Motor accident notice from high court MFA/****/****

3 years ago

Dear law savers,
It is so kind of you,for your help guiding the people and I do have a query.
There was an accident happened 3 years back where FIR was filed stating rash driving/negligent etc. and I have paid the fine to court and took back my bike from police custody for which there was no fault of mine where the kid came all of a sudden into road while playing with his friends.now I hqve received a notice from high court where the injured is claiming for 15 lakh compensation for a very small damage of his leg statimg he is not able to play games.i contacted my insurance company and they said ok we take care and there is no need for me to appoint a lawyer as they have their own...and I still see the case status as pending with no hearing date.
My question is:
1. Do I have to appoint a lawyer?
2. If yes, the lawyer demanded 25k for the case where I'm financially poor and go to loss paying it.
3.if I have to attend court, I do not have financial help to appoint an attorney so will the insurance company lawyer help and how to contact the insurance company lawyer.
4. Will there be any impact for my future in career/profession?
5.how do I know that the insurance company is working on my case on my behalf (if insurance company lawyer takes care of my case)?
I expect your answer and help me so the law is saved.