Credit Card default
Credit Card default
I have home loan, Personal loan and credit card loan from same bank. I have defaulted on my credit card.Can bank sell my home to recover credit card dues or in future can they block NOC of my home loa
5 months ago
A. Dear Client,
Lenders are not legally obliged to settle a debt lowering your outstanding debt, but because they want to protect their bottom line, they may agree to a debt settlement to avoid further financial loss. You can try to negotiate a debt settlement on your own if your pocket permits to repay the entire outstanding at a time for one-time settlement of dues, but sometimes it's typically done through third parties like debt relief companies, which you may hire to negotiate the settlement ...ReadMore
A. Dear Client
Communicate with the lender immediately and inform them about your financial situation. They might offer alternative repayment options or rescheduling of the EMI to make it more manageable for you.
Bank account blocked
My Paytm account is blocked due to gujrat cybercrime cell alleging that a fraud transaction is done in my account.That transaction was done by gaming platform through its merchant.What to do to unbloc
5 months ago
A. Dear Client,
Once a cybercrime scam or fraudulent transaction is reported online to the National Cyber Crime Reporting Portal(NCCRP), on the instruction of the Cyber Crime Cell, the investigating team starts the routine process of investigation immediately freezing the suspected accounts of fraudsters and the victim's Bank account and you have to wait for the completion of the investigation of the scam by the investigating agency. The length of time it takes to investigate a cybercrime can vary ...ReadMore
Notice u s 13 2 Sarfassi Act
my huband availed a loan in LICHFL git expired due to covid 19 in 2021 for 2 times had cleared loan emi and came out of surfassi. now again it has gone to sarfassi,they have issued 13(2) notice but i
6 months ago
A. Dear Client,
Request the bank to provide you with proof of delivery or acknowledgment that they sent the notice to the address. This could be in the form of a postal receipt or delivery confirmation and Reach out to the local postal service or courier company responsible for delivering the notice. Inquire if they have any information regarding the delivery status of the notice. They may be able to provide you with details or assistance in tracking the notice.
Unable to pay my education loan
Sir, I took 5.5 lakhs to study engineer ing in 2010 but I could not get any job and since then I am jobless I teach in a private school and get 8000 as salary so its very difficult for me to pay back
6 months ago
A. Dear Client,
Contact your bank or financial institution and inquire about the possibility of restructuring your loan. They may offer you a revised payment plan that suits your current financial situation.
Bank account debit freeze by cybercrime without any intimation - How to unfreeze
Hi Sir/Madam, without intimation and information my account got debit freeze. I reached the respective bank customer care and home branch bank too in many times but no information from their side. The
6 months ago
A. Dear Sir/Madam,
Under the following provisions the Hon’ble Magistrate Court having ample powers to unfreeze the Bank accounts. Further, the Hon’ble Court has vast powers to hand over the properties/vehicles seized by the Police and other authorities to the owners of the properties/vehicles. Such interim orders normally will be made within Thirty days of such interim application and on such orders the Police and other authorities are bound to hand over the properties/vehicles to the persons ...ReadMore
ACCOUNT FROZEN
MY ACCOUNT BLOCKED BY GUJRAT CYBER POLICE as said by my bank manager
6 months ago
A. Dear Client,
Reach out to your bank for more information on why your account was blocked. They should be able to provide you with details about the situation and any necessary steps you need to take to resolve it and If your bank has mentioned the involvement of the Gujarat Cyber Police, it is advisable to reach out to them directly to understand the specific reasons for the account block and to work toward a resolution.
Release of title deeds equitably mortgaged in education loan
My father has taken an education loan for my foreign studies in 2008 from the branch in which my father worked as assistant manager. This was returned to bank in full with interest in 2010. During thi
6 months ago
A. Dear
Submit a formal written request to the bank for the return of the title deeds, clearly stating your concerns and seeking a resolution to the issue. Keep a copy of this request for your records
P2P account Frozen
My bank account Frozen due to some transaction maded in P2P. The bank gave me complaint number and police officer number and cyber cell branch. I tried to contact they didn't respond.So my question is
6 months ago
A. Dear Client,
The National Cyber Crime Reporting Portal(NCCRP) is an initiative of the Government of India to facilitate victims/complainants to report cybercrime scams or complaints online. Once a complaint is received by the Cyber Crime Cell from any source regarding any fraudulent transaction caused directly or indirectly through your assigned Bank account, the concerned bank is directed to freeze or withhold the operation of the Bank account till the completion of the investigation into the ...ReadMore
A. Dear Client,
Lenders are not legally obliged to settle a debt lowering your outstanding debt, but because they want to protect their bottom line, they may agree to a debt settlement to avoid further financial loss. You can try to negotiate a debt settlement on your own if your pocket permits to repay the entire outstanding at a time for a one-time settlement of dues, but sometimes it's typically done through third parties like debt relief companies, which you may hire to negotiate the settlemen ...ReadMore
