Indusind bank credit card
A. Dear Sir
It seems it is a personal loan and the bankers cannot recovery the amounts unless you voluntarily pay the amounts. Better change the location of your residence if recovery agents approaching you. They cannot go to civil court as it may take years to get the decree.
HDFC Bank not open my Bank Account
Cyber crime department already send mail to my HDFC Bank Branch for unfreez my account but HDFC Bank not open my Bank Account?
1 month ago
A. Dear Client,
Under Section 457 of the Code of Criminal Procedure (CrPC), a Magistrate has the authority to exercise discretion in ordering the conditional release of funds frozen during a cyber scam investigation. In such cases, the police may request a bond from the victim, who must declare a commitment to reimburse the bank 1.5 times the refunded amount if their claim is found to be false or if additional claims are made on the amount. Following the execution of this bond, the Magistrate iss ...ReadMore
Getting OFF from home loan Guarantor
Sir, I have signed home loan guarantor to known person for his home loan as help. He is not paying EMIs amount for the past 1+ year & He was missing now, not reachable. All his pending amount are mapp
1 month ago
A. Dear Client,
A guarantor shares equal liability for repaying the principal borrower's debt. If attempts to recover debt from the borrower fail, the bank can pursue recovery from the guarantor, attaching the security provided by them. Even in the absence of a guarantor, their legal heirs may be held responsible for settling the debt using inherited assets. While a guarantor can request more time to settle dues, they cannot evade their repayment responsibility for any reason. Legal actions, incl ...ReadMore
Hold of 100000
Hold of one lack is on 28 feb for clearing bike loan nd i clear my loan on 4 March and ndc summit to bank but sbi not unhold what did i do know
1 month ago
A. Dear Client,
Building positive relationships with staff members and ensuring the successful completion of tasks can be crucial, as attempting legal action against banks may be a lengthy and challenging process. The procedures involved are often protracted, and authorities frequently lean towards supporting the banks in such matters.
While it's important to maintain good rapport with staff to facilitate smoother processes, if you find yourself in a situation where legal action is necessary, it ...ReadMore
Paytm Account Freeze
Hello - I have been running pillar to post for the last 2 months. In early December, I learned that my account was flagged due fraud on instruction of the Puducherry Police Crime Cell. I have furnishe
2 months ago
A. Dear Client,
Upon reporting a cybercrime scam to the National Cyber Crime Reporting Portal (NCCRP), the Cyber Crime Cell initiates an investigation, freezing both the suspected fraudsters' accounts and the victim's bank account. The victim may be contacted during the investigation for statements or document submissions. To take necessary action, the victim should reach out to the Cybercrime Cell of their district or state. The duration of a cybercrime investigation varies based on factors like ...ReadMore
BANK GOLDLOAN AUTOMATIC DEBT
This is bring to kind notice that Our account is Andhra bank so many years transaction after bank merging union bank of india my gold loan is 1 year after 1 day of late not issue the any notice us.a
2 months ago
A. Dear Client,
Failure to pay interest on a gold loan by the due date may result in penalties imposed by the lender. Some lenders provide an auto-debit feature for convenient installment deduction from a linked credit card. If the lender's actions seem irrational or contrary to the loan agreement, you can file a complaint on the RBI's grievance redressal portal (https://cms.rbi.org.in) under the integrated Banking Ombudsman Scheme for a prompt resolution. This allows borrowers to seek quick redr ...ReadMore
Ibps bank so indemnity issur
One of my female family member cleared ibps(SO) exam in 2023 .on the very first day of joining her senior who is a female misbehaved with her scolded her and asked her to do whatever and however she s
2 months ago
A. Dear client,
It is advisable to file a police complaint and file an FIR with charges including Section 354, 509 of IPC. it states that whoever hurts or causes damage to the modesty of a woman, shall be punished.
Thank you
BANKING LUNCH TIMINGS
This is bring to kind notice that As per RBI Bank Lunch timings is there not there in RBI ACT 1934
3 months ago
A. Dear Sir,
You have to check with the concerned circulars of RBI and also internal circulars issued by particular Bank.
I have two accounts with bank
I have two accounts with bank , one is cash credit and another is home loan. Unfortunately the cc loan account renewal has got delayed and has this turned NPA. Because of this my home loan account has
3 months ago
A. Dear Sir,
The Bankers now given full powers for recovery of loans if there is default and your account has already become NPA. Better go to DRT.
Loan refund
I have a loan fron HDFC bank which i availed on 14 june 2023. My emi of rs 46771 is on time every month but every month i am getting rs 6749 amount as refund in my account. Bank is saying that someone
3 months ago
A. Dear Client,
If you mistakenly receive something that doesn't legally belong to you, it's your responsibility to promptly inform your bank in writing to rectify the situation and hold them accountable for any failure in addressing the irregularity. Attempt to negotiate with the bank first, and if unsuccessful, escalate the matter by bringing it to the attention of higher authorities within the bank. Additionally, filing a complaint online with the regulatory authority RBI is advised. If all else ...ReadMore
