Loan regarding Loan regarding

3 years ago

I am paying my personal loan emi since 1 year and still i got calls everymonth that i m not paying it and they issued a legal notice and charged me with 420 and more.

Ashutosh Patel

Responded 3 years ago

A.Send them a reply drafted by a lawyer with evidences of your payment of emi 's.Section 420 is a non cognizable offence though your matter is of a civil nature relating to payment of debts it is very unlikely police will interfere in it but if registerd u can approach the Honble High Court for quashing of it with your evidences .
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Anik

Responded 3 years ago

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A.Hi,
False cases can be quashed by the High Court under Section 482 CrPC. Keep records of your repayment to serve as proof if the matter goes to trial. As you have done nothing wrong, it is very unlikely that you will be found guilty of fraud.
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Ayantika Mondal @ Prime Legal

Responded 3 years ago

A.Hi,
Keep records of the deductions from your bank account and mention the same in your reply notice. We can assist you with this.
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Vaidehi Samant

Responded 3 years ago

A.If you have all the evidences regarding payments made to bank than reply to the notice accordingly and ask them for evidence towards their claim. Also if you have evidences towards harassment by bank vide phonecalls you can file a complaint with police for mental harrassment.

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