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Hi, I have deposited money into a co-operative society and the MD is planning to evade leaving depositors like me without our hard earned money. I have heard there is an IPC section which calls for an...

A. You can just lodge a complaint with Police , finding sections is their job
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Anil Upadhya

Posted 2 years ago

I was a borrower of loan with 2 guaranters 2 years before. Unforrunately Ive lost my job and the lenders started calling and visiting home for dues. My parent was not aware about this, so to avoid thi...

A. Dear Sir,
It is a civil case and ask them to go to civil court or else file a criminal complaint with police. The law is as follows
======================================================================================================
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind ...ReadMore
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Eddie Hazel

Posted 2 years ago

I am a 32 year old and have been unployed since 8 months. I also had an ailment recently that needed hospitalization and with it I spent a lot of money. I am dire broke at the moment and unable to pay...

A. Any one who is even now earning by some provate job can file for Insolvency, You need to make a fair declaration if your assets and liabilities.
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 35 Year(s) Bangalore
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 35 Year(s) Bangalore
Ambrose  Leo
Ambrose Leo Experience: 11 Year(s) Bangalore
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sangita bhardwaj

Posted 2 years ago

I am govt employee. one of my good friend wanted to buy a car.so I bought him Verna car through my salary account on monthly installment, he paid dues for the first yera..but now he has refused to pay...

A. Definitely you would have something to prove that you gave him the money to buy the car. How did you actually give him the money?
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Shubham  Kumar
Shubham Kumar Experience: 2021 Year(s) Patna
Ambrose  Leo
Ambrose Leo Experience: 11 Year(s) Bangalore
Rajeev  Srivastava
Rajeev Srivastava Experience: 37 Year(s) Ghaziabad
Dear Sir I am in critical financial crisis since last year Sept 17, due to this I am unable to pay emi of personal loans & credit cards outstanding of approx 11 lacs for 5 different banks but in last...

A. Dear client! You ask for extra time from the bank and if the bank gives you extra time, then pay the full amount within that given time. If the bank does not consider your additional time, then he will file a OA in the DRT then you will have to seek the help of a banking law practitioner (DRT/DART) for your case in the Tribunal. You can contact me in the context of your case.
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Mohd   Imran
Mohd Imran Experience: 6 Year(s) Faridabad
Nirmal  Chopra
Nirmal Chopra Experience: 22 Year(s) New Delhi
Ashish K Dongre
Ashish K Dongre Experience: 14 Year(s) Thane
Will the other assets of the promoter other than the guaranteed assets to the corporate debtor under Insolvency and bankruptcy code 2016 be affected and can the lenders initiate suit on the other a...

A. Personal Liability of the promoter when the Moratorium has been issued

Recently in the case of Schweitzer Systemtek vs. Phoenix ARC Limited3, the Mumbai bench of the NCLT was asked to adjudicate on the issue that whether the personal properties of the promoters which have been given as security to the bank/creditor come under the purview of the moratorium as envisaged under Section 14 of the Code or not. In this case, Dhanlaxmi Bank had lent Rs 4.5 crore to the company wherein the promoter had ...ReadMore
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tarun singh

Posted 2 years ago

I have taken a car loan of amount 3 lac in the year 2015 November, i was continuously giving late emi in the year 2017 but i was paying emi within the month, during November 2017 i was having 2 emi bo...

A. Dear client! Please contact the DRT and request them that I will be able to give 10000 per month.
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Johnson  Thangiah
Johnson Thangiah Experience: 20 Year(s) Tirunelveli
Ved prakash  Shaw
Ved prakash Shaw Experience: 40 Year(s) Bhubaneswar
Ambrose  Leo
Ambrose Leo Experience: 11 Year(s) Bangalore
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Anonymous

Posted 2 years ago

Can husband and wife file for insolvency combined? In that case what will be the court fees?

A. I think no! It is unlikely that two legal person will be completely insolvency at the same time even if they are both husband and wife try to discuss with concern authorities.
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Anonymous

Posted 2 years ago

I wish to file for insolvency but do not have enough money to pay court fees. also, can I get free legal aid from Bombay High Court for insolvency

A. No. In money matters it never extend.Pauper application under CPC may be filed.
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My ancestoral property in which acc. To will of my grand father i hold half the share and my sister holds 1/4th and my father holds 1/4 th share was pledged in bank for loan without my notice, by my f...

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