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icon home loan

i have a home loan with HDFC and defaulted for neary 10 moths though made some payment got adjusted towards penal charges, i defaulted because out of job for last 3 years some how managed two years, n


A. Dear Sir,
You may get issue a legal notice and also file a suit against them on the basis of following judgment.
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ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institu ...ReadMore

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Sandeep  Pingale

Sandeep Pingale

icon Calling my friends from Contact list on non-payment of loans

I have missed a repayment of 3500 since a month and been avoiding the recovery agent's calls because, I was in no position to pay the loan. However, one particular lender(NBFC - Early Salary) has call


A. Dear sir /madam
You may get issue a legal notice for breach of trust and privacy and also go through the following judgement .

-----------------------------------
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised ...ReadMore

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icon Debt recovery

What is the process to fight with , i had given an amount of around 3 crores in several instalments to a company directors by taking several promissory notes cheques and declaration on judicial stamp


A. You will need to file recovery suit against them immediately

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Latest Response 4 years ago
Rameshwar  Dadhe

Rameshwar Dadhe

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icon Property debt

I got 3 lacs for 2% interest on April 2014 And I have Interest for 1 year and suddenly my father got paralyzed and didn't pay interest from Apr 2015, but I didn't provided with receipt for the interes


A. you have not disclose either it was personal loan or commercial/business loan. letter sent to you may be legal notice so kindly send me said letter so that i can read what ground was taken against you.

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Latest Response 4 years ago
Advocate Manish  Kumar

Advocate Manish Kumar

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icon Debt not paid back

I lent 1.3 lakh rupees in installments to one of my neighbours in hometown Chirala. I stay in Hyderabad. I reminded several times, but he did not pay a single rupee back. I don't have any legal agreem


A. Dear Sir,
You may file a Civil case or a criminal case saying that he tried to assault you or abused you when you asked him to return your loan amount.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.

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icon Debt Collection

I lent money to one of my neighbours in hometown Chirala. I stay in Hyderabad. I remindee several times, but he did not pay a single rupee back. I don't any legal agreement. I only have whatsapp messa


A. Dear Sir,
You may file a Civil case or a criminal case saying that he tried to assault you or abused you when you asked him to return your loan amount.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.

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Jagannath S  Pawar

Jagannath S Pawar

icon After credit card settlement

Sir maine 6 month se credit card ka bill nhi bhra hai bank ne total outstanding amount 25000 ka 34600 ke aaspaas bna diya hai ab mujhe kisi bande ka call aaya hai bank ki tarf se ki aap abhi n.p.a nhi


A. After clearing your loan you can purchase electronics items.

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icon Regarding fraud recovery

How to file a case against a person whos address we don't know and wrong address is mentioned on adhar card


A. Dear Sir,
You may approach the police who are the masters to trace out such fraud person or approach private deductives and find out where abouts of such persons.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.

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Meenakshi  Garg

Meenakshi Garg

Kalpesh  Gaikwad

Kalpesh Gaikwad

icon Loan given to a friend of Rs. 10,000

Hi, One of my friend asked me an urgent loan of Rs. 10,000/- and promised to return, now she has blocked me and not returning my money. Please help how to recover it legally. I know her work address n


A. Dear Sir,
Legal Notice may not work if she choose to not to reply and you may not go to Court as it requires time and expenditure. You may threaten her to put her name in social channels about the transaction and thus she may come to terms and settle the amount.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.

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Kalpesh  Gaikwad

Kalpesh Gaikwad

Jagannath S  Pawar

Jagannath S Pawar

Meenakshi  Garg

Meenakshi Garg

icon Karz basoolene

Mene ek aadmi ko 1 lakhk maal diya ab bo paise nhi de rha ky akaru


A. Dear Sir,
Get issue a legal notice followed by a Civil suit for recovery of money.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.

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Rameshwar  Dadhe

Rameshwar Dadhe