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I have placed my self Guarantor to one person for personal loan from Bank and he has not paid the amount and now bank has blocked amount in my bank account. Bank is insisting to pay me the balance amo

Posted 2 days ago


A. Hi,
In case the primary borrower defaults on loan repayment, the liability to pay the outstanding amount falls on the guarantor of the loan. The guarantor can face legal action for non-payment of the outstanding loan amount. It is advised that you settle the loan with the bank.
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My mother was mentioned as Joint account holder by her father in his savings account which is also linked to three deposits, Unfortunately her father passed away recently.She has a brother who stays o

Posted 3 days ago


A. Hello
After the death of your mother's father your mother would be the owner of that bank account as it was in her name as well. Also she could contact the bank branch and transfer all the amount in her personal bank account. Also her brother cannot claim any amount.
Thanks
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My father in law has signed as guarantor for a loan which was taken by his previous driver long back.he has left the job long ago and now he is not paying the loan back.The bank has asked my father in

Posted 3 days ago


A. Dear Sir/Mam,
Your father in law is liable to pay the loan which is outstanding as he is a guarantor of his driver.
Bank will take serious action against your father in law if he does not reply to them on time. OR Bank can also file case against your father in law to recover the loan amount as he is liable to pay. If your father in law pays off the outstanding liability to the bank, then, he has the right to recover the same amount from the driver by firstly sending the legal notice and then i ...ReadMore
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boja on the land from 2002 so I want to remove the loan and the bank is not exist now on our city what is the process to remove this boja amount

Posted 5 days ago


A. Visit any branch of the said bank which has sanctioned the loan over the land and discuss in detail about the said loan and find out from to whom you can contact. If there is any outstanding amount left, then, repay that amount and get the NOC from the said bank. When all these paperwork is done, your loan will be over and you are free.
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I have HDFC account. recently filled claim form after my father's death. he had a SBI account for which I was the nominee.after the process I received the banker's cheque. I wanted to know which b

Posted 1 week ago


A. Dear Sir,
You have to file a civil suit to claim such amount. You being the nominee entitled to recover such proceeds of the cheque. You must approach SBI Bank first and if rejected then approach HDFC Bank and get endorsements from both the banks.

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I (son-in-law) have made a number of fixed deposit accounts (from my salary savings) in various nationalized banks with my Mother-in-law as first holder, me as the second holder and my wife as the thi

Posted 1 week ago


A. Hi,
Your mother-in-law has the legal authority to make a will giving all of her assets to your wife. If she dies without leaving a will, her estate will be distributed according to the laws of inheritance and succession.
Thank you very much.
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My Father passed away on 16th Mar 2021, He has three son and he has 6 fixed deposits in the bank on which he made his sons nominee on 2 Fixed deposit to each son. Now, before the demise of the father,

Posted 1 week ago


A. Dear Sir,
You may immediately lodge a complaint against the elder son of deceased father and also file a civil suit claiming a share those fixed deposits and other amounts withdrawn by him without the knowledge of your father who was not in a position to know for what purpose he has signed the documents.

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THERE ARE 02 FIXED DEPOSIT OF THE FATHER WHO PASSED AWAY ON 16TH MARCH 20201, AND HE HAS THREE SONS. ON THESE 02 FIXED DEPOSITS ELDEST SON IS THE NOMINEE, THERE ARE NO WRITTEN AGREEMENT / AND ON WIL

Posted 1 week ago


A. Dear Sir,
Normally, and always the Banks prefer to give the amounts to the nominee. Nominee is only a Trustee and he has to distribute the amount among all the legal heirs as per Section 8 of Hindu Succession Act as per the terms of Will if terms of Will are not clear then Section 8 will come into picture. Thus, both of you will share equally if you go to the Civil Court.

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I had gone under settlement with HDFC BANK , As per Bank Letter EMI were to be paid till April-21, of the Total dues I paid them 75% till April 21 , and 25% I cleared on 18th June, Now the Bank is ask

Posted 2 weeks ago


A. Dear Sir,
The Bankers throwing the public amount on the streets without taking any security advancing loans on credit cards and many of such recoveries failed due to their negligence. You need not agree for their terms and ask them to go legally.

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I have an education loan in which my father is the co borrower. My Father's overdraft account slipped into NPA. Will my education loan account also be declared NPA due to that or will ot have no effec

Posted 2 weeks ago


A. Dear Sir,
It cannot be but the Bankers doing many irregularities as the borrowers no effective remedies. You may get issue a legal notice or approach Banking Ombudsman or approach High Court.

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