Aditya birla loan NOC
Aditya birla loan NOC
I took a loan from my ABFL and paid all emi and they also issued NOC but after cross checking 1 EMI was due. Shall I pay this due or stick to the NOC issued by them ? NOC was issued due to technical g
10 months ago
A. Dear client,
we would advise you to pay up the finalEMI to avoid ambiguity and inconsistency. Failure to do so will lead to a lengthy litigation dispute which would be highly detrimental to your interest
I have a huge debt
Dear Sir I have a huge debt, which is from credit cards and un secured personal loans. Two month before I have lost my job, I am unable to pay the emi for the same. I am approaching the lenders for t
10 months ago
A. Dear Client,
Once a bank loan get unpaid for long time by the borrower, the lender Bank marked the said loan as Non-Performing Asset(NPA) and starts a routine procedure for recovery of said debt from the borrower. In your case, despite your voluntary offer for settlement of debts, when the Bank did not consider your offer, you may represent the matter before the Grievance Cell of the concerned Bank and the regulatory authority, RBI, and Banking Ombudsman. In case the matter is not resolved ther ...ReadMore
Case related to sarfacy act 2002
I have purchased a flat in Nagpur from builders. Builders mortgage same building to bank and got a loan.Even after selling all flats and shop, builders have not returned loan, therefore banks obtained
10 months ago
A. Dear client,
according to section 55 of the transfer of property act, the builder has to disclose all material facts before selling the property. Hence, the builder had a duty to disclose any defect in title to the property at the time of selling it which he hasn't done in this case. Hence we would advise you to file a complaint under section 420 of the Indian Penal code for cheating
Land Mortgage
Land was mortgaged got three years for two lakhs, but he is not paying either two lakhs or interest, suggest
10 months ago
A. Dear Sir,
You have to file a civil suit and it will decide the matter. The trial may take place 1 or 2 years. Better get refer the matter and settle in Lok Adalath.
Unable to clear debt
Years ago, after demonetisation, a person lent demonetised notes for my urgent requirement. There is no paper work for this. Now the amount has come up to 20+ lakhs. And I am not able to pay this. The
10 months ago
A. 500 and Rs. 1000 notes in hand will have to have them exchanged or deposited. There are two places where these notes can be exchanged or deposited – banks and post offices. For banks, all national and private banks in India have been instructed to have the notes exchanged or deposited
In addition, try and come up with proof of this being a legal exchange, since if not it will be considered to be black money
Collection agents harassing
Hi I’m from Nilgiris, My husband and I have taken few unsecured loans from loan app and we have paid the previous loans on time and reapplied regularly but this time we had some medical emergencies
10 months ago
A. Dear client,
You can approach the nearest cybercrime unit and lodge a complaint against these agents for nline harassment, or can do the same via contacting a cybercrime hotline phone number best suited to you.
Loans app - taken a loan from legend rupee
I have taken a loan from legend rupee but now I am unable pay that loan so please advice me that how escape from that and how to delete data from that loan apps
10 months ago
A. Unfortunately you are still liable because when you enter your data into that app you check a box agreeing to all the terms and conditions, and some of the most standard conditions that loan apps have is to repay loans
Time limitations for debt recovery application at drt
What is the time limitations of filed OAcase against the borrower? At dtr?
10 months ago
A. Dear Sir,
Normally, three years is the limitation to file any recovery suit. But renewal of loan etc, documents will be taken by Bankers by way of your signatures on blank forms and thereafter they will fill the same saying that you have got renewed the loan etc.
Unpaid Loan Ami
I have 2 unpaid EMIs with a loan app. Now they are calling me regularly and even their recovery agents are calling on a regular basis. Although my previous record is very clear and my Credit score is
11 months ago
A. Dear Client,
Whenever any loan is approved by NBFC or FI either offline or online, a loan application bearing all the terms and conditions applicable on the applicant is being accepted by the applicant and pursuant to said acceptance and accessing your loan repayment capacity, CIBIL Record etc. your loan is approved. In case of default in repayment of said load as per the condition of repayment, FI takes the routine course of action permitted under relevant laws for recovery of debt lying outst ...ReadMore
Trade FCM UK based Currency Trading
I have lost hugh money around 7000$ paid by credit cards, now iam in hugh debt. The Broker is not responding for my money who has traded my account on my behalf
11 months ago
A. Hello,
As per the information you have given , You will have to file an FIR and a recovery suit against him. I hope you know the whereabouts of this so called agent. However criminal action is a must as this constitutes fraud and recovery suit will help recover the money you have lost.
