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My Uncle was borrowed money from local private lenders 3.5 years ago. I was a co singer that time. My uncle was passed away 4 months before. At the time of he Alive I asked about that money with my uncle he told it was settled. Now that local lenders calling me and telling that repayment not completed. They are asking me to settle that amount. What will I do? Can I register complaint about them in police station? Please advise

A. File complaint against them immediately to the nearest police station
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Mohd Ali  Shan
Mohd Ali Shan Experience: 5 Year(s) Moradabad
Devesh  Tripathi
Devesh Tripathi Experience: 10 Year(s) Jaipur
I am a professional from India. I am looking for a job in a London firm where I will be trading in Forex in that firm's account but From India. For example, I will be trading in EURUSD from India but real trade will be happening in London from that company's account. I want to know if this is legal in India.

A. Dear Sir,
It is not known when such trade will be declared as illegal.
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A manager working Kanva co-operative society (which is bancrupted recently in Banglore) taken 10 lakhs as investment from me. When I approached him he told, he has invested all my money in shares through company called Zerodha. Now he is not payning me any monthly interested from last 5 Months and simply telling reasons for delay. I have transferred all my money through online to manager (cheater) personal account. He has given me Kanva fashion gift cards worth of 5 lakh as security, which are still valid, but I dont want to buy worth of 5 lakh. Please advise how to get money back with interest, where should I start.

A. Dear Sir,
You may immediately approach police and also lodge complaint with head office of the said Society and also file private complaint in a local Magistrate Court.

Please contact me through the administrators of this website.
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I have few Debeture deposits with Vishwamitra India Parivar which has matured but I'm unable to get my money. There is an ongoing case against the owner of this trust for the same reason. Shall I also file a complaint on my behalf? If yes, where should I do the same?

A. To the concern person where legal issue is going on.
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Excess coins is the big issue, To resolve that issue , we wish to build coin exchange app . Is this legal or need RBI or government approval ? We wants just to connect two needs one who has excess and one who needs coin. User can post it by app.

A. Dear Sir,
It is better to send a representation to the concerned RBI branch seeking permission if no reply is received then you can proceed with your proposed business.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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To Date : 13.10.2019 The Concerned Officer, Consumer Forum Dear Sir, I had invested Rs. 16,18,090 & Rs. 18,000 in “ Sahara Credit Co-operative Society Limited ” & the maturity date of my this principal money had been over, since 30.12.2016 but still Sahara Credit Co-operative Society Limited has not paid to me, their maturity value, since/from the past “ two years & nine months, which is almost over-due now ”. Sir, my eldest daughter had completed her B.Com Course in the year - February - 2011, ( i.e Eight & a half years ago ) and my youngest ( i.e second ) daughter had completed her B.Com Course, in the year April – 2017. Therefore, I very much, most urgently require my due maturity amounts/claims of all my Sahara.E.Shine & Sahara.A.Select Scheme payments ( which comes under the company ‘ Sahara Credit Co-operative Society Limited’ ), on a very urgent ( i.e extreme/utmost emergency ) basis, very timely basis & also as on top priority basis, i.e as soon as possible, in order to make all the preparations & arrangements for my two daughters’ engagement & marriage, which I am planning to do in the year - 2020, i.e March/April – 2020 – for my first daughter’s marriage & June/July – 2020 - for my second daughter’s marriage. So, I would definitely require more than Rs. 35 lakhs, in order to be spend/incurred for their engagements & marriages. The total maturity values of both the schemes ( i.e Sahara A Shine & Sahara A Select ), as on present/current date, would come around more than Rs. 36 lakhs ( including all pending overdue interest payments, till this date ). All my “ Sahara.E.Shine Schemes ” had already completed their/it’s lock-in-period of 5 years, and so, as per company rules & norms, now, their due maturity amounts/claims/payments could be paid to me without any difficulty, i.e at present date. The most important factor/thing here, which I would like to tell you is that, I can postpone any of my major expenses in life, in order to be incurred for near future, but not that, which is related to, “ my two daughter’s engagement & marriage ”. Daughter’s marriage had to be done or must be done on very timely basis because here the Daughter’s age is the most important factor/thing in life. If the age of the daughter exceeds ( superceeds ), then it would be extremely ( utmost ) difficult or almost impossible, to find a groom for herself, for her marriage purpose because no one will marry an over-aged girl. My elder daughter is aged 26 years now & youngest daughter is aged 24 years, both still unmarried due to shortage of Funds. Sir, I had also still not received my MIS ( monthly ) interests for the last/past eight months, from Sahara Credit Co-operative Society Limited i.e ( 7,363 X 8 = Rs. 58,904/- ) . Therefore, at present, my total MIS interest payments, due from “ Sahara Credit Co-operative Society Limited ” is Rs. 58,904/- . I would be also utmost thankful to your goodselves, if you, could kindly help me to get my over-due MIS ( monthly ) interests from Sahara Credit Co-operative Society Limited. I am attaching an excel file, along-with this email, which would give you each & every detail with complete picture about/regarding all my scheme’s account numbers e.g Branch office names, Sector office names and Region office names etcs, with other ( full ) details. Scanned copies of all my Sahara Certificates are also being attached along-with this email. The Head Office Address of “ Sahara Credit Co-operative Society Limited ” is Sahara India Bhawan, 1, Kapoorthala Complex, Aliganj, Lucknow-226024. The over-all in-charge of Sahara Credit Co-operative Society Limited is Shri O.P.Srivastava, his Designation is “ Dy. Managing Worker ” ( C & A, & Head - Infrastructure & Housing ) The second officer-in-charge of “ Sahara Credit Co-operative Society Limited ” is Ms. Seema Das ( Designation- “ Territory Head, Territory Office - Bhubneswar ” ). The whole & sole i.e Owner of “ Sahara Credit Co-operative Society Limited ” is Shri Subroto Roy ( Sahara ), Designation - Managing Worker & Chairman. His official address is “ Command Office, Sahara Shaher, Gomti Nagar, Lucknow-226010. Therefore, I had given you all the necessary & utmost relevant ( very important ) details i.e inputs regarding all the senior Management ( i.e Top Management ) staffs of “ Sahara Credit Co-operative Society Limited ” along-with their address, phone nos. & their direct email ids etcs, which would be very easy & very convenient for you, in order to have direct contact with them. Therefore, I would be extremely grateful and utmost thankful to your goodself, if you could kindly help me to receive ( get ), all my due maturity payments ( claims ) from " Sahara Credit Co-Operative Society Limited ", as on very urgent basis, & also, as on very top priority basis, for my two daughters’ engagement & marriage. Thanking You, Your’s Faithfully, Asha Chaturvedi. Investor/Customer of “ Sahara Credit Co-operative Society Limited ”.

A. Dear Sir,
You may get issue a legal notice and file a civil suit.
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Hi, Currently my financial position is too weak, recently sold out my flat due to huge debts, still i have some debts around 25 Lakhs(which i taken from banking and NBFC's) few are short term loans, they are pressuring up earlier i have multiple sources of income now i have only a job where i am not able to repay the EMI's which is pressuring up from all ends. Kindly suggest me the best in order to get solution for my problem. I need time to clear the dues but not immediate.

A. if you are not able to clear your debts, file an application for insolvency,
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I was recently lured in stock market trading in futures and options. Person on the other end called me many times to convince me. Tall promises were made of returns however an investment of approx 2 lacs was lost due to poor knowledge by the trader. My login credentials was taken to trade. Evidence of calls and WhatsApp messages are available. How can this be litigated?

A. File a complaint to IGRP "Investor Grievance Redressesal Panel"
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As mentioned in the FAQs regarding the overseas direct investment in RBI's official website stating that for an Indian entity investing in a WOS in a foreign country operating in financial services sector it has to have net profit in the preceding 3 years, I wanted to clarify whether proprietary investing(investing activities carried out with the company's own capital) falls under the financial services sector as we see that there is no service offered to the clients( or there is non existent of clients for the business activity carried out). Awaiting for your reply Thank you

A. Approach to the any charted accounts for better understanding please
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Hi, Recently I have subscribed to a basic plan of a stock Advisory firm worth Rs 10,000 and the subscription plan includes advice only on "stock cash" only but the executive of the company gave me Banknifty call which is not present in my subscription plan and because of that I have incurred 70,000 loss, after the loss the executive stopped attending my calls and I am getting no proper response from advisory firm. What kind of legal action can I take on the firm and how to get my money back?

A. Issue a legal notice and thereafter if they do not comply file a money recovery suit.
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Kishan Dutt Kalaskar Retired Judge
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