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Credit card - pay partial payments but not accepting
9 months ago
My father taken credit cardin long back 15000,we have paid 2years back 30000,now they asking settlement of amount 80000,we r going court also this is 4 th peshi ,what we can do now and we r asking bank agent that we pay partial payments but not accepting ,so we can ask to court that we pay partial payments,court will agree sir pls suggest
A.Dear Client,
When you paid double the amount against a credit card debt of Rs.15000/- two years ago, then how is the lender now demanding an amount of Rs.80000/- for settlement against the credit card debt? So, you need to know the reason behind the arbitrary demand of the Bank by filing an application asking for a statement of credit card account based on which they are demanding an exorbitant amount from the cardholder. If the Bank fails to provide the desired statement then make an application under RTI Act, 2005 which they are legally bound to respond to within the time frame. Before opting for litigation to resolve the matter, you need to know the reason or ground of demand to defend it suitably before the Court.
When you paid double the amount against a credit card debt of Rs.15000/- two years ago, then how is the lender now demanding an amount of Rs.80000/- for settlement against the credit card debt? So, you need to know the reason behind the arbitrary demand of the Bank by filing an application asking for a statement of credit card account based on which they are demanding an exorbitant amount from the cardholder. If the Bank fails to provide the desired statement then make an application under RTI Act, 2005 which they are legally bound to respond to within the time frame. Before opting for litigation to resolve the matter, you need to know the reason or ground of demand to defend it suitably before the Court.
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A.Dear client,
If your father has a credit card debt of 15000 and you have already paid 30000, there is no need to pay more.
Send them a legal notice stating that you have already paid all the due amount by way of
2. Your notice should mention a specified time period within which they have to reply and agree as you have paid the same.
In case they fail to comply with you legal notice, THEN,
File a case against them with all the evidences you have which shall show that you have paid the whole amount and there claim is malicious and fraudulent.
If your father has a credit card debt of 15000 and you have already paid 30000, there is no need to pay more.
Send them a legal notice stating that you have already paid all the due amount by way of
2. Your notice should mention a specified time period within which they have to reply and agree as you have paid the same.
In case they fail to comply with you legal notice, THEN,
File a case against them with all the evidences you have which shall show that you have paid the whole amount and there claim is malicious and fraudulent.
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