Loan - Iwill not be able to pay EMI

2 months ago

Dear sir

I got into a very difficult situation. Please can somebody help.

I am not from a very great financial background, I wanted to join data training for learning and job opportunities, for which I enquired with DATA TRAINED for the same. Ms. Rithika gupta from the company contacted me and was doing her coordinator job as well, and on the result of her regular follow up, i finally decided to get enroll, but i was not in the position to pay the registration at the time, but she told, we can do that later and she introduced the 3rd party ( CREDIT FAIR) for initiating EMI for the course, they asked my appointment letter, bank statement, and adhar card, and within the same day, i send me a link for i need to click on I AGREE button.

I done the same. but while at the time of conversation with Ms. i told her that my EMI Should only start from the month of November and date of 18th.

But after the above process, within 2 days I called her and told her that I am not interested in going ahead with the course and to stop the complete process, as I have some job issues where i will not be able to pay EMI.

But the ECS started activating in the month of november, and only then i realized that they have not cancelled my concern. Immediately I drafted the mail, but data trained now demanded me to pay the cancellation fees, which had not been told to me while counselling.

Credit fair is crediting the ECS monthly stating that only merchants can cancel, and they cannot do anything. They didn't even do any background work whether I have paid any registration / not, and credited the whole amount to the DATA TRAINED.

I am not such a wealthood person, who can spend 30k for not even taking any course. I am tired of all this, and moreover I am getting very embarrassing calls from the credit fair that they will take legal action, they will ban my aadhar card / pan card.

No money is credited to my account, I have initiated the cancellation. But they both are taking me for a troll.

I am from very normal background, where i don't have money for all this.

PLEASE SOMEONE HELP ME TO COME OUT OF THIS, WITHOUT ME PAYING ANY MONEY TO DATA TRAINED.