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Anonymous
Posted 4 days ago
Sir I have taken a personal loan in india bulls dhani for a period of 48 months, from 3 months some financial problem not able to pay on the 5 th of due date , but I payed at the end of month, but this month i cannot pay them please give legal advice to protect form recovery team
A. U should meet Ur branch manager. Credit manager. Or settle it peacefully
Anonymous
Posted 6 days ago
Sir please give legal advice to give insolvency
No income from 3 months , harassment from loan recovery team
A. you have not mentioned the full facts.
For details, pl. contact some advocate through vidhikarya.com
Anonymous
Posted 6 days ago
Sir due to my financial problem , not able to pay from 3 months , i need to settle my loans
Credit with provisional period of 6 months
Can i get some legal advice
A. I f you want to repay you meet the Bank's manager and discuss the matter including your financial position and take some time.
Smitaba Gohil
Posted 2 weeks ago
Respected sir; mene Google me serch kiya to delhi supreme court k mutabik joint account vale cheque me agar sabhi account holder k signature na ho to aese cheque lene vale par karyavahi kar sakte hai jiske sign na ho vo account holder kya ye rules sahi me hai yaha pe cheque lene vali koi bank nahi balki financers hai jiska kitna bhi paisa do vyaj ka vyaj kabhi khtam hi nahi hota
A. You don't need to worry.
Anonymous
Posted 2 weeks ago
Respected:sir; Mere husband ka bank account me mera name bhi joint me hai ,mere husband ne vyaj par paise lie hai meri jankari k bahar usne vyaj valo ko joint account vala cheques diye hai ,joki cheques me meri sign nahi hai akle mere husband ki hi sign hai to meri isme jimmedari kitni banti hai
A. आपकी जिम्मदारी आपके पती के बराबर बनती है। जो लोन और उसका ब्याज अदा करने की आपकी पतिकी जिम्मेदारी है उतनी आप भी जिम्मेदार है।आप बैंक वालोको कानूनी नोटिस भेजकर ये बात बता सकती है कि लोन चुकाने की जिम्मदारि पती की है। कृपया किसी अनुभवी अभिवक्ता से संपर्क करे या विधिकार्य के अनुभवी अभीवक्ता से आप नोटिस भिजवा सकती है।
Anonymous
Posted 2 weeks ago
I took a personal loan which now I m not able to pay. 3 EMI have got bounced. I issued no cheque to bank when the loan was approved. Can bank file case against me for bouncing of EMI s without any cheque?
A. Dear client kindly visit your bank and discuss with bank authority about your situation.i hope your problem will be resolved.
Mauli Sul
Posted 3 weeks ago
Sir currently im preparing for banking exams.I am confident that i will get selected sooner.But I have case filed against me which will come in my way to get a government job.Obviously emoloyer do a background checkup and they also want us to fill case related details if any.Will it be good to mention your case details ? As after mentioning they will end up cancelling my selection because anyone who has case pending on them cannot apply for job is it right ? What must be my way forward sir.
A. Dear client kindly file 482 CRPC Petition before High Court and get it quashed. Kindly go through any experienced local lawyer for filing case.
Anonymous
Posted 3 weeks ago
I took a personal loan which now I am not able to pay the EMI of it for last 3 months. What action can the bank take against me?
A. Dear client kindly go and visit your bank authority for your issue.they will be help you to issue some more period for instalment.
Anonymous
Posted 3 weeks ago
I bought a two wheeler two years ago on monthly EMI of Rs.4500 and also paid all the Emi's on time. After that the loan financing company offered me a personal loan of Rs. 214000 , which I denied to take but my husband applied online request for the loan behind my back. The company also didn't verify my current income and credited the loan amount in my account saying that it is a paperless loan where no documents are required to get loan. At present I m jobless and unable to pay EMIs of the loan. We asked company to give some time to seek job and make arrangements of money to pay the loan but they are not considering my request. What can I do as legal action? Since the company didn't take my consent before giving the loan. They did not talk to me, neither meet me face to face to take my consent for the loan. Can I file case against company's fault? Because the company is about to file case against me for the non payment of loan.plz advice me I m worried.
A. Dear Client,
There is a saying in English " One flower does not make garland".Both ( The Bank/the Financial Institution is at fault in giving you money at the request of your husband without proper verification which you should have brought to the notice of higher officials which you have not done means you are at fault as well.The best thing for you would be to go to the bank, meet the concerned Branch Manager, explain him/her the actual position and and take time.You can go to the Court, no problem.But, finally you will end up paying with interest.If you have a company/industry then there might be loan waiver.But I have my own doubt after reading what you have stated.Try to clear it up as soon as you can.
Shanti Ranjan Behera, Advocate
Anonymous
Posted 1 month ago
What is dhara 138? I am not able to pay EMI of a personal loan. Also the loan recovery employees have threatened me to mortgage my two wheeler and other things of my home for recovery. I don't understand what to do? Plz give legal and other than legal advice.
A. Dear client kindly consult with experienced lawyer about sec 138. they can file recovery case under sec 138 of NI Act
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