Loan recovery - Recovery agency has right to visit my office
Loan recovery - Recovery agency has right to visit my office
Recovery agency has right to visit my office and share my loan details with HR and other colleagues
7 months ago
A. Dear client,
First of all, an agent is not supposed to visit you unless the bank has provided you sufficient notice. Such notice would include reminders via letters or phone calls. A recovery agent cannot discuss the details of the case with any other person unless the borrower has given permission to do so.
You can file a complaint at the local police station and you can also file a case againt them.
Insurance fraud
We had a insurance back in 2021 .My father got a call from a company One-Day .they said that you will get back your insurance money if you pay 40k when my father paid that they say now you need to pa
7 months ago
A. Dear client,
Section 45 of Insurance Act provides that an insurance policy cannot be avoided after expiry of three years on the basis of mis-statement, or untrue statement, unless insurers are able to establish;
1. That the statement was inaccurate or false;
2. That such statement was on a material matter or that the statement suppressed facts which was material to disclose;
3. That the statement was fraudulently made by the insured;
4. That the insured knew at the time of making the statement t ...ReadMore
settlement deed
one time settlement deed with wife, after she could not file any case in court
7 months ago
A. Dear client,
Under certain conditions, a settlement agreement can be challenged in court.
The court may also pass an order of maintenance subsequent to the passing of a decree. Thus an application for maintenance by the wife can be moved even after passing of the decree of mutual divorce as per section 25(1) of the Hindu Marriage Act 1955.
Flexible complementary scheme FCS
What is the effective date of promotion under FCS as per dopt rules. Is it 1st January or 1st July.
7 months ago
A. Dear client,
The OM makes it very clear that the Assessment Boards have to be constituted well in advance keeping in view the fact that 1st January and 1st July of each year are crucial dates to effect promotions. The competent authority shall ensure that no promotion is granted with retrospective effect.
Quashing of FIR 482
I received a notice, a month ago from the High Court regarding quashing FIR, I just want to ask do we need to get permission to file our written statement as there is an unexpected delay. generally c
7 months ago
A. Dear client,
After the FIR is quashed and the getting discharged from the Court, the acquitted person may pray to the Court for instituting criminal proceedings against the complainant.
Thus, Defendant must file the Written Statement within the time period of not more than 120 days from the date of service of the summons, and thereafter upon the expiration of this period, the defendant will forfeit his right to file the written statement and the Court shall not allow the same to be taken on reco ...ReadMore
UPI related fraud
I saw a channel on telegram where they were advertising that they could sell phone at low price. I send the guy 9000 but then the guy blocked me and erased the chat and the phone also did not arrive.
7 months ago
A. Dear client,
If you have received the money back from the scammer, then you can tell the same to the investigation officer. You will not be in legal trouble if you have all the details and proofs according to your statement.
Work schedule on public holidays toxic environment lake of staff even though complain about work
1.Our director and officer ordered us to do work on holidays as well as after office time also called us and text us on holidays for the work as our work is related with 17 districts mostly we are tra
7 months ago
A. Dear client,
As per Indian law, if you are asked to worked on national holidays, you either get a compensatory off or you are eligible to get double the pay. You can discuss with your manager. Only certain professions like emergency services/ public utilities etc are exempt from it.
Wife is forcing me to leave parents
Married on 7/12/2022. Now my wife who is at her father's house from 2 months is not coming back and forces e to leave my old age parents (age 64 and 68). I also told her to live seperately from parent
7 months ago
A. Dear client,
you can file divorce on the same ground that she is not living in her matrimonial home since two months and living with her parents. She is not willing to continue with her married life.
The Calcutta High Court has ruled that a husband can file for divorce on the grounds of “mental cruelty” - if his wife “tries to forcefully separate him from his parents”.
hazardous environment
sir,there is a dumping yard near our residence which has leads to unbearable odour through out the day it has also lead to accumulation dangerous dogs at it is becoming difficult for us to live here
7 months ago
A. Dear client,
Send a few letters to the Association for removal/relocation of this garbage room. Mark copy of these letter/representation to the District Administration as well. If these letters fail to solve your problem and nobody takes the cognizance of it, approach the High Court with a writ petition.
Delayed Payment
I am working for Sepa Cyber technologies ltd, Varna, Bulgaria on contract basis. The contract is signed between me and IT Run (every contract employee working for SEPA is have contract with IT Run, wh
7 months ago
A. Dear client,
You can send a legal notice to them asking for salary to be paid on the prescribed date as per the contract. If there is no reply from their end, then you can file a lawsuit against them.
