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My Friend is asking for 4 Lakhs amount for his family urgencies. He is ready to sign a Promissory note of this amount and the return timeline will be of 1 year. Will the Promissory note valid for this much amount. What other securities/guaranty do I have to take.

A. Dear Sir,
It is better to get post dated cheques which is economical to recover the amount.
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Anonymous

Posted 1 month ago

I took a loan of 1lac , 1 year back and paid only 6 EMI out of 12 due to some financial loss and now want to pay remaining EMI with resettlement of loan of pending amount. Company has bounced given advanced cheque and send me a notice of full amount. Kindly suggest and advise for solution.

A. Dear Sir,
It is happening so in many cases as borrowers give blank cheques to the financial institutions. You may produce all the evidences having paid six EMI’s and get a reduction at the time of getting judgment.

Please contact me through the administrators of this website.
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Sandeep  Pingale
Sandeep Pingale Experience: 14 Year(s) Mumbai City
J S  Pawar
J S Pawar Experience: 4 Year(s) Mumbai
WHAT ACTION CAN BE TAKEN AGAINST AN ADVOCATE WHO IS PLAYING FRAUD

A. Dear Sir,
If you have concrete evidence then you can lodge a complaint with the secretary of Bar council of your State and they will initiate disciplinary action against him under the provisions of advocate’s Act.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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Anonymous

Posted 4 months ago

Dear Sir, I have taken personal loans and put that money in stock market. All the money is lost in stock trading. Can i file bankruptcy in this case.

A. Dear Sir,
You can file as per following procedure but it is costlier.
================================================================
The Insolvency And Bankruptcy Code, 2016 - Key Highlights


Dear Sir,

The provisions of Bankruptcy and insolvency Act may be used to get relevant certificate. The highlights of the Act are as follows followed by a link.

KEY HIGHLIGHTS

1. Corporate Debtors: Two-Stage Process

To initiate an insolvency process for corporate debtors, the default should be at le ...ReadMore
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SOMEONE HAS BORROWED 50000/ TWO YEARS BACK, NOT REFUNDING. CAN I MAKE COMPLAINT/ FIR N POLICE STATION? WHAT WILL BE THE RELEVENT SECTIONS OF IPC.

A. If you have evidences for the same,
Do send that person a legal notice providing him a stipulated time period to repay such amount, failing which, you can file a suit for money recovery in the civil court having jurisdiction to try your matter.
Thanks
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Biswajit  Das
Biswajit Das Experience: 4 Year(s) Nalbari
vishnu Prasad V
vishnu Prasad V Experience: 12 Year(s) Warangal
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
Dear Sir/Mam, A person took Money from me ?10,000 for an item he had to sell to me. After receiving the amount (through UPI) he did not reply to me for 2 weeks. After 2 weeks he threatens to neither return my money nor send the product we had a deal for, and demands double the amount we had deal with (another 10k). Now after 1 month, he still doesn't reply nor return a penny or the item. What can I do now legally? I need some advice. I have the payment proof, chat conversations, his bank account & his contact no. Thank You

A. Issue a legal notice and thereafter file a suit for recovery of money.
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Anonymous

Posted 8 months ago

My father had an ancestral property shared by three brothers. Five years ago, he came out with some debt and he sold his share of property to his brother to clear the debts. With the remaining amount, a property was purchased at a different place registered under my mother's name. Now he has come up with some debts again and debtor approached my family for settlement. My question are as follows 1. What is the legal obligation of the family to settle the debts of an individual when the debtee claims that the individual has stolen/used the debtor's fund without his knowledge(There is no proof for the debt except for the debtor's acknowledgment orally? 2. In case of death of debtor, will there be court lien on the property purchased by someone through the sale of the debtor's property? 3. How does the family abstain themselves from the debts of the head of the family? 4. What could save the family from any further debts? A legal notice/ A divorce/ anything else?

A. Dear Sir,
The description given by you is so lengthy, please make it short and re-submit, as experts have no time to spare as this is free and charity work.
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I have paid my EMI to NBFC i took Personal loan and its a regular practice as i pay on a later day they send me email that my EMI is not paid for Last 3 months added and asking me to pay immediately. Now when i email them they take back as mistake and Ask me to pay correct value. however this is there practice. If by mistake i dont pay for few days they send me email with header like Legal Notice -Mumbai High Court. Now by looks of it they are using Honorable high court of Mumbai name to make me pay. My question Can someone send a legal notice as mention above, if now what should i do. Also need the advise whether take them to court for misrepresentation of facts every single time and forcing people to refute and then pay later.

A. Dear Sir,
In recent days such instances are more. Please share your details with local lawyer.
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Anonymous

Posted 11 months ago

hello sir.my husband take money from one person on int 8% per lakh n his frn take my sign on notery paper.our buisiness have some leagle problems.so my husband dont able to give him money.n i also dont have money.in that matter what to do.he said me that he will took me in police lockup.pls give me advicew

A. Dear Ma'am

First there is no need of worrying, as no criminal complaint is maintainable against you. So, no question of arrest or police lockup arise here.
Secondly, he cannot lend any money to you on interest until and unless he is licencee under the Money Lenders Act.
Thirdly, if he uses the said notarised paper against you and file a suit for recovery, we can defend the same.

Thanks
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i had lending some money to my friend and his brother too without any written documentation,now i want to send the notice for both about that...anyone please advice us.

A. Sir issue a legal notice to them for the same.
If they fail; to comply then you can file a suit for recovery of money Given you case there is no documentation it will be difficult to show that you have lent money or not.
You need to create an alibi which shows that some documentation. Be it false or Genuine just to make you case strong.
Thanks
Shreyash Mohta
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