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Since April 2021 I cant able to pay my EMI due to non payment of salary for lockdown (loan amount Rs 624000/-) and requested bank for moratorium, already bank had started providing moratorium physical

Posted 1 week ago


A. Dear Sir,
Since it is a personal loan if you have no amounts then you need not approach Lok Adalath for settlement. Let this Bank approach Arbitrator or Civil Court for recovery of the same then you can raise all your defenses.

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My credit card loan gone NPA. My services were terminated on unjust grounds and I have filed a legal case against them in labour court.I am a bachelor. I want to know whether loan repayment liability

Posted 3 weeks ago


A. Unless your parents/ father/ family stood as guarantor, there is no eventuality to fasten them with any such obligation, under the law. And assuming you narrated the complete transaction, I also do not see any undertaking or assignment of loan took place either. Hence, obligation on your family does not arise. However, the liability will remain vis-a- vis your 'personal assets', unless you have proceeded for Bankruptcy. Finally, please be informed that your institution of a legal case in labour ...ReadMore
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मेरे भाई ने ZESTMONEY से 1 वर्ष के लिए 28 हजार का ऋण लिया था जिसका 4 या 5 EMI का भुगतान भी कर

Posted 4 weeks ago


A. Since the loan was taken by your brother and not you or your family so your are not responsible to repay the loan as per the law. If they call and harass you lodge a police complain against them for harassment.

ऋण आपके भाई ने लिया था आपने नहीं इसके लिए आपको ऋण चुकाने की ज़रुरत नहीं नहीं है। आपके भाई के मौत के साथ ऋण भी समाप ...ReadMore
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i was a director of a pvt ltd company ,this company given their only property of 11 cents and a building as collator security to a scheduled bank , for Another company owned by many persons ,

Posted 1 month ago


A. Dear Sir,
Without such registration there is a legal lacuna and you can fight on that ground and seek cancellation of such public auction. To get more effective advise you have to share more details with any of the legal experts who are nearer to you.

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I have received a demand leagl notice for non payment of credit card. I am very TENSED as they are calling me many times and saying if I don't pay them full in few days then they will ask me to co

Posted 1 month ago


A. Hello
You'll have to pay your credit card bills otherwise they have right to initiate legal proceedings against you. Better option you have is to contact the service provider as tell them regarding your situation they might agree on a lower amount payble for credit bills. Other option you have is to sort this thing out through alternate dispute resolution process.
Thanks.
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I would like to settle my credit cards and personal loan as now my financial condition is very bad. Total due is approx 12-13 lacs. Please guide

Posted 2 months ago


A. That is very high amount to settle easily.
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I recently received a notice for my loan account with a private bank which they dispatched on 13 May and I received it on 25 May. I received a call from bank person that they will paste notice on my h

Posted 2 months ago


A. The Bank can not paste the notice under section 13(2) now as the RBI has issued a circular to not declare any property NPA due to prolonged epidemic COVID-19.

Yes you must approach the BAnk through your lawyer and ensure that they do not do this unlawful act.
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HI Sir, I taken 6 Lakhs 8 years ago, for interest RS. 1.50 (Per Rs 100 Per Month). I paid RS. 3,50,000 in 2016. Now, I want to pay remaining Rs, 2,50,000 But he wants me to pay with interest. I ca

Posted 2 months ago


A. He dont have license to charge interest.
so he cant charge interest.
Even last time you paid in 2016 so time limitation of 3 years ended in 2019 until and unless he sent you any legal notice which he not sent due to relationship.

you can cheat your relative.
But others will come to know abt your truth.
So even when you dont have to pay him anything legally, you can pay remaining amount 2,50,000 + 50,000 if you want to.
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I am default on car loan for 5 month's, my car repossessed by third party agency forcefully without any notice or call, I requested them that by evening I will pay 2 installments and one more I will

Posted 2 months ago


A. Dear Sir,
You may approach Civil Court and restore your car.
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I am the Channel Partner of an E commerce (online selling of Machines and Motors) company located at Banglore and given Security Deposit in the year 2018 and not signed the agreement copy. now Company

Posted 2 months ago


A. How you know company became bankrupt ?
for bankrupt they will not change address. They will close.

all the people can file FIR on company. Can file cyber crime also since it was ecommerce.
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