Overcharged penal amounts
Hi, I was a regular user of mpokket since my B.Tech days. Every payment was on time, but the lockdown was unexpected and I was charged with penal amounts, my principal amount is Rs.10000 and now I am
1 year ago
A. Dear Sir,
Please contact a legal expert on this matter. It is advisable to seek legal help. Thank you.
A. Dear Client,
Kaai baar loan recovery agent ghar pohoch jate hai. Agar harassment ki situation hai toh aap legal action le sakte hai.
K VENUGOPAL
I have taken online loan from several apps from past 2 months and paid the amount regularly and now I don't have my oney to pay the loan amounts and they are started harassing me and they also started
1 year ago
A. Hello Sir,
You can file a complaint in Police station regarding Mental harassment. Or you can file a complaint in Cyber cell as they are harassing you on calls. Give them the call details and other evidences regarding this. If also you didn't get the relief from them then you can file a civil case against them.
Regarding SARFACI act
As per the act NBFC have any limitation under the act.
1 year ago
A. Dear Client,
Yes, the act provides limitation for the NBFC. Please specify your query in this regard. Thank you.
Helplessness - bought a two wheeler loan
I have bought a two wheeler loan for 1 year with 10000 as monthly payment from tata and have 50000 outstanding with no defaults and yet when explained my situation that i lost my job the goons are tel
1 year ago
A. Dear Client,
You can try to communicate with the bank and provide proof of loss of the job. On failure, you can file a suit.
Loan non repayment
I took a personal loan in 2020 while working in a private bank , 14 payment were done correctly but in the mediaeval i got cheated by a person and lost a fortune and then after i am unable to recover
1 year ago
A. Hello Sir,
There are three main ways a late or missed payment can impact you financially: You can be charged late payment fees. You may face having the interest rate on your card raised to the penalty rate. Your late payment may be added to your credit history and can end up affecting your credit score.
Which document needed if possible ?
Aman needs to give 13750 to his/her spouse and legal heirs. Is it possible that a person Aman transfers the right of receiving money from borrower to his/her spouse or legal heirs so that the spouse o
1 year ago
A. Hello Sir,
I didn't understand your te facts which you have provided. Please make it more clear and let us know.
Thank you
A friend borrowed money and is not returning for a year now.
A friend of mine borrowed 3.25 lakhs in April 2022 by saying that he will return in 1 or 2 months but he has not returned it till now, it's almost a year. I have been repeatedly calling him, he does n
1 year ago
A. Dear Sir,
U must have collected a cheque in support of your payment. Otherwise, approach Police, they may get cheque from that person.
High penalty charges From MPOKKET
Hi i have been using this mpokket app from clge 2nd with 8K credi limit and taken loan and repaid all on time but in last year taken on Feb 2022 loan from mpokket 16000 due my family emergency situati
1 year ago
A. Hello Sir,
You cantalk to higher authority regarding this or can ask for lessen your amount otherwise they can take legal action against you and can seize your assests also.
Daily messages calls loan recovery
Daily messages calls loan recovery calls WhatsApp messages pay and tells case transfer to legal agent so please help me
1 year ago
A. Communicate with your lender: Try to communicate with your lender and explain your situation. Ask for a payment plan or a grace period to help you get back on track.
Seek help from a financial advisor: Consider seeking advice from a financial advisor who can help you manage your finances and develop a repayment plan.
File a complaint: If you feel that your lender is harassing you with excessive calls or messages, you can file a complaint with the lender's grievance redressal mechanism. If the ...ReadMore