How to stop Excessive Bank Calls During Financial Challenges
How to stop Excessive Bank Calls During Financial Challenges
I have taken a personal loan and a credit card from Y Bank. This is the first month I missed my due payment because of unemployment and other family reasons. Currently, I don’t have the funds to cle... (Siddipet, Telangana)
1 day ago
A. Dear Client,
A borrower of a personal loan or credit card holder is held personally liable for non-payment of the outstanding amount of the loan/credit card. Once the repayment of the loan or credit card dues stops or bounces for consecutive 3 installments, the Bank initiates a routine course of action for recovery of the loan from the borrower/credit card holder. If a suit for recovery of an outstanding loan from the borrower is filed by the Bank before a Civil Court/DRT, after hearing both pa ...ReadMore
False legal notice for credit card and false case
Can I file case against bank for sending fake legal notice and fake lokadalath case... (Hyderabad, Telangana)
3 days ago
A. Dear Client,
Normally, a Bank does not issue a fake legal notice or a fake adalat case. So, first, be ensured about the authenticity or veracity of the said notices from the concerned Bank or bench of Lokadalat before serving legal notice to the Bank.
Bank account lien since March 2024
My BOB account lien since March 2024 still lien not remove by cyber cell... (Nashik, Maharashtra)
3 days ago
A. Dear Client,
Once a cybercrime scam involving suspicious or fraudulent transactions is reported online to the National Cyber Crime Reporting Portal(NCCRP), on the instruction of the Cyber Crime Cell, the investigating team starts the routine process of investigation immediately freezing the suspected accounts of fraudsters and the victim's Bank account obtaining an order from the court of Magistrate under Sec.102 Cr.PC to that effect. You have to wait for the completion of the investigation of ...ReadMore
Bank Transaction
i have given money to my friend bank account but he has returned it to me from another bank account then is it ok?... (Mumbai City, Maharashtra)
5 days ago
A. Dear Sir,
Since you have received your amount back through the same Bank or another Bank. You cannot claim the same amount again.
Cyber Crime Bank Accounts
I Want To Ask One Thing In Cyber Crime Bank Accounts are being used to carry out the fraud and in many cases bank employees are arrested if the account holder haven't caught or arrested then how ti cl... (Nashik, Maharashtra)
5 days ago
A. Dear Sir,
You may go to Consumer Court and put a claim in respect of your amount thereafter you may get a judgment in your favour. No Court fees is required and you can contest in Party-in-Person.
NBFC violated RBI guidelines which cost career opportunity & mental stress
I applied for an education loan with Credila, which was initially sanctioned but not disbursed on time. Despite initiating the disbursement process, Credila failed to fulfill it, leading me to stop th... (Hyderabad, Telangana)
5 days ago
A. Dear Client,
In the given scenario, serving a strong legal notice to the Credila, file a complaint against them over deficiency in service and unfair trade practice before the Dist. Consumer Commission under Section 35 of the Consumer Protection Act, 2019 claiming the issue of no dues certificate along with compensation for harassment and mental agony. The complaint should be filed within two years from the date of the cause of action.
Account no Hold -CyberCell
Been tricked in telegram for Google review task. Received amount 10080 which later on Hold by CyberCell... (Bhavnagar, Gujarat)
1 week ago
A. Dear Client,
Telegram scam/fraud refers to any malicious or deceitful activity that takes place on the Telegram messaging app. The types of fraud conducted on the app can often include financial scams, phishing attempts, and other types of activity targeting users to provide their personally identifiable information (PII). In addition, Telegram has become a hotbed for selling malware, discussions of cybercrime, and other high-risk activity. Once a cybercrime scam is reported online to NCCRP, on ...ReadMore
Mahindra Finance not returning FD money
— 1 Year FD of Rs 5L at 8% interest in my name with Mahindra Finance. Start Date: 3 Nov 2009. Maturity Date: 3/11/10 — Interest from 3/11/09 - 30/09/10 recd in my A/C via online transfer in 2 tra... (Kolkata, West Bengal)
1 week ago
A. Dear Client,
In the given scenario, serving a legal notice to the concerned Company/NBFC, Mahindra Finance, you can file a complaint against them online to the regulatory authority RBI on the Digital Complaint Management System (CMS) Portal: https://cms.rbi.org.in/cms/IndexPage.aspx. This is a unified portal for Banking, NBFC as well as Digital Transactions related grievances. Further, if it appears that owing to the negligence or deficiency in service on the part of the company/NBFC, you are d ...ReadMore
Bank Account on hold
Hlo sir My bank account has been hold by cyber cell how to unfreeze my bank account plz help me for this... (Gurdaspur, Punjab)
1 week ago
A. Dear Client,
Once a cybercrime scam involving suspicious or fraudulent transactions is reported online to the National Cyber Crime Reporting Portal(NCCRP), on the instruction of the Cyber Crime Cell, the investigating team starts the routine process of investigation immediately freezing the suspected accounts of fraudsters and the victim's Bank account obtaining an order from the court of Magistrate under Sec.102 Cr.PC to that effect. You have to wait for the completion of the investigation of ...ReadMore
Fake or legal
Ranjanpada near by stations land selling By land experts 3L Guntha Etc m Is Real or fake... (Raigad, Maharashtra)
1 week ago
A. Dear Sir,
You have to check with local real estate Advocates or local revenue authorities and after cross verification only you may venture to purchase such property.
