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I met with an accident and the friend of mine(pillion) died due to head injury in accident. Charges on me- 279, 304a and mv act 184 My friends family summoned and filed Case against me in court for

Posted 2 weeks ago


A. Dear Sir,
Yes, you have to engage advocate in both the cases otherwise as there is death of one person you will be convicted. Also compensation may be awarded and you must not believe the insurance company since it may say that policy conditions were violated as such it is not liable to pay the compensation.

I could have explained more if background is known to me. I am at your service if you visit my office.

Please give me FIVE STAR if satisfied by my answers and you may approach me throu ...ReadMore
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I purchased a term insurance policy in July 2018. I did not go into the details then as i had already disclosed all the true details in good faith to the insurance exec and the doctor. When i went thr

Posted 2 months ago


A. Hi,
You have to bring this to their attention. It is difficult to claim the insurance in case of any such errors and the company will try its level best not to approve the claim. Please contact them and for legal advice, please contact a lawyer.
Please rate my answer
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Our Health insurance renewal premium has been hiked by almost 3-fold. Only reason being given as age slab change from 60 to 61. can we anyway challenge this? The insurer is claiming they has regulator

Posted 2 months ago


A. IRDAI does allow some room to the insurer to change the premium for health insurance following some guidelines issued by the IRDAI. You ask your insurer that under which rule they have changed it and once you have the rule then we can evaluate whether to challenge it in the court or not.
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Anonymous

My cousin was taking medication for schizophrenia from 2018 end. She bought health insurance in 2021, but forgot to disclose about schizophrenia while buying health insurance. She had typhoid and has

Posted 3 months ago


A. Hi,
This may amount to fraud from your side and will be difficult to get your insurance sanctioned. Since you conceal the fact that you have been taking medication for schizophrenia since before the period of insurance, the company can use it as a defense against your claim.
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Pradip Nath

On July 10th my mother committed suicide in her mother's home while she was alone at home by using kerosine oil and lighter. She was suffering from mental illness where she used to hear people talk ab

Posted 4 months ago


A. First by law you can not demand any compensation. And any benefit. Because your mother to be suicide. Either any policy holder can not sucide if the policy holder takes the sucide. His legal heirs can not challenge any benefit which give by lic and post office.
You should be contact to the office. And after takes staps.
Accident death naturally death. Any suddenly ill.
Some death are decried in the policy. Then the policy holder heirs takes benefit.
If any help my answer you. You thik that ...ReadMore
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Pardeep Kumar Dhiman  Dhiman
Pardeep Kumar Dhiman Dhiman
Ankur Goel @ Complete Law Shield
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
Dear Sir/Madam, I am not satisfied with the response from Kotak life insurance on maturity benefits as they have not paid as per bond paper terms and conditions. As per ter

Posted 4 months ago


A. Dear Sir,
Such instances are more in Private Sector Banks. Better you approach ombudsman of insurance and if not resolved in your favour then approach consumer forum if not resolved then finally you may approach High Court.

PLEASE GIVE ME RATING AS RANK 5
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As per policy, crosspathy is not payable .Hence the claim is being denied under clause no 3.25 of the policy. MEDICAL PRACTITIONER is a person who holds a valid registration from the Medical Council

Posted 5 months ago


A. Hi,
If the policy was repudiated for crosspathy, then you will have to approach the consumer forum, and present your case that the repudiation was not valid as the clause of crosspathy was not violated by you. Please consult with an advocate personally, he will advise you further.
If you like my answer, please rate me.
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Dear sir, my brother got covid-19 on 16-05-2021 and got hospitalised on 20-05-2021. I applied for the cashless treatment and it got rejected by saying the non disclosure of pre existing disease .we to

Posted 5 months ago


A. hi,
If you move to a consumer court there are very less chances to win, as it was your insurance agent fault to not mention the earlier disease at the time of taking the policy and insurance. It would be suggested to file a complaint against the agent for such irresponsible act.
Thanks
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sir , I have been duped by fraud callers and sold policy of PNB metlife amounting to Rs. 1,50,000 each. I was being sold the policy on the pretext of loan and I didn't even checked the authenticity of

Posted 5 months ago


A. Hi,
If you are unhappy with your insurance company then you can approach the Grievance Redressal Officer of its branch or any other office that you deal with. The insurance company should resolve your complaint within a reasonable time. In case if it is not resolved within 15 days or if you are unhappy with their resolution you can approach the Grievance Redressal Cell of the Consumer Affairs Department of IRDAI.
If you find my answer helpful then kindly rate me.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
Pardeep Kumar Dhiman  Dhiman
Pardeep Kumar Dhiman Dhiman
My medical insurence claim has been rejected by HDFC ERGO because I hospitalized during the previous where my Sum insured balance got exhausted. My 17 days hospitalization covered 7 before previous t

Posted 5 months ago


A. Hi,
As per your narration, the private corporation might have overlooked the billing history which is clearly a fault on their behalf. You may write a complaint addressed to the MD and the manager of your respective bank. Further, you can also file complaint before the consumer forum.
If you find my answer helpful then kindly rate me.
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal
Pardeep Kumar Dhiman  Dhiman
Pardeep Kumar Dhiman Dhiman
Sidhaarth  S
Sidhaarth S
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