Get Realtime Updates of your Request. Download Vidhikarya App
Ask a Question - Free Legal Advice
Administrative Law
(834)
Admiralty and Maritime
(16)
Adoption
(220)
Advertising
(83)
Animal Laws
(79)
Arbitration and Mediation
(121)
Aviation
(42)
Banking
(1251)
Bankruptcy and Debt
(490)
Cheque Bounce
(776)
Child Custody
(341)
Civil
(4183)
Commercial
(231)
Consumer Protection
(1122)
Contracts and Agreements
(856)
Corporate and Incorporation
(217)
Criminal
(3073)
Customs, Excise
(146)
Cyber, Internet, Information Technology
(777)
Debt and Lending Agreement
(229)
Debt Collection
(471)
Divorce
(2893)
Divorce and Separation
(1634)
Documentation
(582)
Domestic Violence
(1341)
Election Campaign and Political Laws
(33)
Employment and Labour
(2555)
Environment and Natural Resources
(45)
Equipment Finance and Leasing
(7)
Family
(3562)
Financial Markets and Services
(259)
Government Contracts
(73)
Human Rights
(570)
Immigration
(79)
Industrial Laws
(144)
Insurance
(190)
Intellectual Property, Copyright, Patent, Trademark
(160)
International Laws
(39)
IT Contracts
(89)
Juvenile
(40)
Landlord and Tenant
(1396)
Licensing
(47)
Mail Fraud
(88)
Maternity
(117)
Media, Communication, Entertainment
(35)
Mergers and Acquisition
(26)
Military Laws
(69)
Motor Accident
(272)
Muslim Laws
(157)
Oil and Gas
(3)
Open Source Codes
(5)
Outsourcing Agreement/Laws
(11)
Partnership
(101)
Police Laws
(139)
Power of Attorney
(205)
Privacy
(191)
Property
(6492)
Real Estate
(948)
Registration
(300)
RTI
(208)
Sale
(99)
Sale of Goods
(41)
Sex Crime
(273)
Sexual Harassment
(9)
Sexual Harassment at Workplace
(148)
Software License
(9)
Sports Law
(12)
Tax
(53)
Tax-GST
(36)
Tax-Income Tax
(126)
Tax-Property Tax
(53)
Telecommunication
(23)
Torts
(42)
Transportation
(120)
Trust and Society (NGO)
(157)
Used For Testing
(3)
Will
(279)
Work Permits
(67)
Writ
(120)
One time settlement for housing loan
A. Yes can approach the Bank if the case is not filed or approach the court if the case is filed. Other details required for appropriate suggestion
Helpful
Helpful
Share
i have received a letter from home loan bank for physical possession on a date specified by them to handover the property to them.
i have a default of 18 monts including lockdown and all. and also wh...
A. Hi,
You can petition the Court to grant a stay order on the bank proceedings for collection of possession. In the meanwhile, you must arrange alternate avenues to pay your dues.
If you found this helpful, please rate us.
You can petition the Court to grant a stay order on the bank proceedings for collection of possession. In the meanwhile, you must arrange alternate avenues to pay your dues.
If you found this helpful, please rate us.
Helpful
Helpful
Share
For a home loan default, can a bank ask for repayment of full liability in 7 days or do they have to go strictly according to SARFESI act? That is, in order to act against defaulter, is it correct to...
A. Hi,
This depends on the facts of each case. The bank cannot ask for the full amount to be repaid in seven days.
They can however, attempt to recover whatever amount of the principal is outstanding, along with interest and fees for late payments.
If you found this helpful, please rate us.
This depends on the facts of each case. The bank cannot ask for the full amount to be repaid in seven days.
They can however, attempt to recover whatever amount of the principal is outstanding, along with interest and fees for late payments.
If you found this helpful, please rate us.
Helpful
Helpful
Share
During the pandemic i lost my job and due to that i am unable to pay my card and emi dues..i have paid till the dec 2020 but now it's very hard for me to pay it further. Banks and the recovery people...
A. Hi,
You can request the bank to restructure your repayment plan, or grant you an extension. Failing this, you can approach the Banking Ombudsman and state your grievances.
If you found this helpful, please rate us.
You can request the bank to restructure your repayment plan, or grant you an extension. Failing this, you can approach the Banking Ombudsman and state your grievances.
If you found this helpful, please rate us.
Helpful
Helpful
Share
I have upto 20lacs debt in all 7 banks and have stopped paying from last 6months due to financial crisis. Now my salary is the only source of income to my family and I can pay maximum 20k monthly EMI....
A. You can ask bank for OTS. You can also take assistance of mediation center situated in ever district court.
Helpful
Helpful
Share
What is the legal way to document a loan being given to a relative? What terms can be covered like rate of interest, principal etc..in it?
A. Hi,
A legal loan agreement or promissory note signed by the two parties is a great way to remove the transaction from the level of friendship and place it in a formal context. This can help reassure the friend loaning the money that the borrower is serious about repaying the note and considers the loan to be a serious debt. All the particulars relating to loan can be mentioned in the document.
If you find this answer helpful, please rate us.
A legal loan agreement or promissory note signed by the two parties is a great way to remove the transaction from the level of friendship and place it in a formal context. This can help reassure the friend loaning the money that the borrower is serious about repaying the note and considers the loan to be a serious debt. All the particulars relating to loan can be mentioned in the document.
If you find this answer helpful, please rate us.
Helpful
Helpful
Share
Hi,
I have credit card from HDFC bank and also running some Personal Loans, due to covid-19 pandemic i am unable to payoff my Credit card dues and have requested time for taking loan and paying off th...
A. Lodge police complaint
Helpful
Helpful
Share
Due to lockdown am struggling financially unable to pay emi on time and same facing collection agents issues any relif or advice to overcome from this trouble
A. Hi,
Request may be made to the money lender for extension of time period for repayment of debt amount.
However, more information is required, so that we can advice you properly.
If you find this answer helpful, please rate us.
Request may be made to the money lender for extension of time period for repayment of debt amount.
However, more information is required, so that we can advice you properly.
If you find this answer helpful, please rate us.
Helpful
Helpful
Share
I took money from a friend few years back. Then a lot happened with me afterwards. I am still struggling in many ways. I just came out from an abusive marriage. I am looking for jobs too. He knows al...
A. Hi,
Legally, a legal action can be taken in case of non re-payment of loan. However, you can request your friend for extension of time period.
If you find this answer helpful, please rate us.
Legally, a legal action can be taken in case of non re-payment of loan. However, you can request your friend for extension of time period.
If you find this answer helpful, please rate us.
Helpful
Helpful
Share
I have a personal loan with AXIS Bank. However due to covid i lost my job and didnt pay 3 emis. The legal team called me and said they have sent a legal notice to my old address. I am not staying tha...
A. Hi,
You can file for bankruptcy if you are unable to repay the loan. Alternatively, you can approach the bank and request the manager to restructure your repayment plan.
If you found this helpful, please rate us.
You can file for bankruptcy if you are unable to repay the loan. Alternatively, you can approach the bank and request the manager to restructure your repayment plan.
If you found this helpful, please rate us.
Helpful
Helpful
Share
Read Answers by Experts
Need a Quick Legal Advice NOW?
Don’t want to wait! Call at the toll free
number and get a call from an expert Lawyer
within an hour!
7604047601
Most Viewed Questions
- No communiation with wife since 5 months - Can I divorce?
- IS BC-C caste certificate valid in case of converted Christians from castes other than Scheduled castes?
- Land dispute under section 144
- Complaint Against Money Lender
- Senior citizen harassment & domestic violence
- Stamp paper value
- I got a legel notice from finance company
- Two Voter ID Card
- Abusive language by neighbour
- Data entry fraud
Categories
Administrative Law
(834)
Admiralty and Mariti...
(16)
Adoption
(220)
Advertising
(83)
Animal Laws
(79)
Arbitration and Medi...
(121)
Aviation
(42)
Banking
(1251)
Bankruptcy and Debt
(490)
Cheque Bounce
(776)
Child Custody
(341)
Civil
(4183)
Commercial
(231)
Consumer Protection
(1122)
Contracts and Agreem...
(856)
Corporate and Incorp...
(217)
Criminal
(3073)
Customs, Excise
(146)
Cyber, Internet, Inf...
(777)
Debt and Lending Agr...
(229)
Debt Collection
(471)
Divorce
(2893)
Divorce and Separati...
(1634)
Documentation
(582)
Domestic Violence
(1341)
Election Campaign an...
(33)
Employment and Labou...
(2555)
Environment and Natu...
(45)
Equipment Finance an...
(7)
Family
(3562)
Financial Markets an...
(259)
Government Contracts
(73)
Human Rights
(570)
Immigration
(79)
Industrial Laws
(144)
Insurance
(190)
Intellectual Propert...
(160)
International Laws
(39)
IT Contracts
(89)
Juvenile
(40)
Landlord and Tenant
(1396)
Licensing
(47)
Mail Fraud
(88)
Maternity
(117)
Media, Communication...
(35)
Mergers and Acquisit...
(26)
Military Laws
(69)
Motor Accident
(272)
Muslim Laws
(157)
Oil and Gas
(3)
Open Source Codes
(5)
Outsourcing Agreemen...
(11)
Partnership
(101)
Police Laws
(139)
Power of Attorney
(205)
Privacy
(191)
Property
(6492)
Real Estate
(948)
Registration
(300)
RTI
(208)
Sale
(99)
Sale of Goods
(41)
Sex Crime
(273)
Sexual Harassment
(9)
Sexual Harassment at...
(148)
Software License
(9)
Sports Law
(12)
Tax
(53)
Tax-GST
(36)
Tax-Income Tax
(126)
Tax-Property Tax
(53)
Telecommunication
(23)
Torts
(42)
Transportation
(120)
Trust and Society (N...
(157)
Used For Testing
(3)
Will
(279)
Work Permits
(67)
Writ
(120)
Consult Advocate {{lawyerName}}
Choose an Option to Proceed
Choose an Option to Proceed
Post it FREE
✔ Your question will posted in the open forum where everyone can view your question
✔ Lawyers will respond to the queries online
✔ Answers given by the Lawyers will be in the open forum and will be visible to all
✔ Lawyers will respond to the queries online
✔ Answers given by the Lawyers will be in the open forum and will be visible to all
Post Privately : Get Legal Advice by multiple Expert Advocates by paying
just @ Rs. {{PostPrivately}}
✔ Your question will seen by only our registered Lawyers
✔ Replies by Lawyers will be visible Only to you
✔ You get 2 replies FREE with each Lawyer who answers your question
✔ Replies by Lawyers will be visible Only to you
✔ You get 2 replies FREE with each Lawyer who answers your question
Get all responses in your personal mailbox as well by just adding Rs 50
Post the matter in Vidhikarya Platform as well where :
✔ You will receive quotations from the Lawyers for consultation of your work
✔ Can send messages and discuss your matter with the Lawyer
✔ Can share your documents with the Lawyers
✔ Can send messages and discuss your matter with the Lawyer
✔ Can share your documents with the Lawyers
Please select how would you like to Consult
| Type of Consultation | Fees | |
|---|---|---|
| Phone Consultation | ₹ | |
| Meeting Consultation | ₹ | |
| Email Consultation | ₹ | |
| Video Conference | ₹ | |
| Request for quotation from the Lawyer. | ||
Review and Confirm
| Consultation Request for Advocate {{lawyerName}} | |
| Consultation Type : Meeting Consultation | |
| Charges : | ₹ | 118 | (with 18% GST) |
Successful
Your Request has been registered. We will get back to you soon.
Submit Your Query
Successful
Your Transaction is Completed
Payment Failed
Your Transaction is Failed
Payment Successful!
Successful!
Your question is posted successfully. You will get your responses soon. You will be notified by mail and sms once Lawyer responds.
THANK YOU!
For any query drop a mail at support@vidhikarya.com or call at 7604047601
THANK YOU!
For any query drop a mail at support@vidhikarya.com or call at 7604047601
Your question is posted successfully on the open forum. You will get your responses soon. You will be notified by mail and sms once Lawyer responds.
THANK YOU!
For any query drop a mail at support@vidhikarya.com or call at 7604047601
THANK YOU!
For any query drop a mail at support@vidhikarya.com or call at 7604047601
Sorry!
Sorry, You are not the registered Lawyer of Vidhikarya.You have to signup as a lawyer to respond the Question.
Failure
Failed to post your question
Review and Confirm
Post Privately :
Rs. {{PostPrivately}}.00
Answer in Mail :
Rs. {{MailNotification}}.00
GST(18%) :
Rs. {{GSTAmount}}.00
Total
: Rs. {{TotalAmount}}.00
Post Your Question
Question Title is required
Title should be with in 80 characters
~ and ` characters are not allowed
Question should be with in 4,294,967,295 characters
Question is required
~ and ` characters are not allowed
Category is required
Email is required
Invalid Email
State is required
City is required
How Paid Answers Work
❶ Client Posts a Question by paying some amount
❷ All Paid Answers will be shown in N-Indicator (Open to Answer)
❸ You can reply and respond to the question
❹ Answer will be Approved by Admin based on content and on first come first serve basis.
❺ If answer is Approved then you will get your share. Status will be A-Indicator (Approved).
❻ If there are many Answers Posted then your Answer may get approved with a Lock. That means Client can view your response only if Client Unlocks by Paying Extra Amount. Status will be AL-Indicator ( Approved and Locked).
❼ If there are many Answers Posted you will Waitlisting tag. Waitlisting Answers may get Approved with a Lock or may not get Approved. It will be decision made by the Admin.
❽ Your share will depened on the number of Answers received and weightage given to your answer based on promtness and content.
➒ All amount will be accumulated and will be shared once in a month.
❷ All Paid Answers will be shown in N-Indicator (Open to Answer)
❸ You can reply and respond to the question
❹ Answer will be Approved by Admin based on content and on first come first serve basis.
❺ If answer is Approved then you will get your share. Status will be A-Indicator (Approved).
❻ If there are many Answers Posted then your Answer may get approved with a Lock. That means Client can view your response only if Client Unlocks by Paying Extra Amount. Status will be AL-Indicator ( Approved and Locked).
❼ If there are many Answers Posted you will Waitlisting tag. Waitlisting Answers may get Approved with a Lock or may not get Approved. It will be decision made by the Admin.
❽ Your share will depened on the number of Answers received and weightage given to your answer based on promtness and content.
➒ All amount will be accumulated and will be shared once in a month.
Paid Indicators
Login
Log In Failed ! Wrong email or password
OTP Login failed! This Email id is not registered.
ⓘ OTP will be sent to your Phone Number linked with the registered Email ID.
Login with OTP
An OTP has been sent to your mobile {{hiddenPhoneNumber}}.
{{ otpVerifyError }}
You can Resend OTP after 10 Seconds
Enter Password/ OTP
You are a registered member. Please provide your password or Login with OTP.
Login with OTP
An OTP has been sent to your mobile {{hiddenPhoneNumber}}.
An OTP has been sent to your email Id.
{{ otpVerifyError }}
You can Resend OTP after 10 Seconds
You are a new user, please validate for security reasons
Please Do not Close this browser, and provide the following required details -
{{ emailErrorMessage }}
Verify OTP
If you haven't received any OTP, please click the Resend button below. You can change your registered mobile number by clicking on the Edit icon.
Error
Confirm
Are you sure you want to request for this Advocate's number ?
Successful
Your Request has been registered. We will get back to you soon.
