I have closed a partnership loan

Dear Client,
It appears that the settlement of an NPA loan has not been reported or uploaded in the CIBIL record by default on the part of the Bank. When you lose the settlement documents, referring to the CGTSME status of the loan that shows NPA even after the settlement, you may write to the Bank for rectification of the status of the business loan both in the CIBIL and CGTSME failing which you may represent the matter before the higher authority of the Bank and if required, file an application under RTI Act seeking information regarding the settlement of NPA loan from the Public Information Officer(CPIO) of the Bank because, in absence of relevant papers, you cannot even litigate the matter before any forum/court to restore your financial status.

Dear Client,
In a situation where you have settled a partnership loan in 2014 with Bank of India under a settlement agreement but are now facing complications with the CGTSME (Credit Guarantee Fund Trust for Micro and Small Enterprises) due to an NPA (Non-Performing Asset) status, it is essential to take specific steps to address the issue. Firstly, try to retrieve any documentation related to the closure of the loan, even if you have lost the original documents. This may include settlement letters, receipts, or any communication confirming the closure.
Next, communicate with the Bank of India and explain your situation. Provide any available evidence of the loan closure and request their assistance in updating the records to reflect the correct status. Clarify the issue with CGTSME as well, providing them with the necessary documentation to demonstrate the loan settlement.
If necessary, seek legal advice to understand your rights and options under the Partnership Act. Legal professionals can guide you on how to navigate issues related to settled loans and can assist in communicating effectively with both the bank and CGTSME to rectify the NPA status. Remember to act promptly to resolve the matter and prevent any adverse impact on your ability to avail other loans.
Thankyou

Dear Sir,
You may apply for entire documents under the provisions of RTI Act after getting the documents about repayment fight legally.