Phone on paid emi
Kissht — fraud Dear sir I have taken loan from Kissht.I didn't bounce any emi.my emi date is every month of 5th date. I was received message from Kissht on dated 3.4.20 about pay emi 450/-so pai
4 years ago
A. Hi Sanjay,
There must be some error and due to the non-availability of the manpower, the calls are getting unanswered. I request to follow the below:-
Seek for Nodal officer details and E-mail along with your issues to resolve.
A. Send an email at- [email protected] or [email protected]
B. Also, fill the online form- https://kissht.com/contact-us
As per the Ombudsman Scheme for Non-Banking Financial Companies, 2018 (The Scheme), the need to appoint a nodal officer and failing to ...ReadMore
Ayantika Mondal @ Prime Legal
Suneel Moudgil
Debt collection agent
Hi, I want to bring forward an issue of harassment and exploitation by collection recovery agents of Bajaj Finance. They are calling and abusing in obscene and derogatory language directly without di
4 years ago
A. Dear Balu,
This is serious harassment despite different guidelines laid down by RBI.
I request to follow to address your grievances:-
A. Write a E-mail to Nodal officer, seeking compensation and appropriate action.
B. Failing which, kind approach banking ombudsman, posting the link to know more and addresses:-
https://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=159
C. simultaneously you may give a written complaint to the Police station, seeking protection and preventive action on such i ...ReadMore
Ayantika Mondal @ Prime Legal
Recovery of money
I was married in 2010. And have 1 kid. Without any agreement, I transferred through internet banking some amount in wife's bank account in 2019 January. Now, because of some disputes she is not stayin
4 years ago
A. Serve a legal notice upon her or if you are planning for divorce you can file a money suit at that time or you can seek adjustment of the amount with alimony.
Thank you.
Parth Kashyap
Hemanth Hari
Mortgage loan
All EMI paid regularly but not on regular dates. Though late but EMI are paid up-to date along with late fine. In the mean time they are making nuisance by writing on walls, and pasting posters for sa
4 years ago
A. Dear Sir,
You may approach Civil Court and get appropriate directions against them.
Sandeep Pingale
Rameshwar Dadhe
Money lender pressurizing me
Hello Sir/Madam, I have taken hand loan from a colleague due to my personal emergency. As it was urgent, I agreed to return money within one month with 10% interest rate. Due to some personal problems
4 years ago
A. Dear Sir,
It is a civil matter and never take it as serious. You may get issue a legal notice and file a suit of permanent injunction restraining them from interfering with your person and property and ask them to recover their dues if any by filing a civil suit.
Legal notice
My friend purchased products using credit card of rs 5500 on assurance of next day giving but till now no response on that
4 years ago
A. No legal action can be taken against your friend.
Thanks
Adv. Satej More
satej Chandrakant more
borrowed money returned but cheque not given back
I have borrowed money from a person a sum of Rs 2,10,000 for 5% interset rate per month ,it was transferred in my bank account,as guranatee he took a cheque of 2,60,000,after one year i returned him t
4 years ago
A. Take written affidavit from him immediately with two witness
Rameshwar Dadhe
Deepak Yashwantrao Bade
Non payment of personal loan and credit card due for 3 months
I was unable to pay my personal loan and credit card due for 3 months due to insufficient funds. I've 3 loans and 4 credit card, all used to maximum limit. Sbi bank people are calling my father and co
4 years ago
A. dear client A footnote to the IPO prospectus details the collection procedure followed by SBI Cards. “SBI Cards may block the customer’s account, in the event payment is not received within stipulated payment due date, as communicated through statements and SMS," it says. “The account block, in such cases, may be temporary or permanent depending on delinquency stage, default potential, payment history," the note adds.
After roughly 6 months, your credit card account is moved to a recovery ...ReadMore
Deepak Yashwantrao Bade
Harassement by SBI Cards Chennai
I have been harassed by SBI Cards kandanchavadi chennai for past 2 yrs and still the same continues till date .calling frequently visiting frequently .cheated me in late charges and adding all charges
4 years ago
A. Dear Sir,
You may get issue a legal notice on the basis of following judgments.
==================================================================
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are ...ReadMore
home loan
i have a home loan with HDFC and defaulted for neary 10 moths though made some payment got adjusted towards penal charges, i defaulted because out of job for last 3 years some how managed two years, n
4 years ago
A. Dear Sir,
You may get issue a legal notice and also file a suit against them on the basis of following judgment.
==================================================================================
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and other financial institu ...ReadMore
Sandeep Pingale