Harrasment by private finance company lender
Harrasment by private finance company lender
Hello I am Holika from ranchi my brother took a apachi bike on emi of 4123 rs for 30 months he paid 15 month emi but this month he delayed to pay emi because his salary come late . For one emi delay l
Posted 3 months ago
A. Dear Client, sorry to hear that. However, there is a solution to your problem.
In this situation you can resort to the police station and can file a complaint. This must be a primary move before taking more stringent action. In case, there is no relief from the police or they do not file the complaint, then the client can even move to the civil court and can plead for relief. The court, in this case, can rule in favour of the client and can order the agent not to resort to unauthorized and ill ...ReadMore
Advocate Anik
Bangalore
Kishan Dutt Kalaskar Retired Judge
Bangalore
Friend not paying back loaned amount despite several promises, now avoiding me
When I was overseas, a friend who is known to me for 30 years+ called me on WhatsApp and asked for an emergency temporary loan of Rs. 1,00,000. In good faith, I transferred the amount to his bank acc
Posted 3 months ago
A. Dear Client,
you can issue a legal notice to him for the payment of the money back since he is not answering your calls and messages.
Advocate Anik
Bangalore
Not returning goods taken on rent and also the rental payment.
A person has taken my goods on rent on daily rental basis. He is not returning my goods and not giving rent payment as well what should I do?
Posted 4 months ago
A. Dear Sir,
You have to use muscle power or go to police station otherwise just forget about it and learn a lession from it and proceed.
Advocate Anik
Bangalore
FORCEFUL ACCEPTANCE OF LOAN
FORCEFULLY DEPOSITING LOAN MONEY IN MY ACCOUNT WITHOUT INFORMING CHARGES AND EMI DETAILS
Posted 5 months ago
A. Dear Client,
You can file a complaint against the loan authorities in the police station and you may also send a legal notice to the authorities asking to cancel the loan.
Advocate Anik
Bangalore
Money borrowed and misused and didnt payback
How to get the money back and file the issue?
Posted 6 months ago
A. Dear Sir,
Nicely try to get post dated cheque at least which is the easiest method to recover such dues. If you go by filing civil case it will take 4 to 5 years time to recover the same.
Secure loan - My father took auto loan
My father took auto loan and he paid complete emi for 3 years on my mother behalf. Now he just expired a few days ago and my mother is a house wife and i have jist started the career. Only one year em
Posted 6 months ago
A. Dear Client,
As per the facts mentioned, if you’re unable to pay emi on the auto loan then the bank can confiscate the car and auction it off to recover the loan.
You are even eligible to get a car loan tax exemption if you are self-employed and using the car for business purposes.
Advocate Anik
Bangalore
Advocate Anik
Bangalore
Dues of Credit card of icici
Sir I have taken icici credit card in 2008 and used it. I had not paid that amount due to bad financial condition. Now they are threatening me to pay due amount. Kindly suggest me that what kind of le
Posted 7 months ago
A. Dear Client,
As per the facts mentioned, you can file a complaint in the nearest police station for harassment or you may get issued a strong legal notice from my office or file a Suit for Permanent Injunction against Recovery Agents and Bankers.
Advocate Anik
Bangalore
Kishan Dutt Kalaskar Retired Judge
Bangalore
Income Share agreement
Hi, Sir/Madam I have an institute where students can sign ASI if they are not in position of paying the fee. At the same time some other students who can afford are asking to pay complete fees in one
Posted 7 months ago
A. Dear Sir,
It is possible but never share or sign any agreement or blank cheques.
I could have explained more if background is known to me. You are supposed to give more details to get detailed answer.
Please be inform that free questions deserves to be attended on priority basis so be brief but disclose summary of your case.
How can i lend money LEGALLY to one of my relative who is in need?
How can i lend money LEGALLY to one of my relative who is in need? Can i charge any interest on such amount, How much?
Posted 8 months ago
A. Dear Client,
You can execute a loan agreement with definite terms and circumstances of the loan on a stamp paper and get it notarized and get it signed by both, borrower and lender, and two witnesses.
Thank you
Advocate Anik
Bangalore
Abhimanyu Shandilya
Kolkata
Vaidehi Samant
loan settelment
i have taken loan from private NBFC 150000 2018. now i have paid all emi till date. maximum emi paid by cash to lender. now lender says you have to 42000 more for late payment charges.
Posted 8 months ago
A. Dear Client
When you paid the EMI in cash then did you take a money receipt from the lender as a proof of the payment being made? If yes, then calculate all that you have paid and see if still there are some pending amount or not.
If you not taken the receipts then its a difficult situation to prove that you have paid.
