icon Credit card payment

I have opted for credit card reversal and was not able to make the payment in stipulated time. with bank recovery agent assurance of the reversal time extended i made the complete payment, but still b


A. Hi,
First and foremost, contact an attorney and respond to the legal notice by outlining all of the facts. The bank's position is additionally weakened by the long delay in issuing the legal notice, so you may try to negotiate your way out. Also, you can file a police complaint against the agent for fraud also.

If you find this answer helpful please rate my answer. Thank you.

Helpful
Helpful
Share
Latest Response 2 years ago
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Other Responses
icon Regarding legal notice on whatsapp

I got legal notice on WhatsApp though meditation was not attended but employee asked me to pay 7000 every month which i am doing and this money I paid 3500 and I got legal notice on whatsapp


A. Employee asked, you are paying employee every month.
Why you paid less ?
Details are incomplete and confusing.
What you want ?

Legal notice on Whats app is valid.

Helpful
Helpful
Share
Latest Response 2 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Other Responses
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Vaidehi  Samant

Vaidehi Samant

icon Loan recovery

I have taken a loan from a online loan app. I have paid full amount but due to covid i lost my job and was unable to pay last ₹1100. They started calling and messaging all the contacts in my contact


A. You should initiate the ODR- Online Dispute Resolution through Vidhi Samaadhaan on on Vidhikarya to resolve this.

Helpful
Helpful
Share
Other Responses
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Ankita  Jaiswal

Ankita Jaiswal

icon Travel refund ( cancellation due to covid travel ban by government )

greetings, I booked tickets for 6 persons Delhi to andaman to & fro last year april through a travel agent ( Indiaviewtravels ) , due to covid airlines ( spicejet ) declared no travel , after waiting


A. Lot of people are approaching for airlines refund notice.

If amount was deducted from your account to spicevacations directly and refund happened directly to original source then you should get refund instead of agent.

You better send legal notice through lawyer to both Spicejet and Agent, for refund along with compensation for harassment, mental tension, cheating and doing fraud.

Helpful
Helpful
Share
Latest Response 2 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Other Responses
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Affidavit Format for MSME Samadhaan

I want to file a case in MSME Samadhaan, but don't have work order copies. I need the Affidavit format for the same.


A. approach notary lawyer.

Helpful
Helpful
Share
Latest Response 2 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Other Responses
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Credit card debt legal advice

Need to sattele credit card debt. But bank not agree with me. And harassment me too much, can we take a legal action?


A. Dear Sir,
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.

The court while dismissing t ...ReadMore

Helpful
Helpful
Share
Other Responses
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

icon How to recover loan amount provided along with profit share for work I have done

I have been doing business with party. We were doing government tender work so I was told by owner that if we have written agreement then it would be sub contract work which may result in cancellation


A. you have been cheated because there is no verbal contract to be enforced.
PoA also you not made irrevocable by not consulting a proper lawyer.
you should made contract but only for formality but you believed them and not consulted any lawyer.
they had plan to cheat you from start.
now file case of cheating because they will not give you anything.

Helpful
Helpful
Share
Latest Response 3 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Other Responses
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal


A. Hi,
You will have to approach your local police station regarding the same.
If you found this helpful, please rate us.

Helpful
Helpful
Share
Latest Response 3 years ago
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Credit card

IAM paying 35000 rupees in last 4 months. Budget amount in my credit card. Credit card recovery agent said pay budget amount uptp reach your minimum due amount. But all my 35000 are gone in penalities


A. Dear Sir,
It is a personal loan and the Bankers have advanced surplus amount as such they have to wait till you have funds to repay. They can do only through legal process not otherwise.

Rate me Five Star*

Helpful
Helpful
Share
icon Credit card

March I had paid 11000 rupees after took moratorium next 5 months. And again pay 9000 and 6100 and 2250 and 2250 and 4225. Nearly I pay 35000 rupees in my credit balance My credit limit is 54000 rupe


A. Hi,
You should take the matter up with the banking company as this is likely the result of some internal error. Keep records of your credit repayments to serve as proof.
If you found this helpful, please rate us.

Helpful
Helpful
Share
Other Responses
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal