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Anonymous

Posted 9 months ago

Hello Sir/madam I am a retired bank employee I got retirement in Aug 2016. I didn't opt for pension initially as my bank (Bank Of India) was asking for some funds for availing pension. As I was little short on funds at that time I didn't avail pension but now i have funds and I am willing to give it to bank and get my pension started. Recently bank proposed an offer to avail pension for retired bank employee in exchange of funds but it turned out that it was for those employees who were suspended. I am advised that I can avail pension as it's my legal right ......i want a professional opinion in this matter that what kind of legal procedure should I follow to get my pension started.....approximately how much time will the procedure take and how much will it cost me

A. Dear Client Tell me what was the option
given by your Bank. Has Bank gave u a Lump Some amount instead of life long pension ? If u accepted that option ?
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Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
Prabhakara S K Shetty
Prabhakara S K Shetty Experience: 19 Year(s) Bangalore
ARPIT  BATRA
ARPIT BATRA Experience: 11 Year(s) South Delhi
I’m not paid the emi of loan of (48 months) from 2005, I don’t have contact with bank from not paid of emi of loan from 2005. But now they suddenly call to after 13 years and said “we have settlement for you , pay loan before 26/11/2018, otherwise your children will face problems in future” . We asked time to pay they don’t give the time and the give 7 days to pay for loan. But they said if you not paid your children will face problems, so worried about my children. I don’t have money to pay the loan. What I have to do , please help me before they take any action to me or my children.

A. dear client kindly go through ant local lawyer for resolution.
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ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
ask_a_question

Anonymous

Posted 9 months ago

Dear sir i have a credit card limit of 35000 I have used the card last 2 years back , from 2 years iam paying minimum due of 3000, from past 3 months not able to pay due my financial problem, collection team visited my place to make the payment , but I explained my situation he refused to listen , he had given a option for settlement like i have to pay 30 % in 6 months , he is asking for postdated cheques what should I do can i trust him, please give advice

A. dear client its better way to approach the bank manager or the concerned department for settlement.
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ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
ask_a_question

Anonymous

Posted 10 months ago

Sir I have taken a personal loan in india bulls dhani for a period of 48 months, from 3 months some financial problem not able to pay on the 5 th of due date , but I payed at the end of month, but this month i cannot pay them please give legal advice to protect form recovery team

A. dear client kindly meet the branch manager and discuss your financial problem.try to settle your case amicably.
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Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
ask_a_question

Anonymous

Posted 10 months ago

Sir please give legal advice to give insolvency No income from 3 months , harassment from loan recovery team

A. dear client kindly file insolvency suit.declared yourself as insolvent.
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Rajender  Prasad
Rajender Prasad Experience: 5 Year(s) New Delhi
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
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Anonymous

Posted 10 months ago

Sir due to my financial problem , not able to pay from 3 months , i need to settle my loans Credit with provisional period of 6 months Can i get some legal advice

A. dear client kindly meet the Bank's manager and discuss the matter including your financial position.
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Rajender  Prasad
Rajender Prasad Experience: 5 Year(s) New Delhi
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
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Smitaba Gohil

Posted 10 months ago

Respected sir; mene Google me serch kiya to delhi supreme court k mutabik joint account vale cheque me agar sabhi account holder k signature na ho to aese cheque lene vale par karyavahi kar sakte hai jiske sign na ho vo account holder kya ye rules sahi me hai yaha pe cheque lene vali koi bank nahi balki financers hai jiska kitna bhi paisa do vyaj ka vyaj kabhi khtam hi nahi hota

A. You don't need to worry.
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Deepak Yashwantrao Bade
Deepak Yashwantrao Bade Experience: 9 Year(s) Nagpur
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Respected:sir; Mere husband ka bank account me mera name bhi joint me hai ,mere husband ne vyaj par paise lie hai meri jankari k bahar usne vyaj valo ko joint account vala cheques diye hai ,joki cheques me meri sign nahi hai akle mere husband ki hi sign hai to meri isme jimmedari kitni banti hai

A. आपकी जिम्मदारी आपके पती के बराबर बनती है। जो लोन और उसका ब्याज अदा करने की आपकी पतिकी जिम्मेदारी है उतनी आप भी जिम्मेदार है।आप बैंक वालोको कानूनी नोटिस भेजकर ये बात बता सकती है कि लोन चुकाने की जिम्मदारि पती की है। कृपया किसी अनुभवी अभिवक्ता से संपर्क करे या विधिकार्य के अनुभवी अभीवक्ता से आप नोटिस भिजवा सकती है।
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Rajender  Prasad
Rajender Prasad Experience: 5 Year(s) New Delhi
ARPIT  BATRA
ARPIT BATRA Experience: 11 Year(s) South Delhi
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
ask_a_question

Anonymous

Posted 10 months ago

I took a personal loan which now I m not able to pay. 3 EMI have got bounced. I issued no cheque to bank when the loan was approved. Can bank file case against me for bouncing of EMI s without any cheque?

A. Dear client kindly visit your bank and discuss with bank authority about your situation.i hope your problem will be resolved.
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Rajender  Prasad
Rajender Prasad Experience: 5 Year(s) New Delhi
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
ARPIT  BATRA
ARPIT BATRA Experience: 11 Year(s) South Delhi
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Mauli Sul

Posted 10 months ago

Sir currently im preparing for banking exams.I am confident that i will get selected sooner.But I have case filed against me which will come in my way to get a government job.Obviously emoloyer do a background checkup and they also want us to fill case related details if any.Will it be good to mention your case details ? As after mentioning they will end up cancelling my selection because anyone who has case pending on them cannot apply for job is it right ? What must be my way forward sir.

A. Dear client kindly file 482 CRPC Petition before High Court and get it quashed. Kindly go through any experienced local lawyer for filing case.
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Rajender  Prasad
Rajender Prasad Experience: 5 Year(s) New Delhi
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
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