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Dear Client,

If your incentive for FY 2025–26 has not been paid by SBICAP Securities, you should first check your appointment letter, incentive policy, or any internal circulars to confirm the eligibility criteria, payout timeline, and conditions such as targets, employment status, or clawback clauses. Then, raise a formal written request to HR and your reporting manager seeking clarification and payment, keeping a record of emails.

If there is no satisfactory response, you can escalate i

Dear Client,

Under the RTE scheme, no fee is payable by parents for admission in the specified category, as the government reimburses the school. If you have paid an amount and the school has also received funds for your child, you may seek refund of the amount paid.

You should submit a written request to the school asking for refund with proof of payment and admission under RTE. If the school does not respond, you may approach the District Education Officer or the concerned education authorit

Dear Client,

The information provided is insufficient to give a proper legal opinion. Kindly provide details such as the amount involved, mode of transaction, reason given by the platform for non withdrawal, and any communication with the platform so that appropriate advice can be given.

Dear client,

From the facts stated, it appears that you availed funding/loan through a platform linked with your Demat/Trading account for IPO subscription, and after sale of the allotted shares, the proceeds were credited but the loan was not auto-adjusted, and now the intermediary is demanding repayment separately while also restricting (“squeezing”) your account. Such conduct raises serious concerns of deficiency in service, lack of transparency, and possible violation of regulatory norm

Dear Client,

Based on your query, the money given to your friend appears to be a private financial arrangement or investment with a promise of return. If he has failed to repay despite repeated requests, you may take legal action to recover the amount. You may first send a legal notice demanding repayment based on the agreement/understanding and the supporting evidence such as bank transfers and WhatsApp communications. If he still fails to pay, you may file a civil suit for recovery of money b

Dear Sir,

A genuine PMS (Portfolio Management Service):

Must be registered with SEBI

Issues a written agreement

Provides regular statements

Uses a separate bank and demat account in your name

Does not take money directly from you into a personal account

If your “guider” took money into his personal account, or there is no SEBI-registered PMS agreement, then this is not PMS — it is fraud.

Dear Client,
As per the RBI Guidelines, Banks/NBFCs/FIs are advised to ensure that the contracts with the recovery agents do not induce the adoption of uncivilized, unlawful, and questionable behavior during recovery process. Banks/NBFCs/FIs are strictly advised to adhere to the guidelines/fair practices code during the loan recovery process. In the given situation, lodging an FIR/complaint against the recovery agents of the concerned lender, Pocketly, at the local Police Station for blackmaili

Dear Client,
In the given scenario, your first step is to lodge a complo about missing of the share certificates of your mother at the local police station to apply for duplicate copies of the share certificate from the concerned authority. Next, to resolve the issue related to the correction of your mother's name in the share certificates, you may pursue the following steps. 1) An affidavit is a legal document that is used to state facts under oath. The affidavit should include the applicant's

Dear Sir,
It’s not an outright criminal offence, but it’s highly regulated and you must comply with multiple Indian laws (income-tax, TDS/withholding, FEMA/LRS paperwork, GST rules and AML/KYC rules). If you don’t follow them you can face heavy taxes, withholding obligations, reporting forms and enforcement action.

Dear Client,
In the given scenario, you should immediately lodge an FIR/complaint for the missing of your iPhone at the local police station to protect yourself from the consequences arising out of misuse of the lost phone. As regards payment of EMI, please be informed that you are legally obliged under the hire purchase agreement to pay out the EMI to write off the balance amount of your loan that you owe from the financier for buying that iPhone loss of which does not waive you from that obli