Personal loan -took personal loan from yes bank and HDFC bank Personal loan -took personal loan from yes bank and HDFC bank

My brother took personal loan from yes bank and HDFC bank and some money loan apps for finance and i took entire money and invested in stocks and intitally profits came and later one fine day complete

1 Response(s)

Posted 6 days ago


A. Dear Client
You can file a written complaint to the nearest police station of your local jurisdiction. Banks cannot harass you for the payment. They can do recover money as per law.
Hope it helps.

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Kishht loan repayment Kishht loan repayment

I had taken loan from kissht app of rs 8000 and didn't pay back now the agent are calling me to pay the loan bank after 6 months what should I do? I can't pay the full amount at this time not even hal

1 Response(s)

Posted 1 week ago


A. Hello Client,

You need to Inform the authorities via mail of the current inability to make loan repayments and seeking a temporary EMI holiday is one of the options with borrowers. A borrower may face financial difficulties in case of a job change or a temporary loss of employment. they may accept such genuine reasons, however, they may impose penalties for the delayed repayment.

you can consider requesting for a reduction in the monthly outgo. They can do so by approaching the lending instit ...ReadMore

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Regarding Not Returning my Money Regarding Not Returning my Money

I had given money to a person but after seven years he is not returning my money.

3 Response(s)

Posted 2 weeks ago


A. Firstly go in your nearest police station and tell your problem if they take action then ok if not then You should hires a lawyer and raise a complain case against him and filed in your court jurisdiction

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Loan Fraud Tourcher Loan Fraud Tourcher

I dint took loan but they are torchering with my contact list telling me to pay the loan i am really scared can you help me out. as i am using iphone they are sending apk file telling me to pay they a

2 Response(s)

Posted 3 weeks ago


A. Dear Client
You can write a formal complaint to the police station and it would it better if you take help of an Advocate for framing formal complaint.
Hope it helps.

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Surfessi act Surfessi act

Bank has taken possession of our industrial unit. They have publish a auction amount 28 lacs. We have asked OTS of 20 lacs. Will it work.

4 Response(s)

Posted 4 weeks ago


A. Dear Client
You should approach the High Court to get stay order in this Subject matter after that only you may get some chance to do the negotiation and settle for OTS. At this moment Bank will not do OTS as they just need to do the auction so that they can recover money.
Hope it helps

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Npa loan account Npa loan account

Had taken a loan under start up india initiative..but due to covid suffered losses and account is npa. Have received demand notice from bank.. after which had requested (in writing) the bank to issue

1 Response(s)

Posted 1 month ago


A. Dear Client!

You can lodge a police complaint against the persons standing outside your office and causing nuisance. But dues are to be paid.

Once the Bank approaches Court for recovery, then you can take suitable action to pro long the case and then try to settle it amicably.

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Loan apps harresing me Loan apps harresing me

Three loan apps harrsing me

1 Response(s)

Posted 1 month ago


A. Dear Client!

If the loan app persons are abusing you or they are reaching at your residence/work place then you have all the right to lodge a police complaint against that person for abusing, threatening.

Don't get nervous while dealing with the loan people. Generally, loan apps gives unsecured lending. So they need to approach Court to recover their dues from the borrower.

Hope it helps you.

Thanks

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Bankruptcy and debts - business cattle loan Bankruptcy and debts - business cattle loan

We have taken a business cattle loan without cattle or own house. How they IDFC BANK people gave loan for 1 lakh. October 2021 we got the loan we paid UpTo January but for February month we were una

1 Response(s)

Posted 1 month ago


A. Dear client,
You can send a legal notice asking them to waive the said 2 months, inspite of it if the Bank does not waive, then u will have to file a consumer disputes case for deficiency of services and mental agony.
Consult an advocate.
Hope it helps.

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Letter to bank for settlement Letter to bank for settlement

I want to go for settlement of my credit card loan .

2 Response(s)

Posted 1 month ago


A. Dear Sir,
Remedies against harassment by Recovery Agents
Written By : Kishan Dutt Kalaskar Retired Judge

There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. After that, she moved to the poli ...ReadMore

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Possession of Property by Bank without serving notice & settlement time Possession of Property by Bank without serving notice & settlement time

Can Bank or District Magistrate seal a property against a home Loan due to a financial crisis without serving notice and informing the customer who said paid regularly major EMI to bank as long as fin

1 Response(s)

Posted 1 month ago


A. Dear Client

The Bank can do so only after sending a notice under SARFAESI Act and not without informing you through the notice. If the bank has not informed you then you can take legal action against the bank in the DRT.

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