Bank has sent fraduently information of 71000 write off in cibil

7 months ago

Dear Sir,

I had applied for business loan in Fullertron India limited in 2008, bank has sanctioned Rs.83000 loan. from which they had given me check of Rs. 30000 - 34000 (not currently known) as part payment, which i given to bank for clearing. They said rest amount will given after 1 month. I had given 36 check as an emi. They had start collecting emi. When i call to bank for rest amount they had not given. After clearing of 6 check of Rs. 3978 (per check) I had stopped check clearing from bank. Bank sent there recovery agent to collecting emi but I refused questioning for not recieveng of part payment. Bank had filed appliction before court for recovery, where I settled giving amount of Rs. 6400 for clousere of loan in 2010.
In July 2023 i had visit sbi bank for loan, they checked my cibil record and said fullereton India limited had sent my information to Cibil for 71000 write Off amount. so that they did not pass my loan. I had contact to fullertron India limited for same they said that to clear the information from cibil record they said I had to pay Rs. 143000 as balance amount.
Again i contact fullerton india to given me statement, they send me statement in which they showing me disbursement of Rs. 71000 in feb 2008. Then I get statement from my bank, when i verify my statement there is not clearing of even they given me Rs 30000 - 35000 (not known clearly). I had again contact fullerton india to give me check number and there copy of bank statement of check clearing entry they had given me, but bank is delaying to give. fullerton india had sent information to cibil fraduently for 13 year which has getting bad effect on my cibil score.

What is the my next step ?

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