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Q.Harassment by bank
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Q. Harassment by bank

I and my husband are jobless since March, during this tenure we did settlement of our loans. Even after being jobless we were paying, but now unable to pay. These people are harassing over the phone and they cone to our place and harass us. We are not denying to pay, but currently we are not having money to pay them. Kindly advice
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A. You should do the following things

1. Write a police complaint and complain about such harassing agents.
2. Write a letter to the bank and also send a copy of the same top the RBI [Attach the Police complaint with this]
3. If the bank does not take any step, you can further move the banking ombudsman by way of a written complain and send a copy of the same to the bank and also RBI.
Thanks
Adv. Shreyash Mohta

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Shreyash Mohta

Experience: 1 Year(s)

Responded 1 week ago

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A. Dear Madam, If recovery agents are harassing you and your family members , then describe each and every detail of the incident minutely in writing and send the complaint to the bank with acknowledgment. If the bank does not take any action within a month from the day you file the complaint, or rejects the complaint, or you are not satisfied with the action taken by the bank, file a complaint with the Banking Ombudsman or online at www.bankingombudsman.rbi.org.in. You can also file a police complaint along with the complaint filed with the Ombudsman.

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Prakash B A

Experience: 3 Year(s)

Responded 1 week ago

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Categories
Administrative Law (470)
Adoption (125)
Advertising (59)
Animal Laws (40)
Arbitration and Medi... (50)
Aviation (16)
Banking (593)
Bankruptcy and Debt (201)
Cheque Bounce (424)
Child Custody (166)
Civil (2161)
Commercial (93)
Consumer Protection (583)
Contracts and Agreem... (490)
Corporate and Incorp... (114)
Criminal (1692)
Customs, Excise (42)
Cyber, Internet, Inf... (354)
Debt and Lending Agr... (79)
Debt Collection (178)
Divorce (667)
Divorce and Separati... (1602)
Documentation (316)
Domestic Violence (645)
Election Campaign an... (23)
Employment and Labou... (1172)
Environment and Natu... (31)
Equipment Finance an... (3)
Family (2060)
Financial Markets an... (101)
Government Contracts (57)
Human Rights (278)
Immigration (56)
Industrial Laws (66)
Insurance (81)
Intellectual Propert... (111)
International Laws (12)
IT Contracts (54)
Juvenile (17)
Landlord and Tenant (630)
Licensing (21)
Mail Fraud (18)
Maternity (61)
Media, Communication... (16)
Mergers and Acquisit... (20)
Military Laws (17)
Motor Accident (145)
Muslim Laws (60)
Outsourcing Agreemen... (5)
Partnership (64)
Police Laws (64)
Power of Attorney (75)
Privacy (97)
Property (3038)
Real Estate (433)
Registration (139)
RTI (111)
Sale (61)
Sale of Goods (20)
Sex Crime (142)
Sexual Harassment (6)
Sexual Harassment at... (69)
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