icon PMRY Loan Defaults.

I borrowed a loan of amount Rs 82000/- from Allahabad Bank under PMRY Scheme in the year 2008 to start a business. I started my business in the same year but after two years of struggle to establish


A. Did you signed any BC(Balance confirmation) after taking loan. Consult need to go through your case in detail

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Ambrose  Leo

Ambrose Leo

Johnson  Thangiah

Johnson Thangiah

icon delaying the sanctioning the loan

Sir, I took a loan of Rs10,00,000 (ten lakhs) from Punjab National Bank, Kovur Branch,(IFSC Code:PUNB0994500) Nellore District, Andhrapradesh on 31st of July 2017 to by house site. I also mortgaged my


A. Dear Sir,
You can raise complaint with his higher ups or Banking Ombudsman.

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Ambrose  Leo

Ambrose Leo

Rajeev  RJ

Rajeev RJ

icon Who will verified heirship application tehsildar or Nagar Palika chairman.

My grand mother and father has been expired. They did not mention their nomeeni in saving account. For withdrawal we have finished all the formalities, except heirship certificate( kursinama) the prob


A. https://wikiprocedure.com/index.php/Maharashtra_-_Obtain_a_Legal_Heir_Certificate_(Succession_Certificate)
Maharashtra - Obtain a Legal Heir Certificate (Succession Certificate)
You can obtain a Legal Heir / Succession Certificate through your Taluk / Thasildhar or through the District Civil Court of your area.
The best approach would be to get in touch with the Taluk / Thasildhar office of your area they should be able to provide you with the certificate or in some cases you might be asked to c ...ReadMore

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Nilanjan  Chatterjee

Nilanjan Chatterjee

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icon Co-borrower refuse to pay the House loan EMI

Respected sir/Madam My self and My Father are co-borrower of the loan for construction of house, from past 5 years i am paying the loan EMI , when i asked him to shere the EMI he replied like you are


A. Dear Sir,
Nothing happen. He have full right over entire property if he does not chose to pay. The similar case is as follows.

=========================================================================================================
Joint Ownership of Property
Differentiating co-owners and co-borrowers
Joint-owners or co-owners are those people who have a share in the said property. More than one person can be the owner of a property. Joint property owners most of the times are spouse or it cou ...ReadMore

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icon Online transfer

I have a friend staying in US I have transferred the money 2 lakh to his friend account who is staying in andra.Now my friend staying in US not responding to me how do I get the money back Problem i


A. 1. Online transfer receipt is more than enough to file a case.

2. Issue legal notice through embassy.

3. If money is not paid even after legal notice issued then file police complaint. On the complaint include the transaction details.

4. IO can block the account and release the money to you ( with the orders from the court ).

5. You may approach me for further details.

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Johnson  Thangiah

Johnson Thangiah

Nirmal  Chopra

Nirmal Chopra

icon Retrievel of gold from loan

Account holder unfortunately dead....that person account ( name ) some jewel loan taken by him.. Now how to retrieve the gold form loan by his wife and children....


A. Issue a legal notice

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Latest Response 5 years ago
Ashish K Dongre

Ashish K Dongre

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Nirmal  Chopra

Nirmal Chopra

Ambrose  Leo

Ambrose Leo

icon FILING A WRIT AGAINST THE BANK'S DECISION OF DISMISSAL AN EMPLOYEE

Sir Can a writ be filed in delhi high court during the month of june (holiday month)?? Please reply


A. sure, you can file,

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Ashish K Dongre

Ashish K Dongre

Ambrose  Leo

Ambrose Leo

icon is submission of aadhaar in bank is mandatory.

I have deposits in a bank and opened overdraft account and do transactions in it. Recently I received a message from the bank asking me to submit AADHAAR failing which they will freeze my account. Aft


A. It is not yet settled but for security purpose it may refuse.

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icon Education loan

I have borrowed education loan. i have repaid 3/4 of the amount. I have 1/4 remaining. But they have mentioned a heavy amount as interest. I am not in a position to repay interest.bank has sent me a n


A. Hello there,
As you have already paid 3/4th part of your education loan, which shows that your intention is not malafied. So you don't have to worry about it. File a reply to that notice through a Lawyer.

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Ambrose  Leo

Ambrose Leo

Nirmal  Chopra

Nirmal Chopra

icon Education loan unpaid and Lok adalat

I bought education loan in 2008 as 118000 I didn't pay small amount to bank till now because of lack of salary and job and also kidney stone problem my health and also poor farmer family. Indian over


A. While taking the loan surety & collateral asset & property is pledged to the Bank .The bank can enforce the education loan through the competent agency.Better to consult a Lawyer from panel of Vidhikarya to guide & help you quickly on all aspects of repayment.

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