Loan and EMI
Loan and EMI
I want to respond to a legal notice sent by NBFC that i need more time to pay my debts i took Loan of 1000 rs and now it became 4000 due to interest charges please help me
3 years ago
A. you have mobile/laptop with internet to ask the question.
you know english.
after all that you took loan of 1000.
There is a story which is used in movies also...
A person went to astrologer to know fate. Astrologer told his planet is bad so he will make it good by pooja.
Astrologer asked him 500/- fees. person said he dont have 500/-
Astrologer then asked 100/- fees. person said he dont have 100/- also
Astrologer then asked 10/- fees. person said he dont have 10/- also
Astrologer told that i ...ReadMore
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
RBL Bank harassment
Due to pandamic situation I’m unable to pay credit card bill due to that RBL agents calling to so many people in my villiage and relatives and not sure how they were getting contact details of those
3 years ago
A. you have RBL app installed in your mobile then it is from there they can get contacts information.
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
moratorium
I have a loan with Citi of 2,50,000 and credit card outstanding with HDFC bank of 4,15,000. I have not paid since April 2020 due to COVID and medical reasons and do not think I can for another year. I
3 years ago
A. no bank will agree for 20%
recovery agents might agree for that.
citi loan is also credit card.
they can convert the loan to emi in settlement.
Hope this clarifies,
Advocate Ankur Goel
(Complete Law Shield) #YourLifeYourChoice
Note - This is just a small advice. Proper advice can happen only after going through details.
Ankur Goel @ Complete Law Shield
Debt and repayment
My fiancé's father had a business in Thrissur, Kerala. 3 years ago he suffered major losses and was arrested for non payment of loans. The court seized their land and property and now he has filed fo
3 years ago
A. Hi,
As per the insolvency process only the debtor is liable to pay the loans accrued. Your fiance cannot be made liable for the loan of his father.
Ayantika Mondal @ Prime Legal
SHANMUGHAM D
My lend money from me for some urgency and he gave credit card to me for use now he not returned me my money back asking me to pay used credit card bill other wise he will raise a complaint against me
3 years ago
A. Please contact with clearer facts wrt case.
Adv. Anushka Dikshit
Ayantika Mondal @ Prime Legal
A. You can always apply to HC under Sec 439 CrPC for bail
Adv. Anushka Dikshit
Bank sent Legal Notice to Pay Personal loan from Advocate
Hi, Due to Covid19 I lost the job and I taken the loan moratorium facility and now I sent request for loan restructuring to Bank instead of solution. Bank sent me legal notice LOAN RECALL / TERMINATI
3 years ago
A. Hello,
Primarily, a reply to the notice should be sent clarifying your financial situation
Ayantika Mondal @ Prime Legal
Pradipta Nath
FILLING INSLOVENCY /BANKRUPTCY FOR SALARIED PERSON WITH NO ASSET
I have unsecured debts of Rs 20Lakh (14 credit cards and 6 personal loan) and the emi's and bills of which i am unable to pay now as i am a salaried person and my fixed income is only 20 k. I have als
3 years ago
A. Hi,
Since you are not in position to discharge debts, neither you have assets, you should initiate insolvency procedure disclosing all the relevant facts and figures.
Herresing call
I take small loan 5500 for 7 days interest rate 20% my due date 02.10.2020 but he call me before due date and ask me make payment and he message to my references for payment before due date .And my re
3 years ago
A. Hi
More information will be needed in order to guide you properly as to from whom you have taken the loan and is there a written agreement for that loan. If yes then before the due date they cannot force you to pay the amount.
Ayantika Mondal @ Prime Legal
Jai Prakash
Legal separation from financial obligation of father.
If a person is bank defaulter and fraudster and has taken debts from many private lenders as well, are his daughters/wife liable to repay them if he goes absconding? Is there any way to legally separa
3 years ago
A. Dear Sir,
You may take permanent injunction and thus protect yourself from the borrowers of your father who is exclusively liable to discharge such liabilities.
For full procedure contact me on mobile through Vidhikarya.
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