer Court and ask for a tuition return as well as damages for harassment. Within two years of the date the cause of action arose, a complaint under the Consumer Protection Act, 2019 must be filed with the Consumer Court.
SBI Bank Loan As Copay or 2nd Party
Hi Team, We do Supply Sugarcane to one of the cooperative Sugar Factory in our area. During the year 2016/17 Sugar Factory has taken a loan from SBI and I was made the 2nd party/Guarantor for that loa
9 months ago
A. Dear client,
In case the party fails to repay the loan, the guarantor becomes liable, which is why the loan in showing in your CIBIL Score
I have taken loan from Bajaj Housing
I have taken loan from Bajaj Housing but due to Financial crunches I am unable to make payment for 3 months, out of these 3 months I paid one month in very impossible conditions , I am writing mail to
9 months ago
A. Dear client,
Contact your bank and initiate a discussion on how you will manage to pay the missed EMIs. Gather all your home loan documents including EMI payment receipts, as you may need them during the discussion. Create a convincing financial plan to help the bank understand your financial strategy.
Credit card Arbitration - Unscrupulous charges
I want to dispute the credit card charges levied by the bank by keeping me in dark and uninformed
9 months ago
A. Dear client,
You can go for arbitration but you must take the consent of the opposite party as well. Else, arbitration proceedings won't sustain
Cheque bounce - bounce ka letter
14 June ko bounce ka letter Ishu hua hai
9 months ago
A. Dear Sir,
Cheque bounce FAQs Negotiable Instruments Act
1A. Amended Cheque Bounce Provisions- 143A & 148…what is it?
Ans: Section 143A- It empowers the Court to order the drawer of the cheque to pay Interim Compensation - 20% - Without depositing this amount the accused cannot defend the case.
Section 148 – It empowers the Appellate Court to order payment pending the appeal against conviction
The Appellate Court may order the appellant to deposit an amount which shall be a minimum of 2 ...ReadMore
Cybercrime report
Recently my bank account got debit freezed due to cybercrime report. Will it be any issue getting passport and visa
9 months ago
A. Dear Sir,
It does not effect your passport and VISA unless FIR discloses your name if not there is no danger to get PCC it is Police Clearance Certificate.
Hdfc bank is refusing to give noc
Hi I have mortgage loan in hdfc bank. Due to some issue and high rate of interest rate I wanted to change the bank.But they told me transfer your loan It would cost 4% of my principal amount of my loa
9 months ago
A. Dear Client,
A borrower of one Bank cannot be eligible for further loans without the NOC of the Bank where a loan remains unpaid as per the guidelines of RBI, the Balance of the loan can be transferred from one bank to another following the standing procedures. A borrower availed of a loan on a mortgage until and unless the mortgage is released by the lending bank, another bank cannot grant a loan to the same borrower so far his CIBIL record and repayment capacity are concerned. So the stand of ...ReadMore
Unfreeze my bank account
My account was freeze by cyber crime kindly give me a solution to unfreeze my bank account
9 months ago
A. You should immediately approach the concerned cyber cell department where the complaint has been lodged against your bank account along with an advocate. Once you reach there, meet with the Investigating Officer and enquire about the exact complaint.
Paytm account got blocked by Gujarat police valsad
My paytm account got blocked on 22nd june just after receiving 15,000 in ky account which was not fraudulent transaction and when i ask paytm customer support they said that your account has been bloc
9 months ago
A. Dear Sir,
It is happening in many cases since there are so many cyber offences as such the cyber Police and State police have powers to block the accounts. You may get defreeze your account by invoking the following provisions of law.
Under the following provisions the Hon’ble Magistrate Court having ample powers to unfreeze the Bank accounts. Further, the Hon’ble Court has vast powers to hand over the properties/vehicles seized by the Police and other authorities to the owners of the prope ...ReadMore
