HDFC Credit card Payment
2 years ago
Hi Team, I have swiped my HDFC Credit card for about Rs.140000/- five years back and i am repaying the minimum charges for the last five years. But now a days, HDFC credit card collection agents are calling on daily basis, even i didnt pay the amount for one month. Can you please help in advising, if there is any way to waive the amount. I am in huge financial crisis. Please help
As a borrower, you have many rights such as the Right to Humane treatment, right to balance proceeds, right to fair valuation of assets, right to adequate notice, credit counseling, and public assistance.
Hope this clarifies your query.
Thank you!
A.Dear Sir,
Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
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There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. After that, she moved to the police, and a case was filed against these agents. Another incident quoted as per media reports stated that a private bus was halted, and 42 travellers were held hostage for three hours by recovery agents, who needed to recover money from the travel company that owned the bus. These cases affirm that recovery agents/offices are feared in India. A recovery agent seeks clients and organizations that owe instalments to banks. Many of these recovery agents collect the banks'clientspayment dues for a charge or a percentage of the total amount owed. These agents are generally a third-party
https://www.vidhikarya.com/legal-blog#
You may get issue a strong legal notice from my office or file a Suit for Permanent Injunction against Recovery Agents and Bankers.
If you have taken the credit card and used the limits then you must also return the amount to the bank dutifully. If you can not do that then you have to get in touch with the credit card company and seek settlement of the funds.
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