I am Empanel investigator and advocate in Insurance company. I had investigated one death case of group Personal accident claim. In the said case claimant had provided her unread bank pass book copy.
The correct account number was 32250100810988, but in my investigation report i had mentioned 32250100810908. The claimant had also mentioned incorrect account number 32250100810908 in claim form.
Generally insurance company pays to beneficiary's on the basis of photocopy of bank pass book.
But i am surprised that, in the said case insurance company had paid the benfeciary on the basis of my report. Due to wrong account number amount went to third party account and he has withdrawn it and he is not returning the amount.
Now insurance company has issued a letter to me and asking clarification . Company has also threating that they will dipanel me and amount will be recovered from my pending fees towards company.
Kindly advice me.
A.Sent a legal notice before 3 years of the transaction. File.suit for recovery.
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Ambrose Leo
Responded 5 years ago
A.You can issue notice to the wrong account no holder in due course and banker jointly & severally for withdrawal & payment quickly to protect your interest.
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Suneel Moudgil
Responded 5 years ago
A.Dear Advocate,
its surely your fault as you mentioned wrong account number relying on claim form, without matching the same from his bank passbook. however, its company's responsibility and right as well to recover the same the person , in whose account it was by mistake paid.
they can, i think, recover the loss from you but if they succeed in getting the amount they have to repay the same to you.
you are advised to amicably settle/MANAGE the matter.
Dear Sir,
The charge officer to protect himself taking the signature of charge sheeted person on the order sheet, otherwise the charge sheeted person may question tomorrow that he does not know the co...
Dear Client,
An Enquiry Officer(EO) can seek clarification of any law point from the legal cell of the company or the panel lawyers of the company if it is required to respond to a query of a charge-s...
Dear Client,
In the absence of any documentary evidence, neither can you lodge a complaint against your mother's friend with the Police, nor can you file a criminal suit for cheating on jewelry in Cou...
Dear Sir,
Only after conclusion of entire domestic enquiry you can approach the Appellate Authority and if such appeal is against you then you have to go to High Court for appropriate orders.
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