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I have paid my EMI to NBFC i took Personal loan and its a regular practice as i pay on a later day they send me email that my EMI is not paid for Last 3 months added and asking me to pay immediately. Now when i email them they take back as mistake and Ask me to pay correct value. however this is there practice. If by mistake i dont pay for few days they send me email with header like Legal Notice -Mumbai High Court. Now by looks of it they are using Honorable high court of Mumbai name to make me pay. My question Can someone send a legal notice as mention above, if now what should i do. Also need the advise whether take them to court for misrepresentation of facts every single time and forcing people to refute and then pay later.
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A. Dear Sir, In recent days such instances are more. Please share your details with local lawyer.
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Kishan Dutt Kalaskar Retired Judge Exp: 33 Year(s) Bangalore
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad

Anonymous

Posted 2 months ago

hello sir.my husband take money from one person on int 8% per lakh n his frn take my sign on notery paper.our buisiness have some leagle problems.so my husband dont able to give him money.n i also dont have money.in that matter what to do.he said me that he will took me in police lockup.pls give me advicew
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A. Dear Ma'am First there is no need of worrying, as no criminal complaint is maintainable against you. So, no question of arrest or police lockup arise here. Secondly, he cannot lend any money to you on interest until and unless he is licencee under the Money Lenders Act. Thirdly, if he uses the said notarised paper against you and file a suit for recovery, we can defend the same. Thanks
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Harsh Vardhan Exp: 4 Year(s) Delhi
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Shreyash Mohta Experience: 1 Year(s) Kolkata
i had lending some money to my friend and his brother too without any written documentation,now i want to send the notice for both about that...anyone please advice us.
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A. Sir issue a legal notice to them for the same. If they fail; to comply then you can file a suit for recovery of money Given you case there is no documentation it will be difficult to show that you have lent money or not. You need to create an alibi which shows that some documentation. Be it false or Genuine just to make you case strong. Thanks Shreyash Mohta
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Shreyash Mohta Exp: 1 Year(s) Kolkata
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
I had a mortgage loan from AU Small finance bank worth Rs.1140000/- 12 months back but due to some economical problem unable to repay the EMI and the interest was accumulated with penalty the total amount was 1232806/- till 1 dec18 but at the time of recovery the bank agreed to settle the loan at 1190000/- as full and final amount paid till 20 dec2018 to foreclose the loan account and issued the settlement letter stating same. As per the agreement I transferred the whole agreed amount of Rs. 1190000/- on 20 dec 18. But although transferring the amount the bank had not closed my account and issued a NDC till date and not responding any further. What should I do in this case ? Is their any faster way to get the account closed and get NDC ? Can I file complaint in any tribunal?
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A. Issue a legal notice to the bank demanding NOC and loan closure as per settlement and if the do not consider you may file a consumer case or file application u/s 22c of Legal Services Authority Act before the Permanent Lok Adalat in your Jurisdiction.....Although you can file also a S.A in DRT but it wil be expensive.......and tribunal shall stick primarily to the loan agreement writeen terms.
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Chinmoy Patra Exp: 14 Year(s) Cuttack
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
I have given an amount of Rs.50000 to a person for 1 year as per agreement and now the tenure is over and he is not returning the money back. What step do I need to take?
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A. dear client kindly issue a legal notice and file suit for recovery of money.
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Deepak Bade Exp: 9 Year(s) Nanded
Rajender Prasad Experience: 5 Year(s) New Delhi
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
I have decree from Delhi court in case of suit of recovery. The judgement debtor reside in Ghaziabad. Can execution petition may be filed in Delhi court despite of fact that debtor reside beyond jurisdiction of Delhi court
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A. Dearclient there is no jurisdiction indelhi of the above case.. For details, plcontact some advocate through vidhikarya.com
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Rajender Prasad Exp: 5 Year(s) New Delhi
TRUST CHAMBERS OF LAW Experience: 18 Year(s) New Delhi
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Hi My brother has borrowed around 65 lakh money from his friends and some unauthorized lenders on some random interest rates. He is saying he got involved in this chain of interest and hence couldn't give back principle to lenders. However he has paid around 20 lakh on interest alread.Nothing is documented at both the ends and even our family was unaware about this until it got opened recently. Even as i brother if i decided to pay money back with good will its not possible for me to arrange this much money as i am also salaried and earning 40 thousand a month. Selling whole property would get 14 lakhs.At max 22 lakhs can be arranged but required amount is huge and time is also constraint Also my brother wont be getting any money from his business back. We are in shock and afraid of lenders now as they are making noise and using abusive words in front of family. Father and Mother doesn't have any opinion as they are old and dependent on us Request you to let me know the right path for this.
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A. Dear Client, Those who have given loan to you are not Saints from the Rama Krishna Mission or from Himalayas.They have invested money means they want to get back with interest. Best option for you would be to talk amicably from your side and ask for time to pay back and request them for one time settlement like the Nationalised Banks do.But you can not claim that you simply request them.In any case you have to pay,Nothing is written is true.But the entire under world is running without any solid and legal document.Your life may be at risk. The other option is also to go to the Court.The Choice is yours. Shanti Ranjan Behera,Advocate
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Shanti Ranjan Behera Exp: 22 Year(s) Bhubaneswar
Vishwabandhu Chaudhary Experience: 38 Year(s) Jabalpur
ARPIT BATRA Experience: 11 Year(s) South Delhi
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad

Anonymous

Posted 9 months ago

Dear sir, I have given 15 lakhs to my friend. and i have taken 1 promissory note , 2 cheques from my friend. last few days back my friend was suicide, he is dead. i asked his family members but they dont responding. please suggest how can i get my money. who will be responsible the for my amount. Regards. Goutham Praveen
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A. Dear client, you have send copy of pro. note . For details,pl.contact some advocate through vidhikarya.com
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Rajender Prasad Exp: 5 Year(s) New Delhi
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
Deepak Bade Experience: 9 Year(s) Nanded
NARSIMHULU B Experience: 5 Year(s) Mahbubnagar

Rakeshkumar taninki

Posted 9 months ago

My brother has taken 50000 as debt through me from someother. Almost 12 months has gone. He was not paying interest and also debt amount. He signed on stamp paper. How can I proceed? What law will help me in this situation?
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A. Send legal notice through lawyer if they deny to return money file money recovery suit
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Deepak Bade Exp: 9 Year(s) Nanded
Rajeev RJ Experience: 17 Year(s) Thiruvananthapuram
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
Ved prakash Shaw Experience: 38 Year(s) Bhubaneswar
A flat holder in my building has mortgaged his flat with patpedhi along with two other shops not in same society. Now since he cannot repay he wants to dispose of the properties and settle loan with patpedhi. My question is how safe this is to buy such a flat, since it is very useful to me and price quoted is also good. The seller, I.e. the borrower of patpedhi and the branch manager of patpedhi both assure me that dealings for other two shops are in advance stage and they will release all three together. My dear is if the other deals are not through, my possession and release of lien by patpedhi will Benin jeopardy. Please advise how safe this deal will be. The patpedhi and seller both are agreeable to my depositing money with patpedhi.
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A. Hallo sir this deal is safe but you need to consider all legal facts about this deal. Better way to discuss matter with expert property lawyer
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Deepak Bade Exp: 9 Year(s) Nanded

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