Removing suit filed willful default written off settled status
Removing suit filed willful default written off settled status
Hi. I took an education loan from the Bank of Baroda and did some instalments after the Moratorium period. Since I had a very low salary at that time, I was not able to pay the remaining instalments.
2 years ago
A. Dear Sir,
Yes, you may either go to banking ombudsman or get issue a legal notice.
I could have explained more if background is known to me. You are supposed to give more details to get detailed answer.
Please be inform that free questions deserves to be attended on priority basis so be brief but disclose summary of your case.
My mother has a lot of debt
Hello, My mother is facing a lot of harrassment in recent years.. she's a central government pension holder, she used to get a good amount of pension and in that way she used to pay those debts but a
2 years ago
A. Dear Client,
Please specify whether the creditors are individuals or banks for any kind of advice.
Thank you
Loan app harrasment
Is it legal for the recovery agents to message on my contact list regarding my missed emi payment of 1 month
2 years ago
A. Dear Sir,
No it is not legal you can get issue a legal notice to the bank to cancel the agreement of such recovery agent and approach the Banking Ombudsman.
A. Dear Sir,
You may lodge complaint with local police or file private complaint as follows.
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File A Criminal Complaint In India: A Step-By-Step Process
Most Indian citizens are not aware of their legal rights. This lack of awareness is among the major reasons because of which reporting of criminal activities is not a seamless process in India. The general perception about policemen is also not helpful. However, rep ...ReadMore
Credit Card debt harassment
Is credut card debt age cy harrase us for debt collection. What will we do? . Is debt agent harrase me. For credit Card debt .
2 years ago
A. Dear Client,
You can seek the following remedies:
a) Complaint u/s 506 IPC which deals with criminal intimidation can be filed against the bank and recovery office. If the agents use vulgar language while talking to a female customer, complaint u/s 509 IPC can be filed.
b) You can file a civil injunction suit in civil court against the bank and recovery organisation for ad-interim relief.
c) You can file an objection with the Reserve Bank of India.
d) If bank recovery agents enter your home wi ...ReadMore
harassment and threatening for credit card
To whom so ever it may concern. Myself nishant patel , is having an out standing of rs. 65000 on SBI credit card. But to some financial issues and family issue I'm not able to make the payment. I to
2 years ago
A. Dear Sir,
Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
Leave a Comment
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. ...ReadMore
Non payment of loan taken form NBFC
I have a loan from one nbfc which I paid more than one year regularly but now I am unable to pay the emi as due to some legal and madical expenses and now they are sending there collection agent who i
2 years ago
A. Dear Sir,
Yes, so many Banks unnecessarily abusing the borrowers and also contacting the relatives of borrowers such illegal activities to be condemned by all means. You may get issue a legal notice and record all their voices by audio and video and approach the Civil Court and also criminal court and teach them a lesson.
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Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Re ...ReadMore
I want to withdraw as a guarantor for Vehicle loan or any suggestion
Hello Sir myself Chandrashekhar from Koppal , I Became a guarantor to my friend to Purchase a commercial vehicle for his business support, due to bankruptcy he couldn't able to pay all EMI of vehicle.
2 years ago
A. Dear Sir,
You may get issue a legal notice about your intention and ask them to get another guarantee from the borrower.
Debt
How to avoid bank harrasment calls?? They give only one day to make the payment..
2 years ago
A. Dear Sir,
Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
Leave a Comment
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. ...ReadMore
SARFESI ACT: Attach and Seal
In a letter from the bank on home loan, Sarfesi act is mentioned and a total amount due is not mentioned. It does not mention which section of Sarfesi act according to which the letter is sent. But it
2 years ago
A. Dear Sir,
You may get issue a legal notice calling for their explanation failing which approach High Court or Debt Recovery Tribunal and get stay order in respect of anticipatory sealing of your flat.
