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I have a personal loan with Citi of 2,50,000 (principle) taken in year 2013 (I have occasionally taken topups on this loan) and credit card outstanding with HDFC bank taken in 2018 of 4,15,000 (princi...
A. Hi,
A legal notice could be sent to the said bank stating your financial conditions, and further you may file a case in the court.
A legal notice could be sent to the said bank stating your financial conditions, and further you may file a case in the court.
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I have a personal loan with Citi of 2,50,000 (principle) taken in year 2013 (I have occasionally taken topups on this loan) and credit card outstanding with HDFC bank taken in 2018 of 4,15,000 (princi...
A. Hello,
You can send them a legal notice stating your financial condition, however, if they do nor agree you may approach the court.
You can send them a legal notice stating your financial condition, however, if they do nor agree you may approach the court.
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I have a loan with Citi of 2,50,000 (principle) and credit card outstanding with HDFC bank of 4,15,000 (principle). I have not paid since April 2020 due to COVID and medical reasons and do not think I...
A. hello,
please provide more details on this issue to serve you. the facts are missing, what type of loan is it, etc.
please provide more details on this issue to serve you. the facts are missing, what type of loan is it, etc.
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I have a loan with Citi of 2,50,000 (principle) and credit card outstanding with HDFC bank of 4,15,000 (principle). I have not paid since April 2020 due to COVID and medical reasons and do not think I...
A. hello,
please provide more details on this issue to serve you. the facts are missing, what type of loan is it, when was it taken etc.
please provide more details on this issue to serve you. the facts are missing, what type of loan is it, when was it taken etc.
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sir i bought sbi credit card 2018.i used for 60000. now it goes to 94000 with interest.i asked for settlement but i cant able to do it. now one lawey called and said that they file case against me wit...
A. Hi,
You may visit the bank manager and request him for extension of time or you may send a request letter to the bank officials regarding the same.
You may visit the bank manager and request him for extension of time or you may send a request letter to the bank officials regarding the same.
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Datsun finance company have taken my car in repossession becoz i didn't pay emi during covid period, is there any solution to get my car back,, i am ready to pay all the missing EMI, but they are dema...
A. It is secured loan.
request and if you give cheque of another emi, they might allow you the car.
else take personal loan and take car back because you paid more than car value.
Hope this clarifies,
Advocate Ankur Goel
(Complete Law Shield) #YourLifeYourChoice
Note - This is just a small advice. Proper advice can happen only after going through details.
request and if you give cheque of another emi, they might allow you the car.
else take personal loan and take car back because you paid more than car value.
Hope this clarifies,
Advocate Ankur Goel
(Complete Law Shield) #YourLifeYourChoice
Note - This is just a small advice. Proper advice can happen only after going through details.
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Since 2014 till date, I have paid much more than what I used card for. Since 2013, I am jobless and working on small businesses which also stopped since Nov-2019. I can't pay bank credit amount which...
A. Dear Sir,
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.
The court while dismissing the ...ReadMore
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.
The court while dismissing the ...ReadMore
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Present I don't have job and no property and no gold jewellery to sell and repay personal loan. Everyday recovery agentscalling ask to pay I said no job give me some time but he can't and threaten to...
A. Hi,
The facts stated by you are not clear.
However, You may request the bank officials for extension of time.
The facts stated by you are not clear.
However, You may request the bank officials for extension of time.
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Sir
A credit card has been granted to me based on my salary.Due to covid,I lost my job so couldn't pay my dues.Still I am jobless,However the so called bank harassing me for the repayment.At present I...
A. Hello,
You may send a request letter to the bank officials or visit them personally and ask for extension oftime or for smaller EMI.
You may send a request letter to the bank officials or visit them personally and ask for extension oftime or for smaller EMI.
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I took a loan of Rs 33000.00 from a nationalized bank in 1987 for a small scale industry for which 25 cents as land was given as collateral security. The business failed and I was unable to repay the...
A. Hi,
Since bank did not take any such action, you can transfer the property.
Since bank did not take any such action, you can transfer the property.
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