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I made a huge mistake in my life that utilized all of my savings (advance PF, wife gold and some chitties) in trading and I lost everything. It was all mad days for me then I took loan from my credit...

A. Dear Sir
You may get issue a strong legal notice and stop the bankers from troubling you.
Please give me RANK FIVE (5) if my answer satisfies you.
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ANISH  PALKAR
ANISH PALKAR Experience: 13 Year(s) Mumbai suburban
Srinivasa  Prasad
Srinivasa Prasad Experience: 18 Year(s) Hyderabad
Advocate Roshan  Khatri
Advocate Roshan Khatri Experience: 19 Year(s) Lucknow
We started a small family run cafe in electronic city last Nov and we took personal loans and were given credit cards which we used to setup the cafe and also keep it running marketing etc. Then covid...

A. 1. since you have availed the loan facility, resultantly, you are liable to pay back,
2. you can approach the lending bank/institution to grant you some time, or approach the permanent look adalat regarding the matter,
3. keep one thing in your mind absolutely clear that you have to pay the outstanding at every cost, however, you may get the relief of interest/penalty cut
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ask_a_question

Anonymous

Posted 1 week ago

Since years before I started trading on forex and stock exchange, my friends give me money and I returned them profits. But after a year suddenly I encountered with a huge loss in the market and i los...

A. Dear Sir
You may get injection order against them not to disturb your private life and ask them to approach to civil court.
Please give me RANK FIVE (5) If my answer satisfies you
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DIYAVARHUSSAIN  SHAIK
DIYAVARHUSSAIN SHAIK Experience: 21 Year(s) Hyderabad
J S  Pawar
J S Pawar Experience: 4 Year(s) Mumbai
NITHYANANDAN  SUNDARESAN
NITHYANANDAN SUNDARESAN Experience: 1 Year(s) Chennai
Dear Sir, I have 2 Unsecured Loans and 2 Credit cards. I haven't Paid my dues Since 6 Months. Due to Health issues in my family and Loss in my business, Currently I am not in position to Pay. Banks an...

A. There is a lengthy procedure and you may approach local lawyer .
Please give me RANK FIVE(5) if my answer satisfies you
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vijay kumar

Posted 3 weeks ago

hi, i hava so much ssue these days i los tmy job no saving no money with me also before lockdown there is a treatment going on for my mother so i use almost full my creadit cards now m in so. much tro...

A. Dear Sir,
Please get issue a legal notice on the basis of following judgment.

ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chat ...ReadMore
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Anonymous

Posted 3 weeks ago

I have ongoing loan from NBFC. Due to pandemic I couldn't pay in time. Now they're calling my phone contacts and also messaging them.is it legal ,how I get rid of them

A. 1. you must have given them the permission while installing their APP, however, still calling the contacts regarding the matter is unethical,
2. you can file a police complaint or raise your concern through legal notice with a copy to the RBI
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ANISH  PALKAR
ANISH PALKAR Experience: 13 Year(s) Mumbai suburban
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Shreesh  Chadha
Shreesh Chadha Experience: 1 Year(s) New Delhi
ask_a_question

Anonymous

Posted 3 weeks ago

I am having ongoing loan (NBFC) due to pandemic I couldn't pay in time.they sending messages to my phone contacts and also calling.is this legal how to get rid of

A. Dear Sir
You may ask for more time or ask them to file the civil suit where you can get more time and ask them to stop unnecessary callings and sending messages which violates your personal liberty
Please give me RANK FIVE {5} if my answer satisfies you.
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Respected sirs, As I've not paid since 8 months credit card payment as well as unsecured loan. Now i am not in position to pay for minimum one or two year. Bank recovery agents demand but i can't pay...

A. Just neglect and be strong to face them or get issue a legal notice on the basis of judgment of SC against recovery agents.
If my answer is helpful to you then please give my FIVE STAR
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Shreesh  Chadha
Shreesh Chadha Experience: 1 Year(s) New Delhi
ANISH  PALKAR
ANISH PALKAR Experience: 13 Year(s) Mumbai suburban
ask_a_question

DEEPAK GAUR

Posted 1 month ago

I NEED TO IMPROVE MY CBIL SCORE WHICH IS <600, GOT 3 CREDIT CARD SETTLED IN 2011. NOW NEED TO CLOSE IT BUT CANNOT CAN'T FIND ANY DETAILS WITH THE BANK

A. Get issue a legal notice and approach Banking Ombudsman.
If my answer is helpful to you then please give my FIVE STAR
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In Which court one should File Insolvnecy and Bankruptcy case in Karnataka?

A. The Insolvency And Bankruptcy Code, 2016 - Key Highlights
Dear Sir,
The provisions of Bankruptcy and insolvency Act may be used to get relevant certificate. The highlights of the Act are as follows followed by a link.
KEY HIGHLIGHTS
1. Corporate Debtors: Two-Stage Process
To initiate an insolvency process for corporate debtors, the default should be at least INR Ten lakhs which limit may be increased up to INR Ten lakhs by the Government). The Code proposes two independent stages:
Insolvency Re ...ReadMore
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Srinivasa  Prasad
Srinivasa Prasad Experience: 18 Year(s) Hyderabad
SUNIL NAVANITLAL SHAH
SUNIL NAVANITLAL SHAH Experience: 20 Year(s) Mumbai suburban
Hardik  Sheth
Hardik Sheth Experience: 1 Year(s) Rajkot

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