icon Loan

I helped one of my friend for Apply personal loan in my name and transfer to friend. She told me before applying personal loan, I'll give you the amount as emi option (monthly) please help me like tha


A. Dear Client,
You can report her to the police or you may write to her employer about her wrongdoings. Hope this helps you out. Please consult a lawyer.
Let us know if you require any further clarification.
Thank you!

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icon Cheating case

A person took money and fled the country how can i get back my money. He sold everything he has.


A. Dear Sir,
The Indian Courts and Police cannot stretch their hands so easily against the culprits who have committed cheating in India and fled away. Anyway you can take a chance by lodging complaints with Police and also filing a civil suit if you have documents.

I could have explained more if background is known to me. If background is made known in full then legal experts will be in position to understand correctly. Moreso, the background must be in brief.

Please give me FIVE STAR if satis ...ReadMore

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icon guarantor for a chit, salary attachment . resigned, how to get out of this case.

Sir, 10 years ago i signed as guarantor for a chit company, i am the 4th person of total 4 guarantors. the borrower did not paid loan, the borrower is also a government employee, and till now he is do


A. Dear Sir,
It seems time barred more over the chit company cannot take guarantee from four persons.

I could have explained more if background is known to me.
Please give me FIVE STAR if satisfied by my answers .

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icon Fraudulent Credit card transaction

I have received a call from unknown number in 2020 January mentioning all of my credit card details, I have mistakenly given the OTP to the person and I have scammed of 25000 in my credit card. As it


A. Dear Sir,
You may approach Cyber Police Station and also banking ombudsman as many Banks not co-operating the customers in such circumstances.

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icon CAN BANK TAKE ACTION AGAINST PERSONAL GUARANTOR

CAN BANK TAKE ACTION AGAINST PERSONAL GUARANTOR IF THE PERSON (DEBTOR) TO WHOM THE GUARANTOR HAS SIGNED HAS FILED IP IN COURT ?


A. If you mean Insolvency petition than no action is liable on for gaurantor, In Case any debtor willingly default payments than gaurantor will be caleed for . Since all cases are different so Please provide details to get precise advice.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Personal loan of Axis bank

Since April 2021 I cant able to pay my EMI due to non payment of salary for lockdown (loan amount Rs 624000/-) and requested bank for moratorium, already bank had started providing moratorium physical


A. Dear Sir,
Since it is a personal loan if you have no amounts then you need not approach Lok Adalath for settlement. Let this Bank approach Arbitrator or Civil Court for recovery of the same then you can raise all your defenses.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon My credit card loan gone NPA.

My credit card loan gone NPA. My services were terminated on unjust grounds and I have filed a legal case against them in labour court.I am a bachelor. I want to know whether loan repayment liability


A. Unless your parents/ father/ family stood as guarantor, there is no eventuality to fasten them with any such obligation, under the law. And assuming you narrated the complete transaction, I also do not see any undertaking or assignment of loan took place either. Hence, obligation on your family does not arise. However, the liability will remain vis-a- vis your 'personal assets', unless you have proceeded for Bankruptcy. Finally, please be informed that your institution of a legal case in labour ...ReadMore

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Loan taken from Zestmoney but loanee is dead, who will pay the debt?

मेरे भाई ने ZESTMONEY से 1 वर्ष के लिए 28 हजार का ऋण लिया था जिसका 4 या 5 EMI का भुगतान भी कर


A. Since the loan was taken by your brother and not you or your family so your are not responsible to repay the loan as per the law. If they call and harass you lodge a police complain against them for harassment.

ऋण आपके भाई ने लिया था आपने नहीं इसके लिए आपको ऋण चुकाने की ज़रुरत नहीं नहीं है। आपके भाई के मौत के साथ ऋण भी समाप ...ReadMore

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icon SARFAESI act and CERSAI registration

i was a director of a pvt ltd company ,this company given their only property of 11 cents and a building as collator security to a scheduled bank , for Another company owned by many persons ,


A. Dear Sir,
Without such registration there is a legal lacuna and you can fight on that ground and seek cancellation of such public auction. To get more effective advise you have to share more details with any of the legal experts who are nearer to you.

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icon Debt settlement

I would like to settle my credit cards and personal loan as now my financial condition is very bad. Total due is approx 12-13 lacs. Please guide


A. That is very high amount to settle easily.

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Latest Response 2 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal