Get Realtime Updates of your Request. Download Vidhikarya App
Ask a Question - Free Legal Advice
Administrative Law
(524)
Admiralty and Maritime
(6)
Adoption
(143)
Advertising
(59)
Animal Laws
(47)
Arbitration and Mediation
(59)
Aviation
(16)
Banking
(663)
Bankruptcy and Debt
(222)
Cheque Bounce
(482)
Child Custody
(178)
Civil
(2432)
Commercial
(125)
Consumer Protection
(664)
Contracts and Agreements
(540)
Corporate and Incorporation
(140)
Criminal
(1949)
Customs, Excise
(50)
Cyber, Internet, Information Technology
(388)
Debt and Lending Agreement
(89)
Debt Collection
(198)
Divorce
(957)
Divorce and Separation
(1594)
Documentation
(351)
Domestic Violence
(720)
Election Campaign and Political Laws
(24)
Employment and Labour
(1373)
Environment and Natural Resources
(35)
Equipment Finance and Leasing
(3)
Family
(2288)
Financial Markets and Services
(106)
Government Contracts
(60)
Human Rights
(314)
Immigration
(58)
Industrial Laws
(73)
Insurance
(92)
Intellectual Property, Copyright, Patent, Trademark
(127)
International Laws
(14)
IT Contracts
(62)
Juvenile
(25)
Landlord and Tenant
(719)
Licensing
(22)
Mail Fraud
(29)
Maternity
(75)
Media, Communication, Entertainment
(18)
Mergers and Acquisition
(23)
Military Laws
(18)
Motor Accident
(158)
Muslim Laws
(76)
Outsourcing Agreement/Laws
(7)
Partnership
(66)
Police Laws
(68)
Power of Attorney
(80)
Privacy
(101)
Property
(3500)
Real Estate
(486)
Registration
(160)
RTI
(120)
Sale
(81)
Sale of Goods
(23)
Sex Crime
(159)
Sexual Harassment
(6)
Sexual Harassment at Workplace
(94)
Software License
(4)
Sports Law
(4)
Tax
(22)
Tax-GST
(19)
Tax-Income Tax
(35)
Tax-Property Tax
(36)
Telecommunication
(13)
Torts
(26)
Transportation
(74)
Trust and Society (NGO)
(98)
Used For Testing
(2)
Will
(159)
Work Permits
(36)
I had taken a business loan, tough I had signed document with 4 % foreclosure charges I requested bank to reverse charges before foreclosuring the loan on mail. The bank replied that they will give us answer within few day. Later I received foreclosure statement with 0 foreclosure charges. So I took aknowledgement of the foreclosure letter from the bank and foreclosed my loan. Upon foreclosuring of my loan they still charged me foreclosure charges, when I asked why did they issue a foreclosure letter with 0% foreclosure charges, and why did they not inform me about foreclosure charges they said that you had signed the agreement wherein it is mentioned that you have to pay foreclosure charges, but my point of argument is "1. Final communication with bank was at 0% foreclosure
2. I have mail asking them to waive my foreclosure charge.
3. Also aknowldgement from bank officers about receiving 0% foreclosure charges.
4. No communication from Bank to us before directly deducting foreclosure charge. "
Can you tell me whether I have case or no?? Should I go to ombudsman?
Are there any presedence of similar case?
A. Dear Sir,
You may get issue a legal notice followed by suit for foreclosure.
Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
You may get issue a legal notice followed by suit for foreclosure.
Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
Helpful
Helpful
Share
Karjdarachi ekach property asel tar bankela ti sold out karta yete ka? tasa konta law asel tar sanga? ek person ek asset asel tar bankela til property attached karta yete ka?
A. Dear Sir,
Please write in English language.
Please write in English language.
Helpful
Helpful
Share
My father got paralyzed and disabled. I'm nominee and e or s for all his accounts. He lost all his docs with bank at the time of paralyzed incident happen. I'm trying to get duplicate receipts for his accounts. Its going to 1 year, still they didn't hand over receipt to me. I requested them to come and meet my dad. But they didn't. After reached commissioner office they ok with by seeing him in video call. Now without intimate me they want to see my dad and get his thumb impression on what docs I don't know. Is it possible or allowed in law to meet the disabled person and get his thumb impression without responsibility or nominee person???
A. No. They can't. But at first just assure yourself what they have get it signed or thumb impressed.
Helpful
Helpful
Share
I have a credit card of ICICI Bank. But I'm not use it any time and not generate it pin number.bank told me that this card will be free of cost and no any charges. But they are continuing charged on it . So PL what I can do.
A. Dear Sir,
You may lodge complaint with Banking Ombudsman...
Please have PAID phone call with me through VIDHIKARYA and get more guidance.
You may lodge complaint with Banking Ombudsman...
Please have PAID phone call with me through VIDHIKARYA and get more guidance.
Helpful
Helpful
Share
Hi Sir/Ma'am, I am 29 years old and have a query regarding the appointment in bank on compassionate ground. My father has expired in Dec 2016 and I had sent all the documents to the bank headquarters within a month as per my understanding. However I didn't get any revert for a long time. Around 3 months ago, I received a letter from them regarding the remaining documents I need to submit so I have submitted all of it as mentioned in the letter 1 month ago. I need to know that how much time generally it takes or anything if you can add will be helpful.
A. Dear Sir,
You have to approach immediately to the Service Tribunal or High Court. Contact any Service Advocate immediately.
You have to approach immediately to the Service Tribunal or High Court. Contact any Service Advocate immediately.
Helpful
Helpful
Share
So, as I understand, RBI law states that any soiled Note can be exchanged at any branch of any bank, free of cost, regardless of whether he/she is a customer in the bank. I approached two different banks to have my note exchanged but I was sent away. Infact one of the officials in one bank had so much ego issues when I showed him the article from economic times which stated this law.
A. Lodge a complaint with the banking ombudsman.
Helpful
Helpful
Share
Is forex trading legal in India at present?
A. Do not try this.
Helpful
Helpful
Share
Hello Sir ,
I am from chennai I borrowed amount of 300,000 for my Bachelors degree which i completed in the year 2010, Due to some personal reason and late employment with less salary i was not able to pay the EMI regularly and from the year 2014 to 2018 we dint get any notice or call from bank regarding the loan and i thought loan got waived off.
Suddenly last year i got a call and letter from bank stating that i am having outstanding loan amount of 700,000(Principal & Interest) and My EMI is 10000 monthly , though i am not in a position to pay that amount monthly , I have managed to pay and i have payed nearly 100,000 till now from last year december,
As my financial situation is getting worse i am unable to pay 10000 monthly and i asked my bank manager to waive my interest alone so that i will pay the full principal amount which i borrowed from bank but manager is not accepting .
Please suggest me how to pay my principal amount alone and get cleared my lone .
A. Dear Sir,
You may search for circulars in respect of waiving of educational loans in some cases and also file a suit against bankers not to use coercive steps to recover the loan immediately.
You may search for circulars in respect of waiving of educational loans in some cases and also file a suit against bankers not to use coercive steps to recover the loan immediately.
Helpful
Helpful
Share
I am having clot in my heart and twice I have been operated now my heart pump count is 30% I am not sure how long I'll be living, I cant pay now my banking debts there are 2 personal loan which I cant pay if I pay to bank I cant pay to doctors for my further treatment, please can you advise wat should I do next . Will getting bankrupt helps me .
Please advise.
A. If you have taken loan from the bank then it becomes your responsibility to repay the same.
Having that said, if your financial condition is poor you can opt for out of court settlement and also in other cases opt for bankruptcy.
If you opt for bankruptcy,
you shall need a lawyer who shall draft a petition under the insolvency and bankruptcy code and shall declare you as bankrupt.
Foor declaration of bankruptcy the following criteria needs to be fulfilled
1. You should not have any assets ...ReadMore
Having that said, if your financial condition is poor you can opt for out of court settlement and also in other cases opt for bankruptcy.
If you opt for bankruptcy,
you shall need a lawyer who shall draft a petition under the insolvency and bankruptcy code and shall declare you as bankrupt.
Foor declaration of bankruptcy the following criteria needs to be fulfilled
1. You should not have any assets ...ReadMore
Helpful
Helpful
Share
A company fraud me and take me so much amount.
A. Hello,
First issue Legal Notice against the company stating the facts and that they must pay you back your money and lodge a complain to police.
If they fail or doesn't agree to pay then file a money suit and case for fraud.
First issue Legal Notice against the company stating the facts and that they must pay you back your money and lodge a complain to police.
If they fail or doesn't agree to pay then file a money suit and case for fraud.
Helpful
Helpful
Share
Top Responding Lawyers
Kishan Dutt Kalaskar Retired Judge
Consult
Retired Judge
Experience: 33 Year(s)
Free Advice Given: 4708
Bangalore
View All AnswersConsult
Rameshwar Dadhe
Consult
As a advocate
Experience: 2 Year(s)
Free Advice Given: 2377
Aurangabad
View All AnswersConsult
Deepak Yashwantrao Bade
Consult
Lawyer and legal associate
Experience: 9 Year(s)
Free Advice Given: 2204
Nagpur
View All AnswersConsult
Shreyash Mohta
Consult
Advocate
Experience: 1 Year(s)
Free Advice Given: 1692
Kolkata
View All AnswersConsult
Shanti Ranjan Behera
Consult
Advocate
Experience: 22 Year(s)
Free Advice Given: 1128
Bhubaneswar
View All AnswersConsult
Ambrose Leo
Consult
Adv.Ambrose Leo Associates & Legal Consultants
Experience: 9 Year(s)
Free Advice Given: 1057
Bangalore
View All AnswersConsult
ROBERT D ROZARIO
Consult
Advocate High Court
Experience: 15 Year(s)
Free Advice Given: 784
Kolkata
View All AnswersConsult
Rajender Prasad
Consult
Lawyer
Experience: 5 Year(s)
Free Advice Given: 623
New Delhi
View All AnswersConsult
Prabhakara S K Shetty
Consult
Advocate
Experience: 19 Year(s)
Free Advice Given: 619
Bangalore
View All AnswersConsult
Suneel Moudgil
Consult
Advocate
Experience: 15 Year(s)
Free Advice Given: 606
Panipat
View All AnswersConsult
Abhimanyu Shandilya
Consult
Advocate and Legal Counsel
Experience: 14 Year(s)
Free Advice Given: 599
Kolkata
View All AnswersConsult
ARPIT BATRA
Consult
Attorney
Experience: 11 Year(s)
Free Advice Given: 536
South Delhi
View All AnswersConsult
GANESH SHARMA
Consult
Criminal Lawyer
Experience: 3 Year(s)
Free Advice Given: 409
Faridabad
View All AnswersConsult
Ashish K Dongre
Consult
Advocate
Experience: 12 Year(s)
Free Advice Given: 347
Thane
View All AnswersConsult
Vishwabandhu
Consult
SENIOR LAWYER
Experience: 38 Year(s)
Free Advice Given: 291
Jabalpur
View All AnswersConsult
Johnson Thangiah
Consult
Advocate / Trial Advocate
Experience: 18 Year(s)
Free Advice Given: 282
Tirunelveli
View All AnswersConsult
Sanjay Kumar Jha
Consult
Advocate
Experience: 17 Year(s)
Free Advice Given: 245
Patna
View All AnswersConsult
Sunil Kumar Singh
Consult
Lawyer,Attorney,Solicitor
Experience: 17 Year(s)
Free Advice Given: 242
Kanpur
View All AnswersConsult
Manjula Shanmugasundaram
Consult
Advocate
Experience: 18 Year(s)
Free Advice Given: 241
Chennai
View All AnswersConsult
Rajeev RJ
Consult
Advocate
Experience: 17 Year(s)
Free Advice Given: 198
Thiruvananthapuram
View All AnswersConsult
Junaid Ali Khan
Consult
Advocate
Experience: 2 Year(s)
Free Advice Given: 193
New Delhi
View All AnswersConsult
Ved prakash Shaw
Consult
Advocate
Experience: 38 Year(s)
Free Advice Given: 132
Bhubaneswar
View All AnswersConsult
Need a Quick Legal Advice NOW?
Don’t want to wait! Call at the toll free
number and get a call from an expert Lawyer
within an hour!
7604047601
Most Viewed Questions
- IS BC-C caste certificate valid in case of converted Christians from castes other than Scheduled castes?
- sec - 354, 427, 506
- Land dispute under section 144
- Complaint Against Money Lender
- Cancellation of Pattadar Pass book
- Original property documents lost by the bank
- Service matter
- Pcc
- Best suggestion for false allegations levelled by wife --- RCR or Divorce
- CHANGE OF NAME IN HOUSING SOCIETY SHARE CERTIFICATE
Categories
Administrative Law
(524)
Admiralty and Mariti...
(6)
Adoption
(143)
Advertising
(59)
Animal Laws
(47)
Arbitration and Medi...
(59)
Aviation
(16)
Banking
(663)
Bankruptcy and Debt
(222)
Cheque Bounce
(482)
Child Custody
(178)
Civil
(2432)
Commercial
(125)
Consumer Protection
(664)
Contracts and Agreem...
(540)
Corporate and Incorp...
(140)
Criminal
(1949)
Customs, Excise
(50)
Cyber, Internet, Inf...
(388)
Debt and Lending Agr...
(89)
Debt Collection
(198)
Divorce
(957)
Divorce and Separati...
(1594)
Documentation
(351)
Domestic Violence
(720)
Election Campaign an...
(24)
Employment and Labou...
(1373)
Environment and Natu...
(35)
Equipment Finance an...
(3)
Family
(2288)
Financial Markets an...
(106)
Government Contracts
(60)
Human Rights
(314)
Immigration
(58)
Industrial Laws
(73)
Insurance
(92)
Intellectual Propert...
(127)
International Laws
(14)
IT Contracts
(62)
Juvenile
(25)
Landlord and Tenant
(719)
Licensing
(22)
Mail Fraud
(29)
Maternity
(75)
Media, Communication...
(18)
Mergers and Acquisit...
(23)
Military Laws
(18)
Motor Accident
(158)
Muslim Laws
(76)
Outsourcing Agreemen...
(7)
Partnership
(66)
Police Laws
(68)
Power of Attorney
(80)
Privacy
(101)
Property
(3500)
Real Estate
(486)
Registration
(160)
RTI
(120)
Sale
(81)
Sale of Goods
(23)
Sex Crime
(159)
Sexual Harassment
(6)
Sexual Harassment at...
(94)
Software License
(4)
Sports Law
(4)
Tax
(22)
Tax-GST
(19)
Tax-Income Tax
(35)
Tax-Property Tax
(36)
Telecommunication
(13)
Torts
(26)
Transportation
(74)
Trust and Society (N...
(98)
Used For Testing
(2)
Will
(159)
Work Permits
(36)
Consult Advocate {{lawyerName}}
Choose an Option to Proceed
Post it FREE
✔ Your question will posted in the open forum where everyone can view your question
✔ Lawyers will respond to the queries online
✔ Answers given by the Lawyers will be in the open forum and will be visible to all
✔ Lawyers will respond to the queries online
✔ Answers given by the Lawyers will be in the open forum and will be visible to all
Post Privately : Get Legal Advice by multiple Expert Advocates by paying
just @ Rs. {{PostPrivately}}
✔ Your question will seen by only our registered Lawyers
✔ Replies by Lawyers will be visible Only to you
✔ You get 2 replies FREE with each Lawyer who answers your question
✔ Replies by Lawyers will be visible Only to you
✔ You get 2 replies FREE with each Lawyer who answers your question
Get all responses in your personal mailbox as well by just adding Rs 50
Please select how would you like to Consult
| Type of Consultation | Fees | |
|---|---|---|
| Phone Consultation | ₹ | |
| Meeting Consultation | ₹ | |
| Email Consultation | ₹ | |
| Video Conference | ₹ | |
| Request for quotation from the Lawyer. | ||
Review and Confirm
| Consultation Request for Advocate {{lawyerName}} | |
| Consultation Type : Meeting Consultation | |
| Charges : | ₹ | 118 | (with 18% GST) |
Successful
Your Request has been registered. We will get back to you soon.
Submit Your Query
Successful
Your Transaction is Completed
Payment Failed
Your Transaction is Failed
Payment Successful!
Successful!
Your question is posted successfully. You will get your responses soon. You will be notified by mail and sms once Lawyer responds.
THANK YOU!
For any query drop a mail at [email protected] or call at 7604047601
THANK YOU!
For any query drop a mail at [email protected] or call at 7604047601
Your question is posted successfully on the open forum. You will get your responses soon. You will be notified by mail and sms once Lawyer responds.
THANK YOU!
For any query drop a mail at [email protected] or call at 7604047601
THANK YOU!
For any query drop a mail at [email protected] or call at 7604047601
Sorry!
Sorry, You are not the registered Lawyer of Vidhikarya.You have to signup as a lawyer to respond the Question.
Failure
Failed to post your question
Review and Confirm
Post Privately :
Rs. {{PostPrivately}}.00
Answer in Mail :
Rs. {{MailNotification}}.00
GST(18%) :
Rs. {{GSTAmount}}.00
Total
: Rs. {{TotalAmount}}.00
Post Your Question
Question Title is required
Title should be with in 80 characters
~ and ` characters are not allowed
Question should be with in 4,294,967,295 characters
Question is required
~ and ` characters are not allowed
Category is required
Email is required
Invalid Email
State is required
City is required
Symbols are not allowed (Excluding #)
# Symbols is required
How Paid Answers Work
❶ Client Posts a Question by paying some amount
❷ All Paid Answers will be shown in N-Indicator (Open to Answer)
❸ You can reply and respond to the question
❹ Answer will be Approved by Admin based on content and on first come first serve basis.
❺ If answer is Approved then you will get your share. Status will be A-Indicator (Approved).
❻ If there are many Answers Posted then your Answer may get approved with a Lock. That means Client can view your response only if Client Unlocks by Paying Extra Amount. Status will be AL-Indicator ( Approved and Locked).
❼ If there are many Answers Posted you will Waitlisting tag. Waitlisting Answers may get Approved with a Lock or may not get Approved. It will be decision made by the Admin.
❽ Your share will depened on the number of Answers received and weightage given to your answer based on promtness and content.
➒ All amount will be accumulated and will be shared once in a month.
❷ All Paid Answers will be shown in N-Indicator (Open to Answer)
❸ You can reply and respond to the question
❹ Answer will be Approved by Admin based on content and on first come first serve basis.
❺ If answer is Approved then you will get your share. Status will be A-Indicator (Approved).
❻ If there are many Answers Posted then your Answer may get approved with a Lock. That means Client can view your response only if Client Unlocks by Paying Extra Amount. Status will be AL-Indicator ( Approved and Locked).
❼ If there are many Answers Posted you will Waitlisting tag. Waitlisting Answers may get Approved with a Lock or may not get Approved. It will be decision made by the Admin.
❽ Your share will depened on the number of Answers received and weightage given to your answer based on promtness and content.
➒ All amount will be accumulated and will be shared once in a month.
Paid Indicators
Login
Log In Failed ! Wrong email or password
OTP Login failed! This Email id is not registered.
ⓘ OTP will be sent to your Phone Number linked with the registered Email ID.
Login with OTP
An OTP has been sent to your mobile {{hiddenPhoneNumber}}.
{{ otpVerifyError }}
You can Resend OTP after 10 Seconds
Enter Password/ OTP
You are a registered member. Please provide your password or Login with OTP.
Login with OTP
An OTP has been sent to your mobile {{hiddenPhoneNumber}}.
An OTP has been sent to your email Id.
{{ otpVerifyError }}
You can Resend OTP after 10 Seconds
You are a new user, please validate for security reasons
Please Do not Close this browser, and provide the following required details -
{{ emailErrorMessage }}
Verify OTP
If you haven't received any OTP, please click the Resend button below. You can change your registered mobile number by clicking on the Edit icon.
Error
Confirm
Are you sure you want to request for this Advocate's number ?
Successful
Your Request has been registered. We will get back to you soon.