Car loan-Can bank charge the interest
Car loan-Can bank charge the interest
I took a car loan from chola finance for my ford ecosport second hand car. My loan file was approved in november and then financing bank asked me to get RC transferred. It took about 3-4 months to get
Posted 9 hours ago
A. Dear Client,
if the loan agreement mentions the clause that the EMI should be paid from the date of sanction of car loan, then you will need to pay the EMI. but generally, you will need to pay emi after getting the money. so check with the bank ones.
Advocate Anik
Bangalore
RBL Credit Card Recovery Agents Harassment
One of the RBL Credit Card Payment recovery agency called "COLL MAN" Services is torching like calling relatives, nearby village people.. extra, Kindly advice me for what action can i take??
Posted 4 days ago
A. Dear Client,
you can ask them to stop calling to relatives and nearby village people as they are having problem with you. even then if they do not listen and continue doing so, then you can file a complaint against them in the local police station.
Advocate Anik
Bangalore
Adhar card-Can I change my date of birth
Can I change my date of birth ....because my original date of birth is different and I want that date of birth ...only so can I change....?? I am in 12 standard.??
Posted 5 days ago
A. Dear Sir,
You can download the form to make the changes in your information and then submit it at your neared Aadhaar Seve Kendra. Follow the steps mentioned below to change the date of birth on your Aadhaar card. Visit the official website of Self Service UIDAI, ssup.uidai.gov.in
Abhimanyu Shandilya
Kolkata
ICICI sending me a credit card statement
Hi, my husband passed away in 2005. After 17 years of his death, ICICI sending me a credit card statement of him for INR 15750 saying I need to settle as am the joint holder of the card. What sould I
Posted 6 days ago
A. Dear Client
You need to lodge a complaint with the RBI as well as the banking Ombudsman stating all the facts and send a copy of the same to the bank as well. What they are doing legally appears to be very wrong.
Kishan Dutt Kalaskar Retired Judge
Bangalore
Advocate Anik
Bangalore
Aboard Education Loan legal advice sign
I have submitted my orginal documents to the advocate through SBI erode. Has collected and kept in a separate file. Has he said i will spoke to the Bank manager and call you.. But he is not answering
Posted 1 week ago
A. Dear Sir,
There is some doubt about his conduct. Please send a register letter and cancel your proposal to get educational loan and threaten him to lodge complaint in the Police station and also with State Bar Council.
Advocate Anik
Bangalore
Abhimanyu Shandilya
Kolkata
tehsildar endorsement requirement in case of CLU land
Is endorsement required by the bank for giving loan on a property who's land use is changed under section 143-1a ?
Posted 1 week ago
A. Dear Sir,
It all depends upon discretion of the bankers since they have to safe guard public funds which are deposited with them.
Abhimanyu Shandilya
Kolkata
Advocate Anik
Bangalore
Equitable mortgage
Will the equitable mortgage document be valid if it is signed by both borrower and co borrower (Husband and wife) but the mortgaged property belongs to the wife only
Posted 1 week ago
A. Dear Client,
The equitable mortgage documents will be valid if the owner of the property has signed them.
Advocate Anik
Bangalore
Fraud app-coin track loan app
Regarding coin track loan app just checked eligibility with my husband phone we did not approved any loan but they credited 1600without asking permission with us they did not sent any message also aft
Posted 1 week ago
A. Dear Sir,
Just ignore all such messages and they cannot do since their business is it self illegal. You may lodge complaint with police if you have some influence.
Abhimanyu Shandilya
Kolkata
Advocate Anik
Bangalore
Watsaap group - big scam of money
If someone make a big scam of money how the police can arrest them
Posted 3 weeks ago
A. Dear Client
You should be knowing that whatever we do on internet through any website or app it leaves digital footprint on the inter net which cannot be deleted and if the police or agencies want they can trace the IP address of the device and find them. But for police to take action someone has to lodge a complaint with the police.
Advocate Anik
Bangalore
PMAY SUBSIDY
i took housing loan from PNB Housing finance limited, as per bank they had returned PMAY subsidy back to govt informing me that there is an outstanding due amount on my loan account. Could you please
Posted 3 weeks ago
A. Dear Client,
Individuals who already have a pucca house in the country or have availed benefit from a central/state government-run housing scheme earlier have an annual income more than ₹ 18 lakhs; are not eligible for PMAY Home Loan. yet, this outstanding due amount on loan account as a reason for returning PMAY is not mentioned anywhere. Consult the bank manager once to have a talk and know if it can be a reason.
Advocate Anik
Bangalore
Kishan Dutt Kalaskar Retired Judge
Bangalore
