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I have taken loans from different bank, and have credit card dues, i managed to pay the emis and credit card dues, but it got more and more by time, now i can't manage all emi and credit card bills, credit cards are now overdue and banks are sending notice, emi are pending, to match up this i have borrowed money from friends and relatives they are also taking follow up and return money them due to which i m unable to manage pay anything, now my condition is worst, i took loan and invested in share market unfortunately it all went in loss and now i am helpless, i m not running from making payment but i can't manage all in my income, how i should respond to bank notice, they threten mi will take you to court, leagel proceeding and all, they are threatening mi indirectly
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Fathima Shefeek

Posted 2 days ago

What is the procedure educational repayment in bank adalath.
My bother availed a loan against a property owned by my late Father. My Father was a "co-applicant". The property is situated in Haryana. After his death, the property has been bequeathed to me, and my brother ( who is the borrower) in his Will. My questions are: Does the bank now require additional documentation now that the original owner of the mortgaged property has passed away ? Am I liable to any extent to repay the loan, in case of a default by my brother since the loan was availed against a property to which I am now the legal heir ?
Disappointed to post that payment accepted on Flipkart even after entering wrong CVV no. of my Citi India creditcards. Order placed & delivered to me successfully from flipkart. My credit card details was already saved on Flipkart due to previous transactions except CVV No. I tried to purchase some products from flipkart and after going to payment page of flipkart i select credit card mode for payment as my card details was already saved there due to previous transactions, i just need to enter my card CVV no. unfortunately i entered wrong CVV number even than also i receive otp on my registered mobile number and when i entered same otp on flipkart's payment page my amount got successfully debited from my credit card even though i enter wrong CVV no. Any rule for CVV no. Video on Twitter https://t.co/SrCredA5Im
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Anonymous

Posted 2 weeks ago

Forced credit card bill without permission

A. Dear sir/madam
You may immediately write letters to the higher authorities and also to banking ombudsman and also make it viral in social network .
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Shreyash  Mohta
Shreyash Mohta Experience: 2 Year(s) Kolkata
Mrighankhi  Chakraborty
Mrighankhi Chakraborty Experience: 2 Year(s) Kolkata
Simi  Paul
Simi Paul Experience: 1 Year(s) Kolkata
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Anonymous

Posted 2 weeks ago

Namaste A good friend of mine is going through a bad phase and is in need of money, He asked me to sell his 5 gem stones in India and then transfer him the money overseas, do I need to do any formalities?

A. Dear sir/madam'
You must have some authorization like power of attorney from him and also valid bill having purchased from your friend otherwise you will be in problem.
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Anonymous

Posted 4 weeks ago

I will give my friend to 10L with 20 rs stamp paper, is it enough for 10L? or i need to do it 100 rs stamp paper, kindly know the value 20 rs and 100 rs stamp paper

A. Dear Sir,
It is waste exercise unless you have postdated cheque or promissory note which are only the legal documents.
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Suneel  Moudgil
Suneel Moudgil Experience: 16 Year(s) Panipat
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
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Anonymous

Posted 4 weeks ago

Hi, My Father has kept nomenee as her sister for bank deposits. he is expired now and how can we claim that?

A. Dear Sir,
Nominee is not the legal heir and cannot get entire amount. She is entitled for only as per inheritance law otherwise in the capacity of trustee she has to hand over the said amount to the legal heirs of your father. File a suit accordingly.
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Anonymous

Posted 4 weeks ago

Hi have recently taken Airtel connection!!! I have transferred Rs.550 to Airtel bank to pay my monthly bill after transferring the money to Airtel bank I was unable use the money to pay the bill or neither transfer back to my bank account... even after multiple emails and multiple escalations to their customer support team they are sending irresponsible reply and the issue is not yet sorted out... I have even registered a complaint with banking ombudsman but I haven’t got any solution

A. Dear Sir,
You may get issue a legal notice or write a multiple letters and also put the matter in social channels and get your problems solved.
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Anonymous

Posted 1 month ago

I had taken a personal loan from HDFC Bank Ltd and I have not paid last 2 EMIs and Today I have received a email from their lawyer about a lok Adalat case being filled against me. What can been done? I had not paid the amount as I had lost my job and ready to pay the amount from next month as I have received a new job.

A. You attend the lok adalat and inform them that you are willing to settle the dues and that you need time.
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J S  Pawar
J S Pawar Experience: 4 Year(s) Mumbai
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