Car Insurance claim rejected
3 years ago
I Purchased a car on 5th Oct from Individual, Payment was done on 6th Oct. I initiated the RC change on 7/8th Oct. However before i could initiate the change of name in insurance, i met with car accident on 20th Oct. Now insurance company is refusing to settle claim stating mismatch in RC records and no request for change in name with the insurance co. Request you to please advice if anything can be done to get claim approved from insurance company.
A.Dear Sir,
It depends upon so many factors and insurance must stand in your name to claim the amount otherwise claim the same through the previous owner which they cannot deny.
Rate me Five Star*
It depends upon so many factors and insurance must stand in your name to claim the amount otherwise claim the same through the previous owner which they cannot deny.
Rate me Five Star*
Helpful
Helpful
Share
Ayantika Mondal @ Prime Legal
Responded 3 years ago
A.Hello
You should provide all the evidences and documents of the sale and the RC change to the insurance company so that they can know the transaction. And if the company refuses to pass the claim you may initiate the proceedings in the court
You should provide all the evidences and documents of the sale and the RC change to the insurance company so that they can know the transaction. And if the company refuses to pass the claim you may initiate the proceedings in the court
Helpful
Helpful
Share
A.Hi,
It is important to tell the insurance company and suffice them with all the evidences and documents of the sale and the RC change, so claim could be provided, and even if the claim is not granted you may approach the court
It is important to tell the insurance company and suffice them with all the evidences and documents of the sale and the RC change, so claim could be provided, and even if the claim is not granted you may approach the court
Helpful
Helpful
Share
Read Related Answers
Regarding insurance claim rejection
Dear client, withour directly resorting to the complaint on the insurance company try to re-inititate the claim process and talk to them and submit the required documents. Even then if there is no cla...
Hospital avoiding cashless treatment
Dear Client,
In the given situation, bring the matter to the notice of the Grievance Cell of the concerned Insurance Company endorsing a copy to the insurance regulatory authority, IRDIA. In case, no...
Medical Insurance cancelled after 3 years
Dear Client,
Pre-existing diseases (PED) are mostly expensive to treat as they are chronic in nature. Unfortunately, most health insurance plans cover pre-existing diseases after a waiting period of 2...
Legal Liability for Helper Covered If Death occurs by Gun Firing
Dear Sir,
The copy of FIR and terms of life insurance policy are to be read minutely to answer your question.
Review of award by Insurance Ombudsman
Dear Sir,
You may approach Consumer Forum or High Court for getting justice in many cases same formula being used.
Read Blogs on Insurance
Insurance Lawyers
Find Lawyers by Location