BANKING
BANKING
RESPECTED/MADAM CAN I FILE ONLINE CASE REGARDING BANK FRAUD How can you help with me regarding this
5 years ago
A. Fraud is a crime and hence it will be punishable under the Indian penal Code.
To lodge a case for fraud you will have to appear in front of the police or the magistrate.
Thanks and regards
Shreyash Mohta
Shreyash Mohta
Sunil Kumar Singh
Non payment of credit card
Sir, i am aged 59, childless widow without property or job. I failed to repay my credit card payments from 2banks which I availed when I was in a private job last year. Now I am jobless. I am living o
5 years ago
A. Dear Madam,
Do respond to the Legal Notice served by the respective banks.
Explain your present position and surrender the cards as soon as possible.
In fact, you should have done it much earlier.
Shanti Ranjan Behera
Advocate
Education loan
Sir , I took an education loan in August 2004 for my BSc nautical studies degree. I had applied for 5,75000 for this but the manager he can only section 4 lakhs but assured us that he would increase
5 years ago
A. Dear Sir,
You have to pay the money back to the bank with interest.
The other option for you would be to try for one time settlement.
Shanti Ranjan Behera
Advocate
For a partnership firm in India, must a rental agreement require the office name or is it fine to just have a partner name in the rental agreement?
I have taken a premises on rent in my own name. now i wish give the same for business for a partnership firm in which i am a partner. Bank says that Rent agreement in name of firm is must. please g
5 years ago
A. Sir, as per your query lets make a few things clear here before getting started.
1. An individual and a firm are two separate legal entities.
2. Any problem regarding the firm will not make you personally liable [unless otherwise stated]
Having said that, you had taken the premises on rent and now want to give it to the partnership firm in which you are also a partner.
For the same, you partnership firms needs to have a rent agreement in its own name stating as such that the partnership firm ...ReadMore
Shreyash Mohta
Unsecured Business loan enquiry
What happens if a applicant files bankrupt and what is the liability of coapplicant
5 years ago
A. Dear Sir,
The liability of principal borrower and co-applicant and even the gurantor is joint and several as the bank may proceed against the secured assets of coapplicant.
For full procedure contact me on mobile through Vidhikarya.
Rate me Five Star *
Please visit the following link.
https://vidhikarya.com/LawyerRating/9506c43f5d0b2d266a07
Sanjay Kumar Jha
Rameshwar Dadhe
Shreyash Mohta
On resignation Terminal Benefit not settled
Dear Sir, I am a employee of state Bank of India, recently i resigned the job and i have worked in SBI for 3 years. after resignation i have requested for terminal benefits like PF settlement, PL enc
5 years ago
A. Dear Sir,
Get issue a legal notice and file a money recovery suit and settle the issue.
For full procedure contact me on mobile through Vidhikarya.
Rate me Five Star *
Please visit the following link.
https://vidhikarya.com/LawyerRating/9506c43f5d0b2d266a07
Bank civil issue
I took a business loan from a bank in 2007 after taking the loan then for two years I paid loan months of money Then suddenly my business was closed Then I could not pay the money in the month of the
5 years ago
A. Dear Sir,
You may approach the High Court and it has special powers to give you some relief.
For full procedure contact me on mobile through Vidhikarya.
Rate me Five Star *
Please visit the following link.
https://vidhikarya.com/LawyerRating/9506c43f5d0b2d266a07
Sunil Kumar Singh
Recover of land with compensation- purchased under sarfaesi acr 2002 as on 11.12.2013
R.SUBASH S/O. M.V.RAMAMOORTHY, 67 SOUTH STREET, KARUR 639001 Cell:97877 31302 Email: [email protected]
5 years ago
A. In such circumstances i would advise you to meet a lawyer to vet the documents. On examining the documents further remedy may be suggested. It will be difficult to understand by going through your query alone as during interaction several questions may arise and get sorted out.
Rajaganapathy Ganesan
Sunil Kumar Singh
Hdfc Credit Card settlement due to last EMI of RS 79500/
I am not able to pay balance amount RS 135000/ so balance 3 EMI so please give me credit card latest legal advise. If I break settlement what action taken by hdfc Credit card
5 years ago
A. Dear Sir,
1. Go to the Branch manager of the Bank, HDFC from where you have taken money and explain your position and ask for time.That will be the better option.
Before accepting your Credit card you must have received some papers which might have included Terms and Conditions, please go through it and act accordingly.
Shanti Ranjan Behera
Advocate
Irregular payment of my home loan
Hello, My mother borrowed 1.5L home loan from a co-operative Bank, 10 years ago. She made irregular payments. Now the bank is asking us to pay 4L immediately otherwise they will go for eviction. Curre
5 years ago
A. Dear Sir/Madam,
Please try to see the original document on which your mother borrowed the loan and its terms and conditions applicable.You will be governed by that.
The other option get in touch with the Branch Manager of the bank and explain the position and try for one time settlement.
Shanti Ranjan Behera
Advocate
