In sale deed - Registry is done of Rs 32 lacs, against which i have taken the loan of 40 lacs, i have paid the initial amount to previous owner & paying the entire amount of emi since starting, property is in joint name ' no were in registry percentage of share is mentioned, but only in calculation of registry fees, percentage is mentioned as 50% each, for facilitation of calculation of amount as in delhi women has to pay 4% charges & men 6%
my wife is also the co applicant in Housing loan, she is working earning monthly salary of 70 thousand
I have one kid who is 14 year old
Pls advice which would be best mode to adopt
1) Stop paying the emi - & ask the bank to take over the possession of house
2) Ask my wife to share the remaining emi
3) file a suit declaring i am the owner of house as i have paid entire initial payment & all emi, if she wants her share then she should pay half of emi and as well as contribute the against emi which i have already paid.
4) file a divorce case & can make this property suit part of it
I am 42 year old earning 90k pm & my wife earns 70k, 03 year back we have taken Home loan of 40lacs
for which i am paying the EMI to Bank. ( we both are co-applicant in loan & coholder in property 50% share each )
Now we heading toward Divorce, my wife is not willing to share EMI, we still living in same house & are not on taking term.
What should i do
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