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received Legal notice for debt collection
3 years ago
I have a personal loan and have received a legal notice for collection since my EMI is unpaid for September 2020. How can I proceed? How can I request for the RBI mandated restructuring? I am employed in the Immigration Services industry and have a cashflow problem currently.
A.Hello Sir,
You should send a reply notice at priority assuring the payment of the EMI as soon as you are in the position to pay. Further you can attach your salary slip as an evidence.
You should send a reply notice at priority assuring the payment of the EMI as soon as you are in the position to pay. Further you can attach your salary slip as an evidence.
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Ayantika Mondal @ Prime Legal
Responded 3 years ago
A.Hi,
You should send a reply notice assuring the payment of the EMI as soon as you are in the position to pay. Additionally as an evidence you may attach your salary slip.
You should send a reply notice assuring the payment of the EMI as soon as you are in the position to pay. Additionally as an evidence you may attach your salary slip.
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A.You can send reply in person or hire an advocate for the same but better do it asap
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DIYAVARHUSSAIN SHAIK
Responded 3 years ago
A.Dear Client
You can issue a reply notice to the legal notice stating that you are not intentional in avoiding the EMI, once your salary is drawn you will pay the EMI along with the Charges, the bank will consider by imposing some charges
You can issue a reply notice to the legal notice stating that you are not intentional in avoiding the EMI, once your salary is drawn you will pay the EMI along with the Charges, the bank will consider by imposing some charges
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DIYAVARHUSSAIN SHAIK
Responded 3 years ago
A.Dear Client
As per your inputs, if you are unable to pay one EMI then inform the bank that due to your salary problem you can not pay the EMI and once the salary is drawn then you can pay along with the charges, inform the bank by a letter
As per your inputs, if you are unable to pay one EMI then inform the bank that due to your salary problem you can not pay the EMI and once the salary is drawn then you can pay along with the charges, inform the bank by a letter
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