Credit card
Credit card
Dear sir I have a credit card limit of 35000 I have done minimum 3000 from 2 years From 3 months not made payment , i contacted the bank for settlement, they are not bothered about my situation they
5 years ago
A. Approach the Ombudsman or send a legal notice.
ARPIT BATRA
Fd closer
Husband has fd of Rs 8.30 lakh with nominee as his father. Can wife claim the money?
5 years ago
A. Dear Madam,
Nominee is only a trustee and is not entitled for such amount and he has to distribute the said maturity amount among the legal heirs of the said husband.
For full procedure contact me on mobile through Vidhikarya.
Rameshwar Dadhe
About Informing to Bank
My Father passed away a month ago... 10days back I have applied for death certificate.... Now I must inform to bank where my father kept FD and maintained his account ? Or I need to contact the bank a
5 years ago
A. If you go to the bank without the birth certificate they will simply freeze the account so better suggested that you go with the death certificate and then discuss the process of getting the amount transferred to your name and account.
Can't able to repay the education loan
Sir , I want to know if I can't able to repay my education loan. What action will be taken ? Can they send me to Jail .
5 years ago
A. Dear Sir,
It all depends upon the properties you possess. If you are unable to pay having sufficient properties in your name then the option is to attach such properties are they can even attach a share of your property but in rarest of rare case orders to send jail will be passed.
For full procedure contact me on mobile through Vidhikarya.
Rameshwar Dadhe
Car loan
My friend husband died few months back. He has no will. Now a car is on loan. The legal heir is my friend and his deceased husband illegitimate two sons and mother in law. The car is with my friend. S
5 years ago
A. Dear Sir,
Approach the bankers with legal heirs certificate and get the loan transferred in the name of legal wife that is your friend then take permission of the bank to sell the car to clear the loan and balance amount will be paid to your friend.
For full procedure contact me on mobile through Vidhikarya.
Rameshwar Dadhe
Problem regarding pension
Hello Sir/madam I am a retired bank employee I got retirement in Aug 2016. I didn't opt for pension initially as my bank (Bank Of India) was asking for some funds for availing pension. As I was litt
5 years ago
A. Dear Client Tell me what was the option
given by your Bank. Has Bank gave u a Lump Some amount instead of life long pension ? If u accepted that option ?
Vishwabandhu Chaudhary
I’m not paid the emi of loan of (48 months) from 2005, I don’t contact with bank not paid of emi of loan from 2005.
I’m not paid the emi of loan of (48 months) from 2005, I don’t have contact with bank from not paid of emi of loan from 2005. But now they suddenly call to after 13 years and said “we have sett
5 years ago
A. dear client kindly go through ant local lawyer for resolution.
Deepak Yashwantrao Bade
Credit card settlement
Dear sir i have a credit card limit of 35000 I have used the card last 2 years back , from 2 years iam paying minimum due of 3000, from past 3 months not able to pay due my financial problem, collecti
5 years ago
A. dear client its better way to approach the bank manager or the concerned department for settlement.
Deepak Yashwantrao Bade
Personal loan
Sir I have taken a personal loan in india bulls dhani for a period of 48 months, from 3 months some financial problem not able to pay on the 5 th of due date , but I payed at the end of month, but thi
5 years ago
A. dear client kindly meet the branch manager and discuss your financial problem.try to settle your case amicably.
Deepak Yashwantrao Bade
Insolvency
Sir please give legal advice to give insolvency No income from 3 months , harassment from loan recovery team
5 years ago
A. dear client kindly file insolvency suit.declared yourself as insolvent.
Deepak Yashwantrao Bade
