Recovery agent -harassed by Fullerton India recovery agent
I have been harassed by Fullerton India recovery agent, and I am receiving the calls at 11:00 pm in the night also.....just for a day's delay and they have also....last time come home and harrassed ra
1 year ago
A. Dear Client,
You must repay the loan as soon as possible and about the harassment, you can file a police complaint against the bank for mental harassment.
DRT Case Filed by the Bank and notice has been issued to us
We have been in financial crisis from some time a, though our business prior to Covid was good but post we couldnt recover and now we are managing to remain afloat. From PNB , we took an OD for Rs.14L
1 year ago
A. Dear Sir,
You have to barrow time from the DRT and thus prolong the matter. You cannot be dissolved from liability and the more delay you may cause you have to pay more interest. The DRT is more concerned with the public amounts rather than individual barrowers difficulties.
Responsibilities of legal heirs - father owned a company
My father owned a company, and under his and my moms directorship sold some properties to multiple people. Some of those properties are lent to banks too. Sadly, he passed away last year. I wanted to
1 year ago
A. Dear Sir,
You are not liable for the liabilities for your father as per following principle of pious obligation.
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'Pious obligation' means the moral liability of sons to pay off or discharge their father's non-avyavaharik debts. ... The ancient doctrine of pious obligation was governed by Smriti law. There is a pious obligation on the sons and grandsons to pay the debts contracted by the father and grandfather.
Hindu S ...ReadMore
Online fraud by loan apps
I have taken a loan from an online loan apps and failed to repay because of some financial issue but the people from the app started harassing me and torturing me mentally and contacted my contact lis
2 years ago
A. Dear Client,
As per the facts mentioned, if they are harassing you then you can lodge a complaint in the police station against them for the harassment and mental torture.
credit card- my dad died last year
my dad died last year, he had a credit card debt of 40k till now I did not pay with interest it became 45k do I have to pay his credit card debts I got a message like legal notice has been initiated a
2 years ago
A. As per the case & facts you have mentioned your dad died last year, he had a credit card debt of 40k till now I did not pay with interest it became 45k, just forget about the bank & the credit card. Once the person is dead No bank can recover unsecured debts, rather a very lengthy process so forget about it as it is very costly process. Also how far is it confirmed that u are getting the job in same company in govt. r u join in compensation post etc. Please clarify.....
Credit card settlement payment missed
I have settled my credit card amount to 77000/- for 6 EMI. I have cleared 27000/- and missed my last month and this month emi. While doing the settlement they have taken my 6 blank cheques now my 3 em
2 years ago
A. Dear Sir,
Such act cannot done without the order of the Court or Arbitrator. You may get issue a strong legal notice and teach them a lesson because such tendency is on increasing ratio. Get advice from any competent advocate.
Notice from Lok Nyayalay in the matter of Kotak Credit Card dues
Dear Sir/Madam, This time again Kotak Mahindra Bank employees came with this notice (attached) saying to settle the credit card dues which is pending since the lockdown.. The issue is I am unemployed
2 years ago
A. Dear Client,
Appear before the Lok Nyayalay, acknowledge your issue before the authority. Ask for an extension of the time period.
Thank you.
Subhashis Paul
Cheque bounce case in lok adalat
I bought a laptop on EMI loan, I don't remember giving them blank cheques, however I lost my job due to corona unable to pay them EMIs now they are saying they'll book a cheque bounce case in lok adal
2 years ago
A. Dear Client,
IF the case goes to trial for a check bounce, then you can file a reply to the case through a lawyer for a cheque bounce case near you. You can also file a counter file of cheque against the person for filing a false cheque bounce case against you.
Thank You
Micro loan EMI payment
I need urgent loan of 10000 as I needed to pay someone. So I browsed fland opted for online micro loan and got rejected by many companies and there is one company named NIRA who approved loan but dur
2 years ago
A. Dear Client,
You can contact a lawyer for legal action and discuss your case in details.
Thank you.
Brother debt in chit
My brother joined 7.5 lakhs chit with his friends circle and didn't pay full money, now my brother is abscond. I am getting call from my brother friend to pay balance money. Is their anyway I can lega
2 years ago
A. Dear Sir,
Your liability is nil. They cannot do anything. Lodge complaint with police.
I could have explained more if background is known to me. You are supposed to give more details to get detailed answer.
Please be inform that free questions deserves to be attended on priority basis so be brief but disclose summary of your case.