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icon Suit filed willful default written off settled

I have taken 4 lakh education loan on 2013 for my engineering I completed my engineering in 2016 after that I started paying my emi I missed only2 emi and that missed emi was makup by paying higher am


A. Dear Client,
It is important to give notice to that bank asking for an explanation, and you have not said whether you received notice from the Court/ Debt Recovery Tribunal in this regard or not, because you must contest it with the relevant proof on your part. Let us know if you require any further assistance.
Thank you!

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Advocate Sinjari  Bandyopadhyaya

Advocate Sinjari Bandyopadhyaya

icon disputed transaction on credit card

There are some unauthorised transactions on my axis credit card but bank says that they are they are duly secured transactions and authorised. I have not shared any credentials but they are making me


A. Dear Sir,
Always such disputed transactions being taken places and so called Axis Bank doing such fraudulent activities it seems its staff might be colluded with some other persons. Anyway you may lodge a complaint with Banking Ombudsman and with Cyber Police.



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icon Apartment maintenance

I purchased a flat 2 years before. I am not residing in that flat. I am paying the full maintenance from 2years. There has been excessive usage of tank water and diesel for generator making the mainte


A. Dear Sir,
When you are not residing you are not require to pay maintenance but some Associations collecting maintenance charges irrespective of it is kept vacant or not and accordingly a resolution must be passed otherwise you are supposed to pay such maintenance charges.

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icon What are the legal consequences i am going to face if i suddenly run away from my husband

What are the legal consequences i am going to face if i suddenly run away from my husband and everyone without giving an information of my whereabouts and anything i don't want to live with him .. it


A. Dear Madam,
A missing complaint will be lodged by your parents or husband. Then Police may trace you out and ask you whether would like to reside with your parents or husband and on your choice you will be let go. But, if you are residing in somebody’s residence they may be charged saying that they kidnapped you.

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icon Cash Credit Limit

My father had taken a cash credit limit of 1.75 Lacs on Jan 2009, which he was unable to pay. Now that my father passed away last year that is 2002 and I have not inherited any property from him. the


A. Dear Sir,
You are not liable to pay any amount to the Bankers as it was personal loan and you have not inherited any property from him and also on the following principal of law.

'Pious obligation' means the moral liability of sons to pay off or discharge their father's non-avyavaharik debts. ... The ancient doctrine of pious obligation was governed by Smriti law. There is a pious obligation on the sons and grandsons to pay the debts contracted by the father and grandfather.
Hindu Succession ( ...ReadMore

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icon Property inheritance

If wife inherits the property from her parents, will there be any share for her husband in that property or otherwise it has to be mentioned separately in the will


A. Dear Madam,
The husband cannot claim any share in the absolute property of his wife which was acquired by her from her parents and he cannot claim any share even after her death.

Section 15 in The Hindu Succession Act, 1956
15. General rules of succession in the case of female Hindus.—

(1) The property of a female Hindu dying intestate shall devolve according to the rules set out in section 16,—
(a) firstly, upon the sons and daughters (including the children of any pre-deceased son or da ...ReadMore

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icon Call tracking

My wife is not staying with me from last 9 months.. she is in contact with my friend. She mentioned in messages that she is tracking my phone and calls and location. Also she has written that she will


A. Dear Sir,
You can file contested divorce as follows and get it decreed ex-parte.

How To Get A Divorce In India

There are different laws of divorce for different religion. Hindus(which includes Sikh, Jain, Budh) are governed by Hindu Marriage Act,1955.Christians are governed by Indian Divorce Act-1869 & The Indian Christian Marriage Act,1872.Muslims are governed by Personnel laws of Divorce and also the Dissolution of Marriage Act,1939 &The Muslim Women(Protection of Rights on Divorce) ...ReadMore

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icon Self acquired property inheritance after death of Male.

If son acquires a property (self acquired through his income) and dies leaving his wife, 2 sons and mother, does mother have a right over property? According to section 33 of Indian succession act fo


A. Dear Sir,
Introduction
Every law of succession defines the rules of distribution of property in case a person dies without making a will. The Christian Law of Succession is governed by the provisions in the Indian Succession Act, 1925. However, with respect to Indian Christians, the diversity in inheritance laws is greatly intensified by making domicile a criterion for determining the application of laws. Till January 1986, Christians in the State of Kerala were governed by two different Acts � ...ReadMore

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icon Non payment of maintenance charges

We have one resident in our apartment complex (30 flats) who has not paid maintenance charges for past 8 months despite frequent reminders. What action can the apartment association take against this


A. Dear Sir,
You may get issue a legal notice and file a suit for recovery of arrears of maintenance charges with interest and penalty as per the rules of your Association. Such cases are more and more but Association people were not approaching the Civil Courts to teach a lesson to such defaulters.

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icon Franchisee Areement Breach

Sir i have invested 25 lakhs to one prvate ltd company. It is a registered company in chennai. They given agreement for 25 lakshs investment to that company which states that every month i will get 2.


A. Dear Sir,
The agreement can entered by you is illegal since you are not supposed to get interest more than the rates prescribed by the RBI and in the similar manner such company cannot lure the people offering more interest rates which are above the interest rates prescribed by the RBI. Without any legal hassles you may get postdated cheques from the Company atleast.

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