Original property documents lost by the bank
Original property documents lost by the bank
I have taken a housing loan from IDBI Bank. The loan was taken over by other PSU Bank (UBI). But even after three months of takeover the loan documents are not released by IDBI to UBI. Now, I have be
5 years ago
A. It can be a gruesome situation if not followed in time bound manner. Police action is surely required, approaching State / National Consumer Commission is another way too. Coming in touch with us could help too. Regards
ARPIT BATRA
Regarding help on penalty amount payment for overdue EMI on PL
Hi, I have taken a PL from a NBFC couple of years back. The EMI for the PL are getting paid and no due in EMI are pending ao far. Although due to some manual transaction for the EMI the NBFC have ch
5 years ago
A. What is the terms & conditions of PL and what is the EMI amount.Better to take up the issue with a banking & finance specialist lawyer to settle the issue quickly.
Ambrose Leo
Harassment by credit card recovery People
I am currently not able to pay even minimum amount due for my credit cards and as result recovery people are visiting my home and forcing my wife to call me from her phone and make them to speak to me
5 years ago
A. Not allowed. File Criminal complaint. It is not thing but recovery through muslemen which is banned by Supreme Court.
====================================================================================================
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and o ...ReadMore
Nirmal Chopra
Nilanjan Chatterjee
Cheques given for obtaining loan
Hi, I was in urgent need of money so i approached a private finance institution. Their representative got signed the loan application from me and collected all documents along with cheques as security
5 years ago
A. Dear Sir,
You may approach the police, you may approach the registrating office of such financial institution or get issue a legal notice and file a private complaint to return the cheques.
Johnson Thangiah
Personal loan fraud
I have applied for personal loan they took 2600rs as processing fees. Then ask another 7000rs I denied I ask for refund now they are ignore and not answering what should I do legally?
5 years ago
A. dear client in your matter kindly Please share complete details for an advice.
Deepak Yashwantrao Bade
Nilanjan Chatterjee
Check bounce
Hi Sir, in some monetary transaction with my friend I have given him a loan of rupees 75K of rupees through check which was unfortunately got bounced...by knowing this I have paid him the money throug
5 years ago
A. dear client in your matter you should do is to send him a Legal Notice straight away demanding the HELP offered from your side and also you have the right to sue him.
Deepak Yashwantrao Bade
Credit card closure
I am not able to pay credit card amount due to my unemployment and there is loan going in credit card. I paid minimum payment due monthly but it is not deduction in that credit card..... I always paid
5 years ago
A. dear client your matter is ambiguish for advice. I request you to please redraft your query with all the facts and circumstances so that I can advice.
Deepak Yashwantrao Bade
Not returning money got through RTGS
Sir my friend assured for high money return for investment. I transferred 3.4 lakh in two installment through RTGS, now after year long not returning assured money and even capital amount. Not liftin
6 years ago
A. dear client in your case Do you have a signed copy of the agreement. If yes, then please share. the transfer of money can be proved before the court but the reason for transfer has to be proved also. Please share the available evidences to ascertain the viability of the case and to get a professional advice for the same.
Deepak Yashwantrao Bade
Ambrose Leo
Collection Agent Harrasment
Hello All, In the year 2015, I had taken a personal loan of Rs 300000/- from bajaj Finserv in Bangalore. Till last month the collection agents come to my place and collect the cash. The due date is
6 years ago
A. dear client Lodge a police complaint against those are involved the harassment.
Deepak Yashwantrao Bade
