Road Accident Road Accident

4 years ago

My father got a serious injury in a road accident by some animal and while treatment he passed away. He was the owner of the car, while the car was driven by a driver. He was a government employee. So can we apply for claims from both government as well as car insurance company?

Naveen Nimmala

Responded 3 years ago

A.Yes, Surely you can apply for both.
But mainly for claiming the compensation under MV Act in court, you have to verify the policy details of the car particularly.

1. Please verify whether the policy if Comprehensive/package policy or Third party policy.

If your car policy was Comprehensive/package policy you will compensation from the court against insurance company.
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Ayantika Mondal @ Prime Legal

Responded 4 years ago

A.Hi,

You need to have a proper legal consultation.

The death benefit depends on many aspects, from the insurance perspective, the claim is protected but the benefit from the government is required to evaluate like duration of service etc etc.
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Kishan Dutt Kalaskar

Responded 4 years ago

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A.Dear Sir,
It all depends upon so many factors. Whether he was on govt duty at the time of accident. Secondly the nature of insurance and any FIR was registered. Please share such details and get answer to your questions.
Please give me Rank 5 if you feel my answers also helped you
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