I have paid my EMI to NBFC i took Personal loan and its a regular practice as i pay on a later day they send me email that my EMI is not paid for Last 3 months added and asking me to pay immediately. Now when i email them they take back as mistake and Ask me to pay correct value. however this is there practice. If by mistake i dont pay for few days they send me email with header like Legal Notice -Mumbai High Court. Now by looks of it they are using Honorable high court of Mumbai name to make me pay.
My question
Can someone send a legal notice as mention above, if now what should i do.
Also need the advise whether take them to court for misrepresentation of facts every single time and forcing people to refute and then pay later.
Dear Client,
Once a borrower fails to repay his debt, the Lenders/FIs initiate a routine course of action for recovery of the loan/debt from the borrower following the provision under the SARFAESI Ac...
Dear Client,
In the prevailing situation, you need to obtain a course cancellation certification from the institute, and based on said cancellation certificate you need to inform the concerned NBFC t...
Dear Client,
You can try to negotiate a debt settlement with the Bank on your own if your pocket permits to repay the entire outstanding of your credit cards at a time for a one-time settlement of du...
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