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I had a mortgage loan from AU Small finance bank worth Rs.1140000/- 12 months back but due to some economical problem unable to repay the EMI and the interest was accumulated with penalty the total amount was 1232806/- till 1 dec18 but at the time of recovery the bank agreed to settle the loan at 1190000/- as full and final amount paid till 20 dec2018 to foreclose the loan account and issued the settlement letter stating same. As per the agreement I transferred the whole agreed amount of Rs. 1190000/- on 20 dec 18. But although transferring the amount the bank had not closed my account and issued a NDC till date and not responding any further. What should I do in this case ? Is their any faster way to get the account closed and get NDC ? Can I file complaint in any tribunal?
A. write to the GRO/Ombudsman of the bank about your grievances
ROBERT D ROZARIO Exp: 15 Year(s) Kolkata
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
I have given an amount of Rs.50000 to a person for 1 year as per agreement and now the tenure is over and he is not returning the money back. What step do I need to take?
A. dear client kindly issue a legal notice and file suit for recovery of money.
Deepak Bade Exp: 9 Year(s) Nanded
Rajender Prasad Experience: 5 Year(s) New Delhi
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
I have decree from Delhi court in case of suit of recovery. The judgement debtor reside in Ghaziabad. Can execution petition may be filed in Delhi court despite of fact that debtor reside beyond jurisdiction of Delhi court
A. Dearclient there is no jurisdiction indelhi of the above case.. For details, plcontact some advocate through vidhikarya.com
Rajender Prasad Exp: 5 Year(s) New Delhi
TRUST CHAMBERS OF LAW Experience: 18 Year(s) New Delhi
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Johnson Thangiah Experience: 18 Year(s) Tirunelveli
sistla ramakrishna Experience: 29 Year(s) Vijayawada
Hi My brother has borrowed around 65 lakh money from his friends and some unauthorized lenders on some random interest rates. He is saying he got involved in this chain of interest and hence couldn't give back principle to lenders. However he has paid around 20 lakh on interest alread.Nothing is documented at both the ends and even our family was unaware about this until it got opened recently. Even as i brother if i decided to pay money back with good will its not possible for me to arrange this much money as i am also salaried and earning 40 thousand a month. Selling whole property would get 14 lakhs.At max 22 lakhs can be arranged but required amount is huge and time is also constraint Also my brother wont be getting any money from his business back. We are in shock and afraid of lenders now as they are making noise and using abusive words in front of family. Father and Mother doesn't have any opinion as they are old and dependent on us Request you to let me know the right path for this.
A. Dear Client, Those who have given loan to you are not Saints from the Rama Krishna Mission or from Himalayas.They have invested money means they want to get back with interest. Best option for you would be to talk amicably from your side and ask for time to pay back and request them for one time settlement like the Nationalised Banks do.But you can not claim that you simply request them.In any case you have to pay,Nothing is written is true.But the entire under world is running without any solid and legal document.Your life may be at risk. The other option is also to go to the Court.The Choice is yours. Shanti Ranjan Behera,Advocate
Shanti Ranjan Behera Exp: 22 Year(s) Bhubaneswar
Vishwabandhu Chaudhary Experience: 38 Year(s) Jabalpur
ARPIT BATRA Experience: 11 Year(s) South Delhi
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Rajender Prasad Experience: 5 Year(s) New Delhi

Anonymous

Posted 5 months ago

Dear sir, I have given 15 lakhs to my friend. and i have taken 1 promissory note , 2 cheques from my friend. last few days back my friend was suicide, he is dead. i asked his family members but they dont responding. please suggest how can i get my money. who will be responsible the for my amount. Regards. Goutham Praveen
A. Dear client, you have send copy of pro. note . For details,pl.contact some advocate through vidhikarya.com
Rajender Prasad Exp: 5 Year(s) New Delhi
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
Deepak Bade Experience: 9 Year(s) Nanded
NARSIMHULU B Experience: 5 Year(s) Mahbubnagar

Rakeshkumar taninki

Posted 5 months ago

My brother has taken 50000 as debt through me from someother. Almost 12 months has gone. He was not paying interest and also debt amount. He signed on stamp paper. How can I proceed? What law will help me in this situation?
A. Send legal notice through lawyer if they deny to return money file money recovery suit
Deepak Bade Exp: 9 Year(s) Nanded
Rajeev RJ Experience: 17 Year(s) Thiruvananthapuram
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
Ved prakash Shaw Experience: 38 Year(s) Bhubaneswar
Prabhakara S K Shetty Experience: 19 Year(s) Bangalore
A flat holder in my building has mortgaged his flat with patpedhi along with two other shops not in same society. Now since he cannot repay he wants to dispose of the properties and settle loan with patpedhi. My question is how safe this is to buy such a flat, since it is very useful to me and price quoted is also good. The seller, I.e. the borrower of patpedhi and the branch manager of patpedhi both assure me that dealings for other two shops are in advance stage and they will release all three together. My dear is if the other deals are not through, my possession and release of lien by patpedhi will Benin jeopardy. Please advise how safe this deal will be. The patpedhi and seller both are agreeable to my depositing money with patpedhi.
A. Hallo sir this deal is safe but you need to consider all legal facts about this deal. Better way to discuss matter with expert property lawyer
Deepak Bade Exp: 9 Year(s) Nanded
Hi, I invested amount one of my friend's company in Nagpur(Maharastra) on Oct 2016 via payment mode cheaque and few transaction done via online. I live in banglore. They had promised me that they will return profit amount in 15th of every month till 25 Months. initally , they gave me monthly profit amount for 4 months but now they are not giving any amount from 5 months Even they promised me to give me agreement and but they did not give the same. Now they are saying that they will give only prinicipal but they are not promising any exact date. Thay gave me false statement. Please advise for legal action what can i take to get my invested amount?
A. file a police complaint for fraud and also file a recovery suit.
Nilanjan Chatterjee Exp: 5 Year(s) Howrah
Nirmal Chopra Experience: 20 Year(s) New Delhi
Mohd Imran Experience: 4 Year(s) Faridabad
Hi, I invested amount on one of friends company in nagpur(Maharashtra). I live in Banglore. My friend referred me to invest fortune fishery company. They promised me to give monthly return on every 15th of month till 25 months. Now they are not giving return as promised . I transferred amount via cheaque and few online. Also, They promised me to give me agreement but they have not given agreement so far..Now they are saying i will give this month, this month..like that . Please advise what can i take legal action to get my invested amount with interest ?
A. Issue a legal notice to the company and its owners then they will return your money with interest. Regards Rajeev RJ Associates Kerala
Rajeev RJ Exp: 17 Year(s) Thiruvananthapuram
The person who has take veh is not paid. 3 instalment
A. Dear Sir/Mam, On a high level you can issue them a Legal Notice and retort to legal procedure for recovery of money. A precise advice can be given after review of the agreement.
Vedant Lakhotia Exp: 3 Year(s) Kolkata
Nilanjan Chatterjee Experience: 5 Year(s) Howrah
Ambrose Leo Experience: 9 Year(s) Bangalore
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore

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