Debt
Debt
How to avoid bank harrasment calls?? They give only one day to make the payment..
2 years ago
A. Dear Sir,
Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
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There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. ...ReadMore
SARFESI ACT: Attach and Seal
In a letter from the bank on home loan, Sarfesi act is mentioned and a total amount due is not mentioned. It does not mention which section of Sarfesi act according to which the letter is sent. But it
2 years ago
A. Dear Sir,
You may get issue a legal notice calling for their explanation failing which approach High Court or Debt Recovery Tribunal and get stay order in respect of anticipatory sealing of your flat.
Recovering my money
I've filed original suit against someone, who has borrowed 350000 from me. The suit filed date is 28-07-2021 and registration date is 13-08-2021. The OS notice was sent to him, but he didn't take it a
2 years ago
A. Dear Client,
If he did not take summons about 2-3 times, then the next step is a proclamation where you will publish about him in the newspaper with the permission of the court. So, even if he doesn't respond to the case will go on and after all the steps, the case will be in ex parte so the decree will be given without that party and it will be binding on him.
Thank you.
Loan
I helped one of my friend for Apply personal loan in my name and transfer to friend. She told me before applying personal loan, I'll give you the amount as emi option (monthly) please help me like tha
2 years ago
A. Dear Client,
You can report her to the police or you may write to her employer about her wrongdoings. Hope this helps you out. Please consult a lawyer.
Let us know if you require any further clarification.
Thank you!
Cheating case
A person took money and fled the country how can i get back my money. He sold everything he has.
2 years ago
A. Dear Sir,
The Indian Courts and Police cannot stretch their hands so easily against the culprits who have committed cheating in India and fled away. Anyway you can take a chance by lodging complaints with Police and also filing a civil suit if you have documents.
I could have explained more if background is known to me. If background is made known in full then legal experts will be in position to understand correctly. Moreso, the background must be in brief.
Please give me FIVE STAR if satis ...ReadMore
guarantor for a chit, salary attachment . resigned, how to get out of this case.
Sir, 10 years ago i signed as guarantor for a chit company, i am the 4th person of total 4 guarantors. the borrower did not paid loan, the borrower is also a government employee, and till now he is do
2 years ago
A. Dear Sir,
It seems time barred more over the chit company cannot take guarantee from four persons.
I could have explained more if background is known to me.
Please give me FIVE STAR if satisfied by my answers .
Fraudulent Credit card transaction
I have received a call from unknown number in 2020 January mentioning all of my credit card details, I have mistakenly given the OTP to the person and I have scammed of 25000 in my credit card. As it
2 years ago
A. Dear Sir,
You may approach Cyber Police Station and also banking ombudsman as many Banks not co-operating the customers in such circumstances.
e-auction under SARFAESI
Is it possible to demand cancellation of sale under SARFAESI by buyer since possession not handed over by bank for many years
2 years ago
A. Hi, There is no provision in the SARFAESI Act for cancellation of the sale certificate. At any time within thirty days of the sale, the purchaser may apply to the Tax Recovery Officer to set aside the sale on the ground that the defaulter had no saleable interest in the property sold.
CAN BANK TAKE ACTION AGAINST PERSONAL GUARANTOR
CAN BANK TAKE ACTION AGAINST PERSONAL GUARANTOR IF THE PERSON (DEBTOR) TO WHOM THE GUARANTOR HAS SIGNED HAS FILED IP IN COURT ?
2 years ago
A. If you mean Insolvency petition than no action is liable on for gaurantor, In Case any debtor willingly default payments than gaurantor will be caleed for . Since all cases are different so Please provide details to get precise advice.
Vijay kr Arora
Suicide threat
I borrowed money from a lady for 3% interest monthly. I paid interest without fail for four years. She is asking principle money immediately. Due to business loss, I am unable to run my family. I am s
2 years ago
A. Hello Client,
firstly don't interact with her without taking lawful help.
secondly, you must immediately lodge an FIR against her to your nearest police station U/s 383 of IPC for Extortion which defines that, Whoever intentionally puts any person in fear of any injury to that person, or to any other, and thereby dishonestly induces the person so put in fear to deliver to any person any property or valuable security, or anything signed or sealed which may be converted into a valuable security ...ReadMore
Ayantika Mondal @ Prime Legal
